Date: 2011-11-10, 7:52AM CST
Reply to: zoranbozovic@gmail.com [Errors when replying to ads?]
Date: 2011-11-10, 7:52AM CST
Reply to: zoranbozovic@gmail.com [Errors when replying to ads?]
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UNIQUE LOAN SPECIALS
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| FHA Program down to 500 FICO |
| We have programs where Condo litigation is OK or No minimum Owner Occupancy |
| We have loans where buyer makes no payments for 6 months |
| 75% Loan-To-Value w/75% Debt-To-Income - Owner Occupied and Non-Owner Occupied |
| 125% Loan Program IS BACK! - Refinance up to 25% more than you home is worth. |
| Loans up to $4 Million+ w/Asset Based qualifying, LLC/Trust OK, Business Funds OK |
| 97% LTV Conventional program to $417,000 for purchase or refinance, Not HomePath |
| Residential Construction Loans to 80% LTV, $200,000 to $10 Million, All 50 States |
| We have programs for Flips under 90 day seasoning and over 20% appreciation, Transfer an existing appraisal, or Gift funds OK for entire down payment |
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RESIDENTIAL LOAN SPECIALS - Rates on 11/07/2011, Rates and Terms subject to change. Call for details.
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| FHA (580 or above FICO), VA, Reverse Mortgage |
| Conforming Loans to $417,000 @ 3.875% on a 30 year fixed, 80% loan-to-value, 4.075% APR. Purchase or Rate/Term refinance. |
| Conforming Loans to $417,000 @ 3.250% on a 15 year fixed, 80% loan-to-value, 3.600% APR. Purchase or Rate/Term refinance. |
| Conforming Loans to $417,000 @ 2.875% on a 5/1 ARM, 80% loan-to-value, 3.064% APR. Purchase or Rate/Term refinance. |
| Jumbo Loans to $1.5 Million @ 5.000% on a 30 year fixed, 75% loan-to-value, 5.188% APR. Purchase or Rate/Term refinance. |
| Jumbo Loans to $1.5 Million @ 3.375% on a 5/1 ARM, 75% loan-to-value, 3.546% APR. Purchase or Rate/Term refinance. |
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HARD MONEY - PRIVATE MONEY LOAN SPECIALS
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| Loan amounts from $50,000 to $20 Million |
| Up to 70% LTV for Purchase, Up to 65% LTV for Cash-out, Up to 80% LTV for Rehabs: Includes purchase price, rehab costs, closing costs |
| NO POINT HARD MONEY SPECIAL: Loan amounts from $100,000 to $750,000 |
| ***INVESTOR LINE OF CREDIT SPECIAL*** Non-owner to 125% LTV, 24 month term, No prepayment penalty, Minimum $1.5 Million |
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Available in the following States: CA, AZ, FL, GA, NV, NY, OR, TX, WA
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COMMERCIAL LOAN SPECIALS
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| Domestic Commercial Loans for Industrial, Multi-Use, Special-Use, Multi-Family and more: $250,000 to $50 Million |
| Commercial Rates as low as 5% range |
| Commercial Hard Money - Up to 65% Loan-to-Value |
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PLEDGED SECURITIES LOAN
(Loan amounts from $100,000 to $100 Million) |
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All forms of free-trading stocks, bonds and mutual funds are eligible
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Interest rates available in the 3% to 4% range
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NO Payment Needed During Loan, NO Income Verification, NO Appraisal
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| Money can be used for anything except reinvestment into a marginal account |
| This program is for virtually every securities owner |
| Close in as little as 3 to 5 business days |
SENIOR COMMERCIAL CAPITAL LLC RESIDENTIAL LOAN PROGRAMS
SENIOR COMMERCIAL CAPITAL LLC RESIDENTIAL LOAN PROGRAMS
SENIOR COMMERCIAL CAPITAL LLC RESIDENTIAL LOAN PROGRAMS
SENIOR COMMERCIAL CAPITAL LLC RESIDENTIAL LOAN PROGRAMS
SENIOR COMMERCIAL CAPITAL LLC RESIDENTIAL LOAN PROGRAMS
SENIOR COMMERCIAL CAPITAL LLC RESIDENTIAL LOAN PROGRAMS
SENIOR COMMERCIAL CAPITAL LLC RESIDENTIAL LOAN PROGRAMS
Below please find our current outline on corporate debt and equity financing; for your general knowledge. (Secondary Market)
PRODUCTS ARE FUNDED NATIONWIDE!
In a nutshell:
(1) For debt financing: a company must be an ongoing concern (no startup) and must have a minimum of $2,000,000 in EBITDA.
Cost of money:
{a} revolver secured by Accounts Receivable, Purchase Orders/Contracts, Inventory, Equipment and other acceptable collateral is Prime Rate PLUS 4 to 5 points (depending on the credit rating of the company and the principal(s). Real estate is also acceptable as collateral; only commercial or industrial (no raw land).
{b} Mezzanine financing varies from 13 to 18 percent, per annum, depending on the perceived riskiness of the venture. Mezzanine funding is a function of a positive minimum EBITDA of $2,000,000.
(2) For equity funding: a company must be an ongoing concern (no start up) in the basic industry and must have a minimum of $5MM in EBITDA. And a minimum of $15MM in sales.
Senior Commercial Capital LLC (SCC), through its Alternative Funding Office, offers asset-based and structured financing solutions to expanding companies in the manufacturing, retailing, wholesaling and service industries.
SCC provide working capital to businesses with revenues ranging from $5 million to more than $100 million.
FINANCING OPPORTUNITIES:
SCC LLC investment professionals seek to review financing opportunities based on the following criteria:
Funding Size
$3 million - $100 million (or more when qualified). In addition, our extensive network of institutional and private investors enables us to access capital from co-investors to provide for larger financing transactions.
Transactions:
Required Securities:
Required Collateral:
Our funding solutions are structured to maximize the borrowing capacity of your collateral. Our covenant requirements are minimal; usually only a break-even profitability requirement and generation of enough cash flow to properly service your loan.
Sincerely,
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We are a commercial and hard money lender. We fund loans in all 50 states. We have the very best products that exist and can close your loan in 30-45 days!
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