Rio Rancho, NM

Please stop by my Open House at 2280 High Desert Circle in Rio Rancho. I'll be holding the house open from 1 to 4pm on Sunday August 23rd.

You'll love the updated kitchen and baths in this little gem. The kitchen has been updated with a New Gas Stove/Oven, a New Built-in Microwave and a New Dishwasher. Both bathrooms have been upgraded with Granite Countertops, New Oiled Bronze Fixtures, New Decorative Mirrors, New Lighting. Other updates/upgrades include Custom Bamboo Roman Shades, Real Golden Bamboo floors, New Valspar Designer Paint and Upscale Ceiling Fans. Landscaping has been upgraded too with fruit trees-Peach, Cherry, Plum and Pear plus a new lawn. There is an Office/Sunroom (heated and cooled) too. All appliances stay. Bring your pickiest buyers!

Look at the beautiful Golden Bamboo wood floors.

Notice the upscale ceiling fan.

Also in this picture you can see the back door with dual sidelights which are operational. You can open them to let fresh air in.

Notice the warm yet neutral color on the living room walls.

The Bamboo Floors continue into the Master Bedroom.

There is an attached walk-in closet.

Plus a 3/4 bath.

New Granite Countertops.

New Plumbing Fixtures.

New Decorative Mirror.

New Light Fixture.

Please come by and view this beautiful house in person! Here are some directions: From Southern and Unser go north past Northern to Cherry. Turn left on Cherry and go to Sand Dune. Turn left on Sand Dune and go one block. Look for my sign, 2280 High Desert Circle Rio Rancho should be right in front of you on the corner.

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Did you know that there is a Rio Rancho Homebuyer Tax Credit program? It's similar to the Federal $8,000 First-time Homebuyer Tax Credit.

The program is actually called the Home Down Payment and Closing Cost Assistance Program and is a grant (no repayment), and is administered through the U.S. Department of Housing and Urban Development (HUD) in conjunction with the City of Rio Rancho.

Who is Eliglble?

• Anyone who has not owned a home in the last three years.
• Annual household income cannot exceed 80% of the Median Family Income for Rio Rancho-$33,300 for one person, $38,100 for two people, $42,850 for three people.
• The home must be within the city limits of Rio Rancho.
• The property can be a single family home, townhome, condo or new manufactured home on a permanent foundation.

How Much Money is Available?

• Up to $5,000
• Purchase price cannot exceed $271,050 (FHA loan limit)
• There is zero interest

Repayment

• There is no repayment unless you payoff, sell, lease or refinance within the first 5 years.

For more information and more exact details on the Rio Rancho Homebuyer Tax Credit visit http://www.ci.rio-rancho.nm.us/index.aspx?NID=1217

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If you are considering buying or selling a home in Rio Rancho, Albuquerque or Los Lunas, you need local expertise and advice provided by a successful full-time Albuquerque Realtor.

Rich Cederberg has been helping people buy and sell homes for five years and has the experience you need. Contact him today by calling (505) 400-5994.

Rio Rancho residents along with those involved with economic development will be glad to know that the expansion of Paseo del Volcan is progressing nicely. The city is now moving forward with taking bids for the construction work on this expansion. The projected completion goal is set for January 2011. When working on the future of Rio Rancho, this expansion is a winner giving additional access around Rio Rancho and especially to the future of the city our own Downtown City Center. ABQJOURNAL RIO RANCHO: City Seeks Bids for Paseo del Volcan Rio Rancho Real Estate

I HAVE FOUND THAT MOST PEOPLE CANNOT STAGE THEIR OWN HOMES. THERE IS SUCH AN ATTACHMENT,

THAT IT IS VERY HARD TO DE-PERSONALIZE THAT HOME. ONCE YOU DECIDE TO PUT YOUR HOME ON THE

MARKET, THAT HOME NO LONGER BELONGS TO YOU. THE HOUSE MUST ATTRACT PERSPECTIVE BUYERS.

WHEN THEY WALK THROUGH YOUR DOOR, IT TAKES 15 SECONDS FOR BUYERS TO DECIDE WHETHER OR

NOT THEY LIKE THE HOME OR NOT.

IN 2007, I EARNED MY ACCREDIATION IN STAGING AND NOW I AM NOT ONLY STAGING MY OWN LISTINGS,

BUT ALSO THE OTHER AGENTS THAT WORK IN OUR OFFICE. MY BROKER LISTED A PROPERTY AND BEFORE

HE PUT IT INTO THE MLS, I MET WITH THE SELLER AND WENT FROM ROOM TO ROOM AND TOLD HIM WHAT

NEEDED TO BE REMOVED AND DONE. HE WAS VERY RECEPTIVE AND DID EVERYTHING I HAD SUGGESTED. WE

STAGED THE HOUSE, LISTED IT INTO THE MLS AND IT SOLD IN 6 DAYS.

STATISTICS FROM THE WEBSITE OF STAGED HOMES.COM, HOUSES THAT ARE STAGED SELL 94.6% FASTER

THAN HOMES THAT ARE NOT STAGED. IN THIS MARKET, YOUR HOME HAS TO STAND OUT FROM ALL OF THE

OTHER LISTINGS IN YOUR NEIGHBORHOOD. GO TO OPEN HOUSES IN YOUR AREA AND SEE WHAT YOUR

COMPEITITION IS.

WHEN I TAKE A LISTING, AS A COURTESY I DO NOT CHARGE MY CLIENTS TO STAGE THEIR HOMES. I

CAN USE THEIR FURNITURE OR MINE. IN EITHER CASE, THE HOME WILL SHINE!!

First time homebuyers have a great advantage right now. Not only are the interest rates the lowest in

years, but if you haven't owned a home in 3 years you can possibly be eligible for an $8000 tax credit.

What more could you ask for?? The first step is to contact a local mortgage company (if you are working

with a realtor,they should be able to provide you with someone they work with) and get yourself

pre-qualified. That way you are not looking at houses that are way out of your price range.

Based on your credit, income and other assets you may have the loan officer will be able

to tell you how much you qualify for. Once you get that pre-qualification letter, you're set to go!! Contact

your realtor and start looking for your new home. During the process of finding your home, don't go out

and get any type of new credit. Sometimes, just before closing on the home, the mortgage company

will pull credit and if you have opened up any debts, you may not qualify for your new house payment.

Put off buying anything until AFTER you have closed. I know people get excited and start buying new

appliances and furniture. That could be a very costly mistake.