About Baldwin's Baldwin

Home Affordable Foreclosure Alternatives (HAFA) $3,000 Cash Relocation

Assistance Program For Baldwin, NY Homeowners. "Certain Terms Apply"

Exit Gracefully

​If homeownership is no longer affordable or the weight of homeownership has become too much to bear, Making Homes Affordable (MHA) has a program that allows you to exit gracefully from the property with $3,000 in relocation assistance. The HAFA short sale program is designed to help underwater sellers either modify their loans or sell their homes as a short sale to avoid foreclosure. Through Home Affordable Foreclosure Alternatives (HAFA), you won't owe any more for the property after selling, and you will be free from the threat of foreclosure. The benefit of a HAFA short sale is that you are no longer responsible for the difference between what you owe on your mortgage and the amount that your home sells for. That's right if you qualify you walk away free and clear!

Eligibility*

You may be eligible to apply if you meet all of the following:

• You live in the home or have lived there in the last 12 months.
• You have a documented financial hardship.
• You have not purchased a new house within the last 12 months.
• Your first mortgage is less than $729,750
• $934,200 for 2 units
• $1,129,250 for 3 units
• $1,403,400 for 4 units
• You obtained your mortgage on or before January 1, 2009.

• You are experiencing a hardship (such as a job loss, divorce or medical emergency) and are unable to afford your current home loan

• You owe more than your home is worth. (Contact Bisendra Melaram Today to Find What Your Home Is Worth)

• You must not have been convicted within the last 10 years of felony larceny, theft, fraud or forgery, money laundering or tax evasion, in connection with a mortgage or Real Estate transaction.

*Eligibility criteria are for guidance only. Contact your mortgage servicer to see if you qualify for HAFA Short Sale or just give Bisendra a call at 718-909-0233.

Program Availability

HAFA is available for mortgages that are owned or guaranteed by Fannie Mae and Freddie Mac or serviced by over 100 HAMP participating servicers. A list of HAMP participating servicers can be found here .

How Will HAFA Program Affect My Credit?

Although a short sale will have a negative effect on your credit, by completing this transaction, you may qualify for future credit sooner than if you allow your home to go through the foreclosure process.

While your lender works with you to complete a short sale, they will continue to report the status of your account to the major credit reporting agencies. If a short sale is completed on your property, your lender will report that your loan was "paid in full for less than the full balance."

You should only consider a short sale after you've explored all other options, including modifying your loan. Please visit my page NY SHORT SALE Information for a complete list of options you may want to consider.

You should contact a tax professional to gain an understanding of any tax implications.

For More Information

If you have additional questions about getting mortgage help contact Bisendra Melaram at (718) 909-0233. He will help you understand your options, design a plan to suit your individual situation, and prepare your application. Research shows that homeowners who work with an experienced HAFA Short Sale Specialist like Bisendra are more successful and have better long-term outcomes. There is no cost to you for this valuable, around-the-clock FREE service. Help is available contact him today!!!

Program Dates

Effective April 5, 2010 - Dec. 31, 2012

Baldwin, New York Real Estate Trends-June 30, 2010

North Baldwin, New York Real Estate Trends

Baldwin, New York Real Estate Trends,

Baldwin Harbor, New York Real Estate Trends

 

The Baldwin, New York Real Estate Trends-June 30, 2010 report covers North Baldwin, New York real estate, Baldwin New York real estate and Baldwin Harbor, New York real estate that is available for sale and homes that have closed over the 12 month period ended June 30, 2010.

The hamlets of Baldwin and Baldwin Harbor are located in The Town of Hempstead on the south shore of Nassau County, Long Island. The two hamlets share the same zip code and school district-the Baldwin Union Free School District. North Baldwin is part of the hamlet of Baldwin. For the purposes of this report, the North Baldwin section of Baldwin will be analyzed separately. Residents consider themselves part of the same community, Baldwin.

 

North Baldwin Real Estate Trends

 

North Baldwin, NY Homes for Sale

As of June 30, 2010, there are 44  North Baldwin, New York Homes for Sale. Of the 44 North Baldwin, New York Homes for Sale there are no North Baldwin, New York Homes for Sale marketed as short sales and none as foreclosures. The median list price is $349,000.

Capes make over a third of the homes for sale (15), followed by colonials (11), ranches (5), and hi-ranches (3) as the other top numbers

North Baldwin, New York Homes Sold

There were 40 North Baldwin Homes sold for the year ending June 30, 2010. Of this number 2 was a North Baldwin, New York  short sale and 18 were North Baldwin, New York foreclosures. The three month period April 1, 2010 to June 30, 2010 accounted for 12 of the 40 sales. The median sales price for the three month period was $280,000.

Condominiums accounted for 1 sale in their market with a sales price of $196, 000.

 

 

Baldwin, New York Real Estate Trends

 

Baldwin, New York Homes for Sale

As of June 30, 2010, there are 171 Baldwin, New York Homes for Sale . Of the 171 Baldwin, New York Homes for Sale there are 3 Baldwin, New York Real Estate foreclosure and 29 Baldwin, New York Real Estate homes marketed as short sales. The median list price is $387, 000.

Colonials make up more than a third of the homes for sale (58), followed by capes (47), hi ranches (16), splits (15), ranches (9) as the other top numbers.

There is also an active Baldwin, New York Real Estate cooperative and Baldwin, New York Real Estate condominium market. There are currently 17 Baldwin, New York Real Estate cooperatives on the market with a median sales price of $189,000. There are currently 2 Baldwin, New York Real Estate condominiums on the market with a median sales price of $350,000.

 

Baldwin, New York Homes Sold

There were 167 Baldwin, New York Real Estate home sales for the year ended June 30, 2010. Of this number 8 were Baldwin, New York Real Estate short sales and 19 were Baldwin, New York Real Estate foreclosures. The three month period April 1, 2010 to June 30, 2010, accounted for 48 of the 167 Baldwin, New York Real Estate home sales. The median sales price for this three month period was $354,000.

Baldwin, New York Real Estate cooperatives accounted for 11 sales in their market, with a median sales price was $190, 000. Baldwin, New York Real Estate condominiums accounted for 4 sales in their market, with a median sales price of $325, 000.

 

 

Baldwin Harbor, New York Real Estate Trends

 

Baldwin Harbor, New York Homes for Sale

 As of June 30, 2010, there are 52 Baldwin Harbor, New York Homes for Sale . Of the 52 Baldwin Harbor, New York Homes for Sale there is 1 Baldwin Harbor, New York Real Estate  Foreclosure and 7 Baldwin Harbor, New York Homes  marketed as short sales. The median list price is $449, 000.

Colonials make over a quarter of the Baldwin Harbor, New York Homes for Sale (14), followed by splits (9), hi ranches (9), capes (8), and splanches (6) as the other top numbers

 

Baldwin Harbor, New York Homes Sold

There were 52 Baldwin Harbor, New York Homes sold for the year ended June 30, 2010. Of this number 3 were Baldwin Harbor, New York Real Estate short sales and 1 was a Baldwin Harbor, New York Real Estate Foreclosure. The three month period April 1, 2010 to June 30, 2010, accounted for 15 of the 52 Baldwin Harbor, New York Real Estate home sales.  The median sales price was $424,000.

There were no condominium or cooperative sales in this market.

 

For a customized Neighborhood Report and information on purchasing or marketing your home, please contact Pat White

Mobile phone: 917 533-8475
mailto://Pat@HomeDrivenRealty.com
Website: www.HomeDrivenRealty.com

Data Source: Multiple Listing Service of Long Island

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Baldwin New York Homes for Sale & Baldwin New York Real Estate

Baldwin New York Homes for Sale

Baldwin New York Real Estate

The Baldwin, New York Homes for sale and Baldwin, New York Real Estate report provides a snapshot of current community real estate activity as of 6/21/2010.

The hamlet of Baldwin is located in The Town of Hempstead on the south shore of Nassau County, Long Island. The hamlet shares the same zip code and school district, the Baldwin Union Free School District, with its sister hamlet of Baldwin Harbor.

 

Baldwin New York Homes for Sale

There are 162 Baldwin New York Homes for Sale as of June 21, 2010 The median list price is $387,000.

Listing Type	Homes Available	Median List Price	Number of Bedrooms	Number of Baths	Real Estate Taxes
Total	162	$387,000	3	2	$9,778

 

Of the 162 Baldwin New York Homes for Sale, there are 2 Baldwin New York foreclosures and 31 Baldwin New York Short Sale properties

Listing Type	Homes Available	Median List Price	Number of Bedrooms	Number of Baths	Real Estate Taxes
Foreclosure	2	$261,450	4	2	$9,861
Short Sale	31	$339,000	3	2	$9,580

 

 Baldwin, New York Real Estate

The three month period March 22, 2010 to June 21, 2010, accounted for 41 Baldwin, New Tork Real Estate sales. The median sales price for this three month period was $353,000.

Listing Type	Homes Sold	Sales Price	List Price	Days on Market	Number of Bedrooms	Number of Baths
Total	41	$353,000	$369,000	100	4	2

Of the 41Baldwin, New York Real Estate sales, 3 were Baldwin New York Real Estate foreclosure sales and 4 were Baldwin, New York Real Estate short sales.

Listing Type	Homes Sold	Sales Price	List Price	Days on Market	Number of Bedrooms	Number of Baths
Short Sale	4	$332,500	$339,000	177	3	1.75
Foreclosure	3	$305,000	$296,000	35	4	2

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Baldwin, New York Real Estate Trends-June 21, 2010

North Baldwin, New York Real Estate Trends

Baldwin, New York Real Estate Trends,

Baldwin Harbor, New York Real Estate Trends

 

The Baldwin, New York Real Estate Trends-June 21, 2010 report covers North Baldwin, New York real estate, Baldwin New York real estate and Baldwin Harbor, New York real estate that is available for sale and homes that have closed over the 12 month period ended June 21, 2010.

The hamlets of Baldwin and Baldwin Harbor are located in The Town of Hempstead on the south shore of Nassau County, Long Island. The two hamlets share the same zip code and school district-the Baldwin Union Free School District. North Baldwin is part of the hamlet of Baldwin. For the purposes of this report, the North Baldwin section of Baldwin will be analyzed separately. Residents consider themselves part of the same community, Baldwin.

 

North Baldwin Real Estate Trends

 

North Baldwin, NY Homes for Sale

As of June 21, 2010, there are 47 homes available in Baldwin. Of the 47 homes there are 14 homes marketed as short sales and 1 as a foreclosure. The median list price is $339,000.

Capes make almost a third of the homes for sale (15), followed by colonials (14), ranches (5), and hi-ranches (3) as the other top numbers

There is also an active cooperative and condominium market. 2 cooperative apartments and 1 condominium are currently available. The median list price is $169,000 for the cooperatives and 209,000 for the condominium.

North Baldwin, New York Homes Sold

There were 39 homes sold for the year ending June 21, 2010 in North Bakdwin. Of this number 1 was a short sale and 19 were foreclosures. The three month period March 22, 2010 to June 21, 2010 accounted for 10 of the 39 sales. The median sales price for the three month period was $276, 500.

Condominiums accounted for 1 sale in their market with a sales price of $196, 000.

 

 

Baldwin, New York Real Estate Trends

 

Baldwin, New York Homes for Sale

As of June 21, 2010, there are 163 homes available in Baldwin. Of the 163 homes there are 2 foreclosures and 31 homes marketed as short sales. The median list price is $387, 000.

Colonials make up more than a third of the homes for sale (55), followed by capes (45), hi ranches (16), splits (14), tudors (9), ranches (0) as the other top numbers.

There is also an active cooperative and condominium market. There are currently 19 cooperatives on the market with a median sales price of $184,900. There are currently 4 condominiums on the market with a median sales price of $315,000.

 

Baldwin, New York Homes Sold

There were 163 home sales for the year ended June 21, 2010. Of this number 8 were short sales and 19 were foreclosures. The three month period March 22, 2010 to June 21, 2010, accounted for 41 of the 163 home sales. The median sales price for this three month period was $353,000.

Cooperatives accounted for 9 sales in their market, with a median sales price was $200, 000. Condominiums accounted for 4 sales in their market, with a median sales price of $325, 000.

 

 

Baldwin Harbor, New York Real Estate Trends

 

Baldwin Harbor, New York Homes for Sale

 As of June 21, 2010, there are 58 homes available in Baldwin Harbor. Of the 58 homes there is 1 foreclosure and 9 homes marketed as short sales. The median list price is $449, 000.

Colonials make a third of the homes for sale (21), followed by splits (10), hi ranches (9), capes (8), and splanches (6) as the other top numbers

 

Baldwin Harbor, New York Homes Sold

There were 49 home sales for the year ended June 21, 2010. Of this number 2 were short sales and 1 was a foreclosures. The three month period March 22, 2010 to June 21, 2010, accounted for 11 of the 49 home sales.  The median sales price was $445,000.

There were no condominium or cooperative sales in this market.

 

For a customized Neighborhood Report and information on purchasing or marketing your home, please contact Pat White

Mobile phone: 917 533-8475
mailto://Pat@HomeDrivenRealty.com
Website: www.HomeDrivenRealty.com

Data Source: Multiple Listing Service of Long Island

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Long Island Shinnecock Indian Nation Gain Federal Tribe Recognition

State and County officials court Shinnecocks for casino proposal

The Shinnecock Indian Nation, after a 31 year odyssey, became the nation's 569th federally recognized tribe June 15, 2010. The Shinnecock Indian Nation is located in the Southampton area of Suffolk County, New York. As reported in Long Island Newsday, tribal leaders spoke of plans to

• improve government infrastructure
• improve health care, economic, and environmental programs
• increase the quality of housing through the possible availability of fedreally backed loans and grants
• look into opening their own schools on the reservation and possibly a tribal college on the grounds of the former site of Southampton College
• negotiate a pact to locate a casino off reservation

County and state political leaders have begun courting the Shinnecocks for a Class III casino, that can only be located off reservation. A Class III casino could allow slot machines, roulette wheels and table games such as poker and black jack.

There are multiple hurdles in gaining Class III casino approval. The Shinnecocks are expected to leverage land claims for 3, 000 acres primarily in Southampton, including Stony Brook Southampton campus, and the famous Shinnecock Hills golf course to negotiate a pact for the off reservation casino.

The land claims arise out of two historical events. In 1703, the Shinnecocks signed a lease with Southampton Town that reducedtheir tribal land to 3, 600 acres. In 1859, a group of investors convinced New York State to break the lease and limit the Shinnecocks to 800 acres of the current reservation.

Among other locations recommended by political officials for  a casino have been Nassau Veterans Memorial Coliseum in Uniondale and Belmont Park Racetrack in Elmont, both located in Nassau County, New York.

 

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