Hillsborough, NJ

What is landfill gas (LFG)?

Landfill gas is created when organic waste in a municipal solid waste landfill decomposes. This gas consists of about 50% methane (CH₄), the primary component of natural gas, about 50% carbon dioxide (CO₂), and a small amount of non-methane organic compounds. Instead of allowing LFG to escape into the air, it can be captured, converted, and used as an energy source. Using LFG helps to reduce odors and other hazards associated with LFG emissions, and helps prevent methane from migrating into the atmosphere and contributing to local smog and global climate change.

Methane Home: http://www.epa.gov/lmop/faq-1.htm

Paul Stillwaggon, For All Your Real Estate Needs Contact New Jersey Estates Real Estate Group E-mail: njestates@gmail.com Web: http://www.newjerseyestates.net 908-561-5492 (Paul S) 908-310-1358 (Cell)

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Just closed another medical office lease for space in the Gateway Building in Hillsborough. This group of doctors will be focusing on helping patients with weight management issues.

USDA Mortgages in NJ are still available. This is a great loan program for qualified NJ properties to qualified applicants with moderate income and little to no down payment. As I had written previously in this blog: Need 100% Financing? Try the USDA Guaranteed Rural Housing Loan Program the USDA Mortgages in NJ program is a great loan for rural and even some not-so-rural areas that qualify for the USDA program. New Jersey still has many areas that qualify for the RD Loan.

If you have a listing or are selling your home and it qualifies location-wise for an RD loan, this also can be a great tool to market a property. "100% financing available to qualified buyers" with USDA Mortgages in NJ is an attention getter. Couple that with up to a 6% seller concession, and you have increased the pool of folks able to purchase your home NOW!

There are property location restrictions for the USDA 100% financing program. According to USDA website's eligibility map listed here: Much of Northern and Southern Somerset County is Eligible Check the website and with a loan officer for further details for information on USDA Mortgages in NJ. Keep in mind, both the property (based on location) and the borrower (based on income) need to qualify to be eligible for consideration for this loan program. Many other Counties such as Hunterdon, Warren, Sussex and others have a great deal of eligible areas.

The other qualification restriction is income based. The income limits for the 100% Section 502 Guaranteed Rural Housing Program are listed here: Somerset County Income Limits According to the chart, a family of 2's maximum annual income would be $71,900 for the Section 502 Guaranteed Rural Housing Program.

There is a financed fee similar to the VA funding fee for this program, and there are credit qualifications-620 minimum fico- and property qualifications as well.

Once again, this a great program for 100% financing USDA Mortgages in NJ. For more details, contact Michael Byrne at 800-999-2489 x7972

* Not a commitment to lend. Other programs available. Equal Housing Lender. Licensed in CA,CO,CT,DE,FL,GA,MA,MI,MO,MT, NJ, NY,PA,TX,SC,VA

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OK it is done - it didn't take long but, because of my client's special needs, it involved a lot of searching and negotiation to help find a medical office that was move-in ready in the right locale at the right price. It always feels good when it all comes together and, in this case, it did.

From what I am told, there is a movement to include a GREEN section on the MLS' that serve the NE. This is already in place out West and will include a designated section on the listing sheet/screen that will allow the Agents to include environmentally friendly features existing in their listings. This will certainly help in identifying properties for our environmentally sensitive buyers.

I welcome it and can't wait.