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Washington A+ BBB Home Loan Modification Help | Seattle, Vancouver, Spokane

02-01-10

For A+ BBB Washington Mortgage Loan Modification Services CLICK HERE

The amount of foreclosures in Washington increased by a staggering 35% from 2008 to 2009, according to RealtyTrac. Fortunately for distressed homeowners, loan modifications are becoming more prevalent and regulated. HomeStart is accredited by the BBB and provides loan modification services to the many who qualify.

Now more than ever, lenders are willing to renegotiate the loan terms. Not only do lenders save more money by modifying a loan than foreclosing on a property, but President Obama’s new Homeowner and Stability Plan (HASP) further incentivizes lenders to offer loan modifications. These loan modifications entail permanent adjustments to the loan terms that can allow homeowners to maintain their mortgage payments and keep their homes. HomeStart will determine if you qualify for a loan modification and get the process started with no upfront fees.

Why choose HomeStart over a law firm?

There are a number of reasons to choose a loan modification specialist like HomeStart over a law firm. The cost is usually much higher with a law firm. Law firms typically do not offer fixed rates for home loan modifications. They often charge hourly, which can lead to prices 2 to 3 times higher than those of loan modification specialists. Lawyers charging hourly will want to maximize their profit, which means the loan modification process will not only be more costly, but take more of your time. Law firms also do not uphold the same standard of customer service as HomeStart does, knowing that they are a last resort. If you want to save money, time and experience better service, HomeStart is here to help you start new, not over.

In addition to having an A+ grade from the BBB, HomeStart is licensed by the California Department of Real Estate (DRE). The DRE established certain policies for its members regarding the capability of performing home loan modifications. The DRE thoroughly assesses a firm before allowing it to become a member, which demonstrates the legitimacy of HomeStart.

For more information please visit www.YourHomestart.com

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Massachusetts A+ BBB Home Loan Modification Help | Boston, Worcester, Lowell

02-01-10

JP Ramirez

For A+ BBB Massachusetts Mortgage Loan Modification Services CLICK HERE

The housing market in Massachusetts has seen its share of difficulty during the last year. RealtyTrac reported that 1 in every 75 homes in Massachusetts received a foreclosure filing in 2009. Fortunately, loan modifications are becoming more prevalent and regulated. HomeStart is accredited by the BBB and provides loan modification services to the many who qualify.

What is a loan modification?

A loan modification is a permanent change in one or more of the terms of your loan. The purpose of a loan modification is to allow the borrower to meet the new terms in order to prevent foreclosure. A loan modification is not a refinance; it is a renegotiation of the loan terms. In other words, a loan modification is a contractual agreement between the Lender and the Borrower to provide long term relief from unaffordable loan terms. Loan modifications can lower your interest rate, monthly mortgage payments, and the principle balance. Since the cost of foreclosure to the Lender is higher than new terms, lenders are open to loan modifications to prevent foreclosure. HomeStart is here to help you through this process.

Why choose HomeStart over a law firm?

There are a number of reasons to choose a loan modification specialist like HomeStart over a law firm. The cost is usually much higher with a law firm. Law firms typically do not offer fixed rates for home loan modifications. They often charge hourly, which can lead to prices 2 to 3 times higher than those of loan modification specialists. Lawyers charging hourly will want to maximize their profit, which means the loan modification process will not only be more costly, but take more of your time. Law firms also do not uphold the same standard of customer service as HomeStart does, knowing that they are a last resort. If you want to save money, time and experience better service, HomeStart is here to help you start new, not over.

HomeStart is one of the few loan modification companies with an A+ rating from the BBB in both the Loan Modification and Real Estate Loan Modification categories. In addition, HomeStart is licensed by the California Department of Real Estate (DRE). HomeStart offers free consultations with experienced representatives and strives to find the best solution to keep you in your home.

For more information please visit www.YourHomestart.com

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Pahrump, Gardnerville, Fernley A+ BBB Mortgage Modification | Prevent Foreclosure | Nevada

01-26-10

JP Ramirez

For A+ BBB Nevada Mortgage Loan Modification Services CLICK HERE

Nevada is now ranked first in the nation for the highest foreclosure rate, with 10% of its homes foreclosed in 2009! This state of crisis isn’t limited to the largest cities either. In December, RealtyTrac reported that 1 in every 91 homes in Pahrump and 1 in every 43 homes in Fernley received a foreclosure filing. If you fear you are at risk of losing your home, it may not be too late to get help. HomeStart will determine if concerned homeowners in the area qualify for a loan modification and find the best solution to keep them in their homes.

What is a loan modification?

A loan modification is a permanent change in one or more of the terms of your loan. The purpose of a loan modification is to allow the borrower to meet the new terms in order to prevent foreclosure. A loan modification is not a refinance; it is a renegotiation of the loan terms. In other words, a loan modification is a contractual agreement between the Lender and the Borrower to provide long term relief from unaffordable loan terms. Loan modifications can lower your interest rate, monthly mortgage payments, and the principle balance. Since the cost of foreclosure to the Lender is higher than new terms, lenders are open to loan modifications to prevent foreclosure. HomeStart is here to help you through this process.

Why choose HomeStart?

When selecting a company to perform your loan modification, it is important to be cautious. Many companies claim they can help at a very low price, but do not have the qualifications and experience necessary to provide the best loan modification solution. The majority of these companies are not licensed by the DRE, not accredited by the BBB, or lack the resources to successfully complete a loan modification.

HomeStart is one of the few loan modification companies in California with an A+ rating from the BBB in both the Loan Modification and Real Estate Loan Modification categories. In addition, HomeStart is licensed by the California Department of Real Estate (DRE). HomeStart offers free consultations with experienced representatives and strives to find the best solution to keep you in your home.

For more information please visit www.YourHomestart.com

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Pahrump, Gardnerville, Fernley A+ BBB Mortgage Modification | Prevent Foreclosure | Nevada

01-26-10

JP Ramirez

For A+ BBB Nevada Mortgage Loan Modification Services CLICK HERE

Nevada is now ranked first in the nation for the highest foreclosure rate, with 10% of its homes foreclosed in 2009! This state of crisis isn’t limited to the largest cities either. In December, RealtyTrac reported that 1 in every 91 homes in Pahrump and 1 in every 43 homes in Fernley received a foreclosure filing. If you fear you are at risk of losing your home, it may not be too late to get help. HomeStart will determine if concerned homeowners in the area qualify for a loan modification and find the best solution to keep them in their homes.

What is a loan modification?

A loan modification is a permanent change in one or more of the terms of your loan. The purpose of a loan modification is to allow the borrower to meet the new terms in order to prevent foreclosure. A loan modification is not a refinance; it is a renegotiation of the loan terms. In other words, a loan modification is a contractual agreement between the Lender and the Borrower to provide long term relief from unaffordable loan terms. Loan modifications can lower your interest rate, monthly mortgage payments, and the principle balance. Since the cost of foreclosure to the Lender is higher than new terms, lenders are open to loan modifications to prevent foreclosure. HomeStart is here to help you through this process.

Why choose HomeStart?

When selecting a company to perform your loan modification, it is important to be cautious. Many companies claim they can help at a very low price, but do not have the qualifications and experience necessary to provide the best loan modification solution. The majority of these companies are not licensed by the DRE, not accredited by the BBB, or lack the resources to successfully complete a loan modification.

HomeStart is one of the few loan modification companies in California with an A+ rating from the BBB in both the Loan Modification and Real Estate Loan Modification categories. In addition, HomeStart is licensed by the California Department of Real Estate (DRE). HomeStart offers free consultations with experienced representatives and strives to find the best solution to keep you in your home.

For more information please visit www.YourHomestart.com

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San Bernardino A+ BBB Loan Modification Program| Ontario, Rancho Cucamonga, Rialto

01-25-10

JP Ramirez

For A+ BBB San Bernardino Mortgage Loan Modification Services CLICK HERE

Foreclosures climb at alarming rates in San Bernardino County, leaving many homeowners in despair. An appalling 1 in every 93 homes in Rialto received a foreclosure filing in December 2009, according to RealtyTrac. Fortunately, loan modifications are becoming more prevalent and regulated. HomeStart is accredited by the BBB and provides loan modification services to the many who qualify.

What is a loan modification?

A loan modification is a permanent change in one or more of the terms of your loan. The purpose of a loan modification is to allow the borrower to meet the new terms in order to prevent foreclosure. A loan modification is not a refinance; it is a renegotiation of the loan terms. In other words, a loan modification is a contractual agreement between the Lender and the Borrower to provide long term relief from unaffordable loan terms. Loan modifications can lower your interest rate, monthly mortgage payments, and the principle balance. Since the cost of foreclosure to the Lender is higher than new terms, lenders are open to loan modifications to prevent foreclosure. HomeStart is here to help you through this process.

Why choose HomeStart?

HomeStart is one of the few loan modification companies in California with an A+ rating from the BBB in both the Loan Modification and Real Estate Loan Modification categories. In addition, HomeStart is licensed by the California Department of Real Estate (DRE). HomeStart offers free consultations with experienced representatives and strives to find the best solution to keep you in your home.

Here is an example of a recent loan modification performed by HomeStart:

Property in California
Total monthly savings of $1,132.38/month

Primary Residence:
Loan amount of $298,819 with an interest rate of 5.875% and monthly mortgage payments of $2,445.30.
Modified to:
Interest Rate of 3.875% and new monthly mortgage payments of $1,312.92 fixed for 5 years; final interest rate of 5.375% and $1,481.94 monthly payments.