North Brunswick, NJ

Home for Sale By Owner in North Brunswick, NJ 08902 - Flat Fee MLS Listing $395

1373 Masoma Rd North Brunswick, NJ 08902 - Realtors welcome, buyer agent commission paid at closing !Please check listing details here at MLS# 201174 .

4 bedrooms, 3 bathrooms

Newly renovated 4 BR/2.5 bath home in Paddington Park, N. Bruns Schools. Biggest & most attractive lot in the dev. Lrg open yard w/deck backs into green acres. Vacant & ready to move in. New features incl: EIK w/ granite, new cabs, new appl & center island; flrs (HW, carpet, title); baths; fresh paint; windows & roof. Level 1: Two Story Foyer, Living room, Dining room, Kitchen, Family Room with F/P, Laundry room and Half Bath. Level 2: 4 Bedrooms 2 Full Baths. Master bedroom w/walk in closet, jetted tub and stall shower. Close to NYC Bus and NJ Transit at Jesrsey Ave.

If you are interested in this Home for Sale By Owner in North Brunswick, NJ 08902- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 201174 . . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty.

If you have a Home for Sale in North Brunswick, NJ 08902 and would like save up to 6% commission, we can list your home on the local MLS and Realtor.com for a low flat fee of $395. For more information please read the FAQ on Home for Sale By Owner in North Brunswick, NJ 08902- Flat Fee MLS Listing. You will get the maximum exposure of the local MLS, in which thousands of local realtors will help you sell your home. You also reserve the right to sell your home by owner and pay no commission at all.

Please contact Realmart Realty for our texting special. All new orders will receive a free sign with Texting Service where buyers can get full listing details on their mobile phones instantly. Offers ends 05/30/2011, call now for more information about Homes for Sale By Owner in North Brunswick, NJ 08902- Flat Fee MLS Listing $395.

Are you buying a home in North Brunswick, NJ 08902 We will give you up to 2% of the purchase price of the property at closing if you choose to work with us. This is for all homes that are listed on the MLS. For more information, please read the Buying tips and FAQS.

Jack Yao - Realmart Realty info@realmartrealty.com, 732-727-2285

YES IT'S TRUE! The state of New Jersey allows REBATES for homebuyers. This is CASH in your pocket at the closing table. For more information on the rebate program, please read the New Jersey Law. This is not a government rebate. Please consult a tax professional about the rebate. In New Jersey commissions are negotiable.

So you got your 2011 property tax bill in the mail and you're freaking out. New Jersey property taxes keep going up each year, but you're property values do not. Is it time to appeal your NJ property tax?

The NJ Property Tax Appeal process could decrease your property taxes by lowering the property value assessment against which your tax rate is multiplied.

On or before February 15^th, you'll receive a Notice of Property Tax Assessment for 2011 postcard from your municipality showing the current assessment. Is this the true market value? For the majority of municipalities in Middlesex County, the answer is NO. This number must be adjusted by your municipality's average ratio to obtain their estimation of true market value of your home. In North Brunswick, NJ, for example, multiply this number by 2.

Before you consider filing a tax appeal, you'll need to know if your current assessment is "excessive". In other words, is it off by more than 15 percent? But wait, it's a specific 15% spread called the Common Level Range and each municipality has its' own. Insert eye roll here. In other words: WHAT is the maximum value (think less than the lower limit of the range) at which my property must appraise in order to win a tax appeal? Luckily, there's an online calculator at NJTaxAppeal.net that will give you this value.

Next question: WHAT was true market value of my property as of October 1, 2010? Was? Yep! October 1 is the cut-off date for the selection of comparable sold properties on which you can base the true market value for your NJ tax appeal. Hey, we're just the messengers. But wait... sorry, there are two components to the total assessment, land and building (or improvements). Fortunately, there are various resources for getting this information (e.g. county clerk records, real estate agents and appraisers) but they are not all free.

So let's say you've got a good case, what next? Fill out the NJ Tax Appeal Form and file it with your County Tax Board (yes, there's a fee). You file your appeal on or before April 1^st. Then, you'll get a hearing date where you convince the County Tax Board with factual evidence that your property was over-assessed.

Is this a Do It Yourselfer? Yes, for many of us it can be. Others prefer to leave it in the hands of professionals. It also depends on the uniqueness of the property and the availability of comparables. The Tax Board wants to see apple to apple comparisons. So if you have a pear and you're surrounded by apples, an appraiser may be needed to make the qualified adjustments of values. In addition, some would argue that an attorney with tax appeal experience increases your odds of reaching a settlement with the Tax Board before getting to the hearing. Then again, many homeowners have successfully appealed their tax assessments, solo. If the property is owned by a business entity, other than sole proprietor, an attorney representative is required.

Join us on February 24^th from 7 pm to 8 pm for our "How to Appeal NJ Property Taxes" seminar. This seminar is being held at the Prudential Fox & Roach / Trident Group Building located at 1500 Finnegans Lane, North Brunswick, NJ 08902.

Resource Links

The NJ Division of Taxation provides a brochure "A Guide to Tax Appeal Hearings" in PDF which can be viewed, copied or printed online at www.state.nj.us/treasury/taxation/pdf/lpt/ptappeal.pdf.

NJ Tax Appeal Calculator (http://njtaxappeal.net/Inputs/Calculator.aspx). (Note: Fill in the County Name first and the municipalities will become available for selection when the page refreshes.)

NJ Tax Appeal Form (www.state.nj.us/treasury/taxation/pdf/other_forms/lpt/petappl.pdf/)

How to Appeal NJ Property Taxes Seminar Link

http://www.njhomeseeker.com/central-nj-home-owner-resources.aspx

With the current economy, it may seem like a better idea to rent a North Brunswick condo in New Jersey instead of buying one. Let's explore some of the reasons why it's still better to buy rather than rent.

Throwing Money Away

When you rent that's basically what you're doing. You give your money away in exchange for a ‘perishable' item-one month of living space. Once that month is over, the money is gone and you didn't get anything of long term value in return.
When you buy a North Brunswick condo you still spend money for a month of living space, but in addition, you're building long term equity. It may take longer and property may not increase in value as quickly as it did in the past, at least for now, but the money you spend becomes a back end asset instead of just disappearing.

Tax Breaks

When you buy a home, you can deduct the interest and property taxes that you pay every year on your income taxes. That can be a sizeable amount of money. If you buy your first home in 2009, you get an even bigger tax break of $8,000 as a result of President Obama's stimulus plan.

Saving Money

Yes, you actually end up saving money in the long run if you buy a home rather than rent. According to The New York Times, over a 16-year period you can save as much as $5,000.00 by owning your own home. And, that number doesn't include the $8,000 tax credit first-time home buyers get when they purchase a principle residence in 2009.

The bottom line is that the housing market troubles have nothing to do with the ‘evils' of homeownership. They have to do with bad lending practices, and people wanting more than they can afford.
Choose your North Brunswick condo wisely, only buy what you can afford to pay for each month, and pay attention to the loan you are being offered.

Cathy Chaudemanche

Are you considering buying your first home? I'm sure you already know that now's an amazing time to buy your first home. You have the perfect combination of low interest rates, low North Brunswick home prices and President Obama's stimulus plan which gives you additional incentive to buy now.

To help make your first time North Brunswick home buying experience the best it can be, here are some tips:

1) Know What You Can Afford
It is easy to get carried away with what you want versus what you can actually afford. Start with reasonable expectations.

2) Decide Exactly What You Need
Consider your current family status and what your immediate future might hold, then decide on the number of bedrooms you require and the amenities you feel you can't do without. If you love to cook, a well-equipped and spacious kitchen will be important. If you eat out 90% of the time, it is wasted space.

3) Make Good Use of the Internet

If you're like millions of other Americans, you spend a lot of time online. Make use of the many available free programs and calculators to give you a better idea of what you can afford and what your mortgage payments will be. There are mortgage calculators that give you an instant idea of what each home you find will cost you monthly.

4) Don't Hesitate to Ask Questions
Call around to get insurance quotes so that you have a reasonable estimation of what to add to the total cost of your monthly mortgage. Check the information on the North Brunswick home properties you are interested in to find out what the taxes are. Add that amount to your total monthly mortgage cost too.

Buying your first North Brunswick home should be the thrill of a lifetime and with proper planning it can be.

If you'd like to work with a real estate agent who specializes in helping first time home buyers get their dream home at the best price in Middlesex County and Central Jersey contact me today.

Cathy Chaudemanche