Bradley Beach, NJ

Home for Sale By Owner in Bradley Beach, NJ 07720 - Flat Fee MLS Listing $395

113 2ND AVE Bradley Beach, NJ 07720 - Realtors welcome, buyer agent commission paid at closing!

4 Bedrooms, 2 Bathrooms

Ceramic Tile Flooring, Wood Flooring, Balcony, Basement: Full, Kitchen: Ceramic Tile Floor, Eat-in, Living Room: BeamdCeilng, Fireplace, WoodFloor, Master Bedroom: Gas Fireplace, Wood Floor, Fully Furnished

Driveway, Deck, Patio

If you are interested in this Home for Sale By Owner in Bradley Beach, NJ 07720 - Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 21045787. You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor.  Please see additional listing details at Realtor.com featured by Realmart Realty.

If you have a Home for Sale in Bradley Beach, NJ 07720 and would like save up to 6% commission, we can list your home on the local MLS and Realtor.com for a low flat fee of $395. For more information please read the FAQ on Home for Sale By Owner in Bradley Beach, NJ 07720 - Flat Fee MLS Listing. You will get the maximum exposure of the local MLS, in which thousands of local realtors will help you sell your home. You also reserve the right to sell your home by owner and pay no commission at all.

Please contact Realmart Realty for our texting special. All new orders will receive a free sign with Texting Service where buyers can get full listing details on their mobile phones instantly. Offers ends 01/30/2011, call now for more information about Homes for Sale By Owner in Bradley Beach, NJ 07720 - Flat Fee MLS Listing $395.

Are you buying a home in Bradley Beach, NJ? We will give you up to 2% of the purchase price of the property at closing if you choose to work with us. This is for all homes that are listed on the MLS. For more information, please read the Buying tips and FAQS.

Jack Yao - Realmart Realty info@realmartrealty.com, 732-727-2285

YES IT'S TRUE! The state of New Jersey allows REBATES for homebuyers. This is CASH in your pocket at the closing table.  For more information on the rebate program, please read the New Jersey Law. This is not a government rebate. Please consult a tax professional about the rebate. In New Jersey commissions are negotiable.

Because of the current lower interest rates, many mortgage experts are advising home owners to consider refinancing their existing mortgages as a way to

1. decrease the amount of their monthly mortgage payments
2. reduce the duration of their current loan, or
3. provide money for home improvements or other expenses.

Interested? Read on...

Before you rush into refinancing your Bradley Beach real estate, be aware of two key strategies that will benefit you. The first is KNOWLEDGE. Carefully investigate the pros and cons of different refinancing features such as interest rate, closing costs and fees, and the term of the loan. Determine the purpose of your refinancing and the amount of savings and/or money you hope to gain from it. Examine your personal financial situation-now and in the future-to identify the best option for you.

Since refinancing is all about numbers, you will want to see figures in black and white before beginning the refinancing process. Online sources allow you to input your information re: the amount of the mortgage, the interest rate, the term of the loan, and fees to calculate your monthly expenditures and savings.

Research the advantages and disadvantages of a fixed rate and an adjustable rate mortgage (ARM). A fixed rate is usually for a term of 15 or 30 years, and the interest rate remains the same for the term of the loan. An ARM means that after 3 or 5 years your interest rate can change (usually going higher). If you are planning to stay in your Bradley Beach real estate for only a short time, an ARM may be beneficial for you.

If you currently have an ARM which has a relatively low rate of interest, but you are concerned about future increases, you might consider converting your current loan into a 15 or 30 year fixed rate mortgage. Or, since the difference between a fixed 15 year and a fixed 30 year interest rate is significant, you could save thousands of dollars by shortening the life of your present loan, often with only a slight increase in the amount of your monthly payment.

The second most important strategy is COMPARISON SHOPPING. It is imperative that you compare the rates and terms of several mortgage lenders. Again, online sources such as can provide you with multiple loan quotes. Beware of high refinancing fees or borrowing more than you need. Ideally, you should thoroughly investigate the rates, terms, and features of at least three lenders.

The key to finding the best refinancing situation for you is to obtain and understand your current mortgage information, assess your present and future financial status and needs, and comparison shop. You will most likely find that marketing conditions have made this a perfect time to refinance your Bradley Beach real estate, thus allowing you to escape high mortgage payments and/or make financially sound decisions for the future.

What's your Bradley Beach real estate worth?

Many Bradley Beach home buyers want to wait until the market reaches bottom to buy, insuring they are getting the best possible price. But how do you know when the market has reached bottom?

Usually it is by looking back and saying "Oh, I wish I had Bought back then!" We may be reaching the bottom of the current real estate market and beginning to see the return of appreciation. Do Not Miss your opportunity.

Here is an "Interesting" excerpt from CNBC. I suggest you take it as a "For What It's Worth". There are certainly some good and some "Over the Top" comments in this clip. http://www.CNBC.com/id/29757411

Personally, I don't subscribe to "Over the Top" commentary. I just think it makes sense to realize we are likely at or very near the bottom of the housing market and it IS a great time to buy a home! Rates are extremely low, Sellers are ready to sell and there is a large inventory of homes in all price ranges. The "Magic Three"... Think about it... Take advantage of it... Give us a call!

Learn more about Bradley Beach real estate by visiting PatrickParkerHomes.com.

Search all Bradley Beach real estate and homes for sale.

Many consumers today are understandably worried about their nest egg. For many of them, however, their "nest" is the best investment they can make.

U.S. Census Bureau data shows that Bradley Beach home owners move less frequently than renters. This stability is important in creating strong foundations for both families and communities.

A recent NAR research study shows that Bradley Beach home owners are more likely to vote, volunteer time for civic events or participate in local crime prevention programs because they're invested in what happens in their neighborhoods.

If you are considering buying a Bradley Beach home to build your nest, visit PatrickParkerHomes.com or give me a call. I'm glad to guide you through the process.

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One man's loss is another man's gain and right now buyer's have everything to gain. It was only a few short years ago that sellers controlled the market and were calling the shots. In order to buy a home, buyers were paying over the asking price, foregoing home inspections and paying all their own closing costs. Bradley Beach home buyers were jumping through any and all hoops.

Now the market has shifted. The strong sellers' market is a thing of the past and it is the sellers who are jumping through hoops. Buyers are calling the shots with offers that include home inspections; requests that closing costs, homeowner association fees and inspection fees be paid by the seller; decorating allowances; home improvement; and prices far below the asking price.

So why are buyers hesitating? Fear of a tanking economy, falling home prices and job instability are concerns for many potential home buyers. But if you are financially stable and plan to stay in a home for at least five years, there are 5 top reasons to buy a Bradley Beach home in 2009:

1. Homes are affordable.

According to the National Association of Realtors‘ housing affordability index, homes were more affordable in December than at any other point since the group started the index in 1970. The affordability index is a measure of the relationship between home prices, mortgage interest rates and family income.

A recent report from Moody's Economy.com predicted that house prices will stabilize by the end of this year. The Office of Federal Housing Enterprise Oversight's Web site has a house price calculator that can help. Visit the calculator.

2. There are lots of homes to choose from.

The slow down in the housing market has caused homes to stay on the market longer, creating a huge inventory. There was a 9.6-month supply of unsold existing homes in January given that month's sales pace, according to NAR.

A large inventory gives buyers more selection, driving down prices. As buyers start to jump back into the market, the inventory will shrink and cause prices to start going back up. The time to get the best deal is before most buyers buy.

3. Builders are offering perks.

New home builders are offering price reductions, free upgrades and other perks such as free appliances, homeowners' fees being paid, lower interest rates decorating allowances. Once their inventory shrinks, these perks will go away.

4. Interest rates are at historical lows.
Lenders are not lending as freely, but if you have good credit and the needed down payment, mortgage interest rates are historically low and hovering around 5 percent.

5. There is an $8000 tax credit

If you are a first-time Bradley Beach home buyer, you will qualify for an $8000 federal tax credit if you buy before December 1, 2009. Unlike the previous tax credit offered in 2008, this does not have to be repaid. Extra money comes in handy when buying a home.

Trying to decide if buying a Bradley Beach home in 2009 is right for you. Give me a call. I'm glad to review your situation with you.

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