Brooklyn, NY

Preparing a house for really works, I had the chance to redo a moribund house on Marlborough road. With a modest budget and a lot of creativity, we redid the kitchen ( plumbing and cabinets ), painted the interior, did some simple landscaping, and made some minor repairs this cost less than $ 40,000 and we soon sold the house for over $ 120,000 more.

for mor information see

www.ditmasestate.com

A Vision of Cortelyou

Alerted to a Friends and Family night at Visions, 752 Coney Island Avenue on Friday night and were pleasantly surprised. I remember 752 a dark and dirty bar you tried not to remember, because you went into it inorder to forget. But today's Visions is a bright and sometimes loud café that's is full of laughter and good times. The décor while unimpressive is nevertheless pleasant and even inviting.

The owner, Marack, is attentive and eager to please. And the service although not professional was very good. For example, someone dropped a fork and without being told our waiter was there promptly with fork in hand. We started with a Romaine salad, fresh, large and nicely topped with grated Parmesan cheese. For an appetizer we had the Mozzarella in Corozza, a grilled white bread sandwich of Mozzarella, topped with a cream of tomato sauce, o.k., but a zestier sauce might have helped. A rather plebian, but fresh lightly breaded fillet of sole was made a little special by a sweet glaze and a nice mesclun avocado salad. The star of the night was the fettuccini scampi with a wonderful strong but not overpowering sauce of garlic, wild mushrooms and olive oil, worth the trip. A nice Crème Brule finished the dinner nicely. Cost $ 60 with a beer and tip (there was an approximately $ 10 discount). The only downer, Marack needs a better selection of beers, there is no draft beer and Brooklyn Beer does not do it for me.

The menu at Visions is limited, one chicken, one pork dish, one steak, and a few fish dishes along with the usual wraps and burgers. As they say---The cook doesn't do much, but what he does do, he does very well. Come hungry as the portions are large and expect to meet friends.

As we walked home, across Cortelyou we noticed is that we now had was a real choice of restaurants and places to go--- Indeed a good Vision of Cortelyou.

for more information on Ditmas park see

www.ditmasestates.com

Despite the tightening of the credit markets, we are pleased to announce that we have entered into a broker capacity to offer Super Jumbo Loans in Kings County, NY and some surrounding counties, including all of the 5 Boroughs of New York. This is great news for residents of Brooklyn, where many of the grand buildings and homes in Brooklyn are renowned worldwide for their architectural grandeur. This is great news for residents of Brooklyn looking to purchase a home or those looking to refinance their existing home.

Highlights of the Full Doc Super Jumbo Program include loans from $1,000,000 to $5,000,000* with a typical loan to value ratio of 70%. On a case by case basis, higher loan amounts and loan to values may be considered.*

Typical minimum FICO scores of 680/700 and debt ratios of 42%. Full Doc loans only. Subject to verification of post closing assets.

We also offer competitive pricing on FHA loans in New York as well as 15 year term loans.

This is in addition to our competitive pricing on Full Doc Jumbo Loans currently available in Brooklyn NY. County with loan to values of up to 75% on purchase money/rate term refinances up to $1,250,000. We also have some stated income, verified asset programs as well at reduced LTV's. Call for details on these ever-changing products.

At significantly reduced Loan to Values, there are also loans we can offer on a brokered basis for pure no-doc loans as well. Call Michael Byrne at 908 531 6170 for details!

Michael Byrne

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting.

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender. © 2008 Gateway Funding Diversified Mortgage Services, L.P.

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OLD MILL BASIN
5515 Mill Lane
C/S E 55th Street
Sunday 11/23/08, 1:00 - 3:00
This is a beautiful, beautiful,two-family house located on a secluded street in Old Mill Basin. If you are looking for privacy...you have it here.
This house has a two bedroom apt with two baths on the first floor with access to the 55' long finished basement w/Half Bath.  The top floor apartment is just gorgeous.
It is a one bedroom apartment with a front terrace and a back patio off of the bedroom.
There is a private driveway and garage.  Easy to show, easy to buy
718-758-2300
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