About Gloucester County, NJ

With rising Mullica Hill real estate sales, many people looking to invest are starting to wonder if Real Estate Investment Trusts are once again a potential opportunity. Home sales have gone up for the past six months in a row, homebuilding price indexes are rising and investors are turning optimistic. Is it really a good time, though?

What are REITs?

REITs are Real Estate Investment Trusts. These trusts invest in property then sell shares to people or businesses. If the REITs make a profit, that profit is split between shareholders as dividends. Many investment trusts cover a full portfolio of Mullica Hill real estate and other real property, rather than just one property. In the past, they've been incredibly popular because they trade like stock and dividend yields are normally at the top of the market.

Not All REITs Are Created Equal

It's important to remember that real estate investment trusts come in different shapes and sizes. As well, REITs report rental income, rather than sales, as revenue. Keeping rental income in mind, it becomes obvious REITS with long-term leases and high occupancy rates are generally better than others to invest in. Also, the higher the occupancy, the easier it is to raise rental rates (although this is probably not good business at this time due to the current real estate market).

Investing in REITs Now

If you're thinking of investing in REITs now, don't forget that they may only benefit in a particular market. For instance, many individual investors are purchasing unfinished homes at steep discounts, investing a little more to finish the homes and then renting them out. As most real estate agents, blogs, articles and magazines will tell you, the rental market is doing quite well, so this may be a viable option for you.

No matter what type of Mullica Hill real estate you're thinking of investing in, however, remember that any type of investment is risky. Is it time to invest? Ultimately, only you can make that decision. Do your research, check your funding, then - and only then - make an informed decision.

If you're interested in real estate investments, I can help. Call me at 856-308-5989 or email me at kim@kimcanhelp.com for more information.

Links: www.KimCanHelp.com www.KimThomasHomes.com

Real Estate Investment Trusts

http://investopedia.com/terms/r/reit.asp

Dividends

http://www.finpipe.com/divexpl.htm

Rental income

http://www.irs.gov/businesses/small/industries/article/0,,id=98895,00.html

Come On Out for the Saturday Night Concert Series at the Gloucester County, NJ Library

The Gloucester County Library is putting the word out for their 8^th season of Saturday Night Concerts.  The concerts are free and no reservations are required. All concerts are held at the Main Branch of the Gloucester County Library in Mullica Hill (389 Wolfert Station Road (Route 45 located close to Route 322 (See map/directions below)).

The concerts being at 7:00 PM (doors open at 6:30). Check out the concert series list below! 

December 5 - The Seacoast Brass Quintet performing classical and seasonal music

(No Concert in January due to the holiday weekend) 

February 6 - Jazz vocalist Katie Eagleson

March 6 - The Homegrown String Band - American folk and traditional music

April 3 - The Copeland String Quartet - classical music

May 1 - The Midiri Brothers Jazz Sextet

Steve Kappre is a Mortgage Advisor with Treasury Mortgage, a subsidiary of Aurora Financial Group. For more information check out:

• NJ First Time Home Buyer Mortgages, grants, down payment assistance, and more
• NJ Reverse Mortgages
• All aspects of purchase and refinance mortgages up to and over 100% of the home's value
• Home renovation loans for refinance or purchase
• Conventional, FHA, USDA, VA, HMFA, PHFA, Police and Fire, Live Where You Work, and more

Contact Steve Kappre directly: 856-419-3561 | Subscribe to Steve's blog via e-mail

If you have a Mullica Hill home for sale, every room needs to be just right. Most people think about the kitchens and bedrooms, but these days a great looking home office can make a huge impact too. Buyers in the upscale Mullica Hill community have come to expect that a home office is part of the package! Check out a few ways you can make a big impact:

Designate the right space

Whether it's a spare bedroom or a computer nook, you need to specify a separate place to do business. Make sure the area has enough room so that you can set up a desk; chair, computer and a printer without making it look messy.

Clean your area

To really have a good home office, the space needs to be neat. To make your home office look its best to potential buyers, get rid of clutter and only retain the essentials.

Don't waste money

Just because you have a home office doesn't mean you need to go broke trying to furnish it when preparing your Mullica Hill home for sale. Think about wants versus needs first. Then once you get the necessities, use any left over money to buy office supplies such as ink cartridges, computer paper and more.

Add a decorative touch

Now that you have what you need, it's okay to add some decorative style. Hang artwork. Add a few plants. But, remember to keep it simple and neutral so that potential buyers can easily imagine it as their own home office.

Many people don't think of the importance of a home office when preparing their Mullica Hill home for sale. But with so many people working from home, especially in the rural Mullica Hill area, a dedicated space for a home office is a great selling point.

If you're ready to sell your home, I can help. Call me now at 856-308-5989 or email me at kim@kimcanhelp.com

LINKS: www.KimThomasHomes.com www.NJHomesNearPhilly.com

Computer nook

http://www.ehow.com/how_2156879_transform-closet-computer-nook.html

Good home office

http://interiordec.about.com/od/planninganoffice/a/budgethomeoffic.htm

Artwork

http://familyfinances.suite101.com/article.cfm/find_cheap_art_online

When people think of environmental concerns, very seldom do they think of their home environment. Mold spores, carcinogens, allergens and more can fill up your Gloucester County home and create a bad environment. Here are a few ways to make sure your indoor air quality is as good as it can be:

• Check for mold. Mold has a distinctive odor; somehow, it manages to smell wet and dry, as well as musty. It can grow around windows, in the bathroom and in your air ducts. For windows, bathrooms and small areas within your home, you can clean the mold yourself wearing protective gear and using the right mold cleanup methods.

• Check the ductwork. Mold, dust, insect parts and other small to microscopic pollutants settle in ductwork and then, when the air is turned on, flow out into the various units. I recommend leaving this job to professionals with the proper equipment. Research green janitorial services in your area that specialize in environmentally safe cleaning practices and provide good indoor air quality through the practices.

• Check your carpet. Carpets can be a big cause of bad indoor air quality. Some carpets contain a high level of VOCs (volatile organic compounds), which are emitted into the air as gases. Exposure to VOCs can cause nose and throat irritation, headaches, nausea, fatigue, dizziness and skin rashes. If you're having any of these issues, you may want to replace your carpet with an eco-friendly carpet.

If you're looking for an eco-friendly Gloucester County home, I can help. Call me at

856-308-5989 or email me at kim@kimcanhelp.com for more information.

Links: www.NjHomesNearPhilly.com www.KimCanHelp.com

Using the right methods

http://www.epa.gov/mold/cleanupguidelines.html

VOCs

http://www.aerias.org/DesktopModules/ArticleDetail.aspx?articleId=131

Eco-friendly carpet

http://www.greenyour.com/home/furnishings/carpet-and-rugs/tips