Red Bank, NJ

A Message from Red Bank Mayor Pasquale Menna: If you are one of the 50,000 people working in Red Bank, then the "Live Where You Work" Program is a wonderful way for you to become a Red Bank homeowner. I welcome you to take advantage of this program so you can reduce your commuting expenses and enjoy free time experiencing what Red Bank has to offer.

What is Red Bank's "Live Where You Work" program? Live Where You Work - Red Bank is a special homebuyer incentive program that provides low-interest mortgage loans to homebuyers who work in and who are looking to purchase a home in the Borough of Red Bank.

Mission: The homebuyer program builds strong communities and promotes sustainable land use by encouraging people to live close to their places of employment.

What are the benefits of Red Bank's "Live Where You Work" program?

• Low-interest mortgages for homebuyers
• Downpayment and closing cost assistance for the purchase of a home
• More flexible underwriting criteria for the loan qualification process
• Additional savings offered by local businesses in partnership with the Borough of Red Bank.

Maximum Income Limits for the Borough of Red Bank (Interest rates will vary depending on income)

Family Size

1-2 person household . . .$ 88,200

3+ person household . . . $ 101,430

Maximum Purchase Price Limits for the Borough of Red Bank

1 Family . . . . . . . . . . . . . $ 429,619

2 Family . . . . . . . . . . . . . $ 550,005

3 Family . . . . . . . . . . . . . $ 664,828

4 Family . . . . . . . . . . . . . $ 826,218

For complete information, how to apply and a list of my picks for the best deals in Red Bank, call me at 732-768-1068.

East of Broad Street Single Family: http://mls.momls.com/MonmouthReports/ListitLib/show_report.aspx?ID=7462937341

West of Broad Street Single Family http://mls.momls.com/MonmouthReports/ListitLib/show_report.aspx?ID=7462937344

Multi-Family - Borough Wide http://mls.momls.com/MonmouthReports/ListitLib/show_report.aspx?ID=7462937348

With interest rates so low and with the help of a program like this, you can own your own home by starting with a call to me at 732-768-1068.

Home for Sale By Owner in Red Bank, NJ 07760 - Flat Fee MLS Listing $395

22 Joanne Dr Unit 2-d Red Bank, NJ 07760 - Realtors welcome, buyer agent commission paid at MLS#21201402

2 Beds 24 Baths

Upstairs 2 Br Unit W/ Deeded Oversized Garage. Nice Courtyard View. New Thermo Windows. Hardwood Floors. Hoa Fee Includes Heat, Hot Water, Landscape, Sewer, Trash Removal. Close Proximity To Downtown Shops.

If you are interested in this Home for Sale By Owner in Red Bank, NJ 07760- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#21201402 . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty.

If you have a Home for Sale in Red Bank, NJ 07760 and would like save up to 6% commission, we can list your home on the local MLS and Realtor.com for a low flat fee of $395. For more information please read the FAQ on Home for Sale By Owner in Red Bank, NJ 07760- Flat Fee MLS Listing. You will get the maximum exposure of the local MLS, in which thousands of local realtors will help you sell your home. You also reserve the right to sell your home by owner and pay no commission at all.

Please contact Realmart Realty for our texting special. All new orders will receive a free sign with Texting Service where buyers can get full listing details on their mobile phones instantly. Offers ends 05/30/2011, call now for more information about Homes for Sale By Owner in Red Bank, NJ 07760- Flat Fee MLS Listing $395.

Are you buying a home in Red Bank, NJ 07760 We will give you up to 2% of the purchase price of the property at closing if you choose to work with us. This is for all homes that are listed on the MLS. For more information, please read the Buying tips and FAQS.

Jack Yao - Realmart Realty info@realmartrealty.com, 732-727-2285

YES IT'S TRUE! The state of New Jersey allows REBATES for homebuyers. This is CASH in your pocket at the closing table. For more information on the rebate program, please read the New Jersey Law. This is not a government rebate. Please consult a tax professional about the rebate. In New Jersey commissions are negotiable.

A Message from Red Bank Mayor Pasquale Menna: If you are one of the 50,000 people working in Red Bank, then the "Live Where You Work" Program is a wonderful way for you to become a Red Bank homeowner. I welcome you to take advantage of this program so you can reduce your commuting expenses and enjoy free time experiencing what Red Bank has to offer.

What is Red Bank's "Live Where You Work" program? Live Where You Work - Red Bank is a special homebuyer incentive program that provides low-interest mortgage loans to homebuyers who work in and who are looking to purchase a home in the Borough of Red Bank.

Mission: The homebuyer program builds strong communities and promotes sustainable land use by encouraging people to live close to their places of employment.

What are the benefits of Red Bank's "Live Where You Work" program?

• Low-interest mortgages for homebuyers
• Downpayment and closing cost assistance for the purchase of a home
• More flexible underwriting criteria for the loan qualification process
• Additional savings offered by local businesses in partnership with the Borough of Red Bank.

Maximum Income Limits for the Borough of Red Bank (Interest rates will vary depending on income)

Family Size

1-2 person household . . .$ 88,200

3+ person household . . . $ 101,430

Maximum Purchase Price Limits for the Borough of Red Bank

1 Family . . . . . . . . . . . . . $ 429,619

2 Family . . . . . . . . . . . . . $ 550,005

3 Family . . . . . . . . . . . . . $ 664,828

4 Family . . . . . . . . . . . . . $ 826,218

For complete information, how to apply and a list of my picks for the best deals in Red Bank, call me at 732-768-1068.

East of Broad Street Single Family: http://mls.momls.com/MonmouthReports/ListitLib/show_report.aspx?ID=7462937341

West of Broad Street Single Family http://mls.momls.com/MonmouthReports/ListitLib/show_report.aspx?ID=7462937344

Multi-Family - Borough Wide http://mls.momls.com/MonmouthReports/ListitLib/show_report.aspx?ID=7462937348

With interest rates so low and with the help of a program like this, you can own your own home by starting with a call to me at 732-768-1068.

"The restaurant decorated with bright glass bottles, renowned for its French toast and its convivial atmosphere when the tables are set up for outside dining.

The dry cleaner who doesn't need to be told that you like your shirts folded, not hung. Light starch.

The shop owner that runs down the street after you when you accidentally leave your credit card behind.

The hardware store with the sign that says, "Husbands cannot buy paint without a signed note from their wife."

The local website that runs the picture of your missing dog - connecting you with the neighbor around the corner who found him.

Yes, you can eat at an Applebee's or buy your paint from a Home Depot. You can buy your books on Amazon, or download them to a Kindle. You can use an iPhone app to find the closest movie. But there's a difference between something that's geographically convenient and something that's authentically local.

And the difference is this: Local doesn't scale. Local isn't McDonald's, even if the McDonald's is right down the street. Local doesn't send profits back to a home office somewhere else. Local is something that's part of what makes where you are unique. As unique and flawed and loveable as your own kids. Something is authentically local if it's the first thing you'd want an old friend, visiting from the other side of the world, to see. It's authentically local if its disappearance could potentially break your heart.

Local is suddenly the newest, hippest, most lucrative frontier. The local advertising market alone is estimated to be $100 billion a year. Companies like AOL, Google, Apple and Groupon all want a piece of the action. Some of the devices they sell you are even collecting data about everywhere you go - all to help their local campaigns.

Certainly big corporations add a lot of convenience and consistency to our world. They also threaten to homogenize it. If you want home to feel different from everywhere else in the world - or if you want a world that's interesting to explore, support what's authentically local. Know the difference, and vive la difference!" - Debbie Galant, Authentically Local

Two summers ago in "Just Red Bank", I attempted to highlight our town's array of home furnishings and art in staging a waterfront townhouse with only products from town. http://actvra.in/9NB

When I borrowed $6,000 worth of gorgeous rugs from Bob Ebner for the model home, we did it on a handshake. You just don't find his kind of expertise at the chain stores. And Bob and his granddaughter delivered the rugs to us. http://actvra.in/9Nw

It's local people who said "I'll catch you next time" when I stopped in at Fair Haven Hardware for a drop cloth when biking and I was 11 cents short. I don't know if that works at Home Depot or Lowes. Harvey, if you are reading this, I need one more gallon of Benjamin Moore "Ocean Air". (It will probably be ready when I get there.)