Below you will find a list of all the foreclosure homes in Waukesha County for February. For a complete list or if you have questions on buying foreclosures feel free to contact us.
Brad Koenig
www.YourLocalHomeTeam.com
262-719-7393
February 9th, 2009
Tate Management, LLC v. Kevin S. Boemer, et al. 07CV1388
The Equitable Bank, S.S.B. v. Ronald Chris & M. Charlotte Huff, et al. 07CV1670
The Bank of New York v. Matthew L. & Andrea Rummery, et al. 07CV1903
HSBC Bank USA, National Association v. Robert Olbrot, et al. 07CV2586
AnchorBank, FSB v. Deer Creek Homes, et al. 07CV3482
Aurora Loan Services, LLC v. Dale W. Whitlock, et al. 08CV295
National City Mortgage, Inc. v. Michele M. Barkstrom, et al. 08CV947
U.S. Bank, National Association v. Matthew Hill, et al. 08CV991
Sun Trust Mortgage v. Edward J. & Courtney A. Anderson, et al. 08CV1091
Countrywide Home Loans, Inc. v. Nasira Begum, et al. 08CV1142
US Bank National Association v. James Kinnard, et al. 08CV1366
M&I Marshall & Ilsley Bank v. David R. Seliger & Karyne T. Sullivan, et al. 08CV1572
Household Finance Corporation III v. James J. & Vicki L. Stark, et al. 08CV1879
WM Specialty Mortgage, LLC v. Daniel M. & Becky S. Waite, et al. 08CV2277
Bank of America, N.A. v. Vickie K. & Robert D. Kelsall, et al. 08CV2725
Gonzalo Benitez & Maribel Albiter, et al. 08CV2838
Countrywide Home Loans, Inc. v. George Satula, et al. 08CV2847
Deutsche Bank National Trust Company v. Sam Saengphaphat & Quyen Ma, et al. 08CV3229
February 16th, 2009
US Bank National Association v. Ferlisha Ancannet Finch-Ivy, et al. 06CV3234
The Bank of New York Trust Company, NA v. Karl D. & Judith A. Pierce, et al. 07CV1596
LaSalle Bank National Association v. Anna M. Calderon, et al. 07CV2121
Provident Funding Associates, LP v. Debra J. Doss, et al. 08CV233
The Bank of New York v. Gary L. Schroeder & Sandra Torres-Schroeder, et al. 08CV693
Chase Home Finance, LLC v. Dale R. & Alice Wittenburg, et al. 08CV1066
U.S. Bank National Association v. Rick & Kathleen Scheffler, et al. 08CV1806
Mortgage Electronic Registration Systems, Inc. v. Rafael Moreno, et al. 08CV1618
Wells Fargo Bank, N.A. v. Patrick C. & Susan A. Poenisch, et al. 08CV1894
Countrywide Home Loans, Inc. v. Jeffrey H. Stockhausen, et al. 08CV1899
Wells Fargo Bank, N.A. v. Sharon A. & Larry L. Wiesner, et al. 08CV1930
GMAC Mortgage, LLC v. Mike A. & Deborah D. Wilde, et al. 08CV2014
Wells Fargo Bank, N.A. v. Gregory S. & T. Hillary M. Fry, et al. 08CV2043
CitiMortgage, Inc. v. Robin A. Flory, et al. 08CV2158
Countrywide Home Loans, Inc. v. Benina M. Vasquez, et al. 08CV2250
Associated Bank, N.A. v. Bruce J. Sarnowski, et al. 08CV2408
Waukesha State Bank v. Great Northern BBQ Company, LLC., et al. 08CV2488
Waukesha State Bank v. John E. Stefanik & Melinda S. Feih, et al. 08CV3520
February 23rd, 2009
PHH Mortgage Corporation v. Mark R. & Katherine A. Kramer, et al. 06CV3087
Saxon Mortgage Services, Inc. v. Michael C. Thiess, et al. 07CV2238
The Bank of New York Mellon v. Wendy K. Gillespie 07CV3317
M&I Marshall & Ilsley Bank v. Kevin W. & Lynn M. O'Connor, et al. 07CV3548
Frank A. Richter, et al. v. Turning Leaf Development, LLC, et al. 08CV459
Farmers & Merchants State Bank v. Dennis D. Robus, et al. 08CV519
Wells Fargo Bank, N.A. v. Mark A. & Valerie L. Ecton, et al. 08CV538
GMAC Mortgage, LLC v. Diana Munn & Paul Doro, et al. 08CV690
Deutsche Bank National Trust Company v. Raymond T. & Carol N. Maestas, et al. 08CV1032
Deutsche Bank National Trust Company v. Denise A. Hanson, et al. 08CV1543
GMAC Mortgage, LLC v. Michael W. Feih & Christine E. Hayne, et al. 08CV1547
Wachovia Mortgage, FSB v. Sallyann E. Kiepert, et al. 08CV1560
Continental Savings Bank v. Peninsula Drive One, LLC, et al. 08CV1945
The Bank of New York Trust Company v. Jeffery W. & Cathy A. Hansen, et al. 08cv2042
U.S. Bank National Association v. Sharyn Lee Wagner 08CV2088
Deutsche Bank National Trust Company v. Chad Paris, et al. 08CV2345
Countrywide Home Loans, Inc. v. Estate of Steven L. Hughes, et al. 08CV3004
Wachovia Mortgage, FSB v. Sallyann E. Kiepert, et al. 08CV3417
CitiMortgage, Inc. v. Russell J. & Julene S. Southcott, et al. 08CV3633
Below you will find a list of all the foreclosure homes in Jefferson County for February. For a complete list or if you have questions on buying foreclosure feel free to contact us.
Brad Koenig
www.YourLocalHomeTeam.com
262-719-7393
February 4, 2009 - PHH Mortgage Corporation vs Alvarado 08CV419, 605 Shah Av, Fort Atkinson
February 4, 2009 - Wells Fargo vs Marshall 08CV273, 129 Michelle Dr, Johnson Creek
February 4, 2009 - Badger Bank vs Saunders 08CV123, 309 Jackson St, Fort Atkinson
February 4, 2009 - Bank of Lake Mills vs Carlson Management LLC 08CV241, Cty Tk G, Lake Mills CANCELLED
February 4, 2009 - Deutsche Bank vs Kaulfuerst 08CV455, 414 Dewey Av, Watertown
February 4, 2009 - CitiMortgage vs Miguel 08CV235, 401 W Milwaukee St, Watertown
February 4, 2009 - National City Bank vs McCarthy 08CV707, N8228 Cty Tk E, Ixonia
February 4, 2009 - Chase Home Finance vs Cranford 08CV613, W4484 Riverview Rd, Watertown
February 11, 2009 - Bank of Lake Mills vs Hoeppner 08CV551, 310 Louise St, Lake Mills
February 11, 2009 - Deutsche Bank vs Owen 06CV517, 316 Jefferson St, Fort Atkinson
February 11, 2009 - Wells Fargo Bank vs Stahl 08CV357, W6656 Hoard Rd, Fort Atkinson
February 11, 2009 - Bank of New York vs Dalton 08CV444, 624 Arlington Way, Watertown
February 11, 2009 - US Bank vs Hooper 08CV364, W7061 Cty Tk A, Lake Mills
February 11, 2009 - US Bank vs Lapp 08CV331, 422 N High St, Fort Atkinson
February 11, 2009 - Countrywide Home Loans vs Kruesel 07CV796, 1027 Boughton St, Watertown CANCELLED
February 11, 2009 - Associated Bank vs Zimmerman 08CV183, 1105 S 10th St, Watertown
February 11, 2009 - Washington Mutual Bank vs Mulkey 08CV771, 106 E Riverview Dr, Jefferson
February 11, 2009 - Wells Fargo Bank vs Jahn 08CV236, 501 S 2nd St, Watertown
February 11, 2009 - US Bank vs Connolly 07CV556, 215 Anson Ct, Jefferson
February 25, 2009 - Chase Home Finance vs Yurkonis 08CV348, W9288 Oakland Rd, Cambridge
February 25, 2009 - LaSalle Bank vs Jilek 08CV474, 41 South St, Fort Atkinson
February 25, 2009 - Ocwen Loan Servicing vs Lapin 08CV263, 202 S 5 St, Watertown
February 25, 2009 - Manufacturers & Traders Trust Company vs Uhe 08CV543, N2785 Hy 89, Fort Atkinson
February 25, 2009 - Wells Fargo Bank vs Paris 08CV479, 940 Jason Dr, Waterloo
February 25, 2009 - JP Morgan Chase Bank vs Braatz 07CV555, 223 N Water St, Watertown
February 25, 2009 - Wachovia Bank vs Yauck 08CV483, 211 Riverlawn Av, Watertown
February 25, 2009 - MERS vs Marez 08CV778, 413 N High St, Fort Atkinson
Another day, another piece of evidence that "waiting for mortgage rates to fall" is a flawed financial strategy.
This time, we look at private mortgage insurance.
Versus last year, PMI defaults are up 40 percent and mortgage insurers are booking huge losses. In response, they're taking a page out of Fannie Mae's playbook.
First, to help reduce the number of defaults nationwide, the PMI companies have dramatically tightened their underwriting guidelines. The new requirements include minimum credit scores and maximum loan-to-value checks, among others.
And, second, they've raised their fees.
Because most mortgage lenders require PMI when the borrower's equity stake is under 20 percent, the combined effect of these two changes is that fewer Americans can qualify for high LTV home loans, and the ones that can qualify have to pay more to insure themselves.
The chart at right puts it in perspective:
In other words, mortgage rates could fall by a quarter, but for certain homeowners for whom PMI is mandated, it wouldn't make a difference -- mortgage market gains are being offset by PMI rate hikes.
IRL, the rate hike in PMI impacts a hypothetical homeowner refinancing his 90% loan-to-value, $250,000, 30-year fixed rate mortgage as follows:
That's an extra $625 in PMI costs annually.
Private mortgage insurance premiums are on the rise because mortgage defaults are on the rise. It would be like Tampa Bay getting hit by Hurricane Phil, causing the insurance companies to unilaterally raising their cost of Bay Area coverage. Once bit, twice profitable, they always say
This month's PMI premium increase is the second rate hike of 2008, largely in response to the soaring volume of new claims filed by lenders. And, with defaults showing few signs of a slowdown, it's likely PMI rates will rise again.
News Release provided by:
Bradley Koenig, Your Local Home Team
www.YourLocalHomeTeam.com
262-719-7393
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Interested in what the market is doing in your city? Below are links to the reports showing all the single-family homes that sold between July 1, 2008, and December 31, 2008, in Dane, Jefferson, and Waukesha County.
Each report shows the size of the home, number of bedrooms and bathrooms, how much the home was listed for and what it finally sold for. This way you can easily compare your home to the homes on the list and get an idea of what your home might sell for in today's market.
Dane County
o Cambridge (also Jefferson County)
o Oregon
o Stoughton
o Sun Prairie
Jefferson County
o Fort Atkinson
o Ixonia
o Jefferson
o Johnson Creek
o Lake Mills
o Waterloo
o Watertown (also Dodge County)
o Whitewater (also Walworth County)
Waukesha County
o Brookfield
o Delafield
o Dousman
o Hartland
o Mukwonago
o Muskego
o New Berlin
o Oconomowoc
o Pewaukee
o Sussex
o Waukesha
If you do not see your town listed or you are interested in condominium statistics for any of these areas, please let us know and we will post the appropriate report.
These reports can be found on our website at www.yourlocalhometeam.com/marketstats Please feel free to visit and bookmark this page because we will update the reports on that page on a monthly basis, so you are always up-to-date!
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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