AUDREY JAMES Senior Loan Officer

About Us:

I am very dedicated and truly passionate about providing superior customer service in helping clients purchase or refinance. I've been in real estate since 1990. I will be upfront and honest and answer any questions you may have. I believe that properly structuring your home loan is the key to whether or not it successfully closes. Let me support you in this exciting real estate market.

Our Rates will Interest You! We offer the best possible terms because we don't have to support a big business overhead. Carteret Mortgage Corporation has utilized technology at a very high level. Why work with us? Carteret Mortgage do not charge junk fees, i.e, application, underwriting, doc prep, administration fee or service fees, etc. We have a loan for you.

Referrals from real estate agents, brokers and builders are welcome!

Areas of Expertise

I have an extensive background, knowledge and expertise of the mortgage industry.

Call me to process your home loan to purchase, refinance, home equity loans, no money down, home improvement, debt consolidation, construction loan, or obtain mortgage rates. I can also assist you with sub-prime and low fico scores. I love to help first time home buyers.

You can also apply online at www.oaklandmortgageadvisor.com

At www.oaklandmortgageadvisor.com receive free monthly newsletters, valuable mortgage tips. Looking for a special type of home? Use our Dream Home Finder. FREE REPORTS on Zero Down Purchase Loans, Improving your credit score, Home Buying and Selling tips, Reverse Mortgage A Hot Program for Seniors, 10 FREE and effective tips for home cutting energy costs.

Use several mortgage calculators to find out if you should Rent vs Buy, Interest only Mortgage Calculator, Mortgage Loan Calculator, Mortgage Tax Calculator, Fixed Rate Mortgage vs Interest Only Mortgage Calculator.

We offer a "Home Loan Guide" to education you on every detail in order to obtain any type of home loan.

Join our "Partner Links" program to heighten your placement in search engines and boost your site traffic.

Need to research a rate? Interest rates change daily. Scour our online database . Use our "Rate Research" program.

Tell us what you are looking for in a purchase or refinance. You are welcome to use (for free) our "Purchase Wizard" or "Refinance Wizard" programs.

Approved states: Alaska,California,Colorado,Indiana,Minnesota,Missouri,Nebraska,New Hampshire,New Mexico,Texas

Testimonials

I just want to say "THANK YOU" for all your help. I highly recommend Audrey to anyone who is in the market for a loan. We need more people in the world like you. Your patience, your dedication and knowledge is beyond compare. Keep up the good work.
-- J. LeBlanc, Oakland, CA

Audrey, you were very diligent and thorough while helping me during the loan process. You went over and beyond my expectations to meet all my needs. You found a loan program to accommodate my budget. I appreciate all your help and knowledge you provided. You were supportive and patience, which gave me the confidence to purchase again. It was a smooth transaction and your service was great! Thank you, Audrey for all your help.
-- N. Smith, Antioch, CA

As a real estate broker, I need a very responsive, knowledgeable, professional loan agent. Audrey has helped me to creatively close several loans that pleased my clients as well as improved my bottom line. My company Gateway Investments Inc. will continue to recommend Audrey to our clients.
-- E. Johnson, Alameda, CA

I am a repeat customer. We are very happy with the two loans Audrey has done for us. She's knowledgeable, fast and very efficient at what she does. I really appreciated all the extra attention to detail she gave, the reminders and the follow up calls. I most appreciated her getting back to me in a timely manner when I called her or had questions. Thanks Audrey. We will use you again for all our loan needs and certainly refer you to others.
-- J. and L. Griffith, Oakley, CA