Richmond Hill, NY

A historically rich neighborhood, Richmond Hill is located in the borough of Queens, a moraine created
by rocks and debris formed while glaciers descended down North America. Richmond Hill is part of
Queens Community Board 9 and 10. Its boundaries are Kew Gardens to the North, Jamaica to the East,
Ozone Park to the South, Woodhaven to the West and Glendale and Forest Hill to the Northwest. Well
known for its large-frame single family homes, most preserved since the turn of the 20th century.

Richmond Hill is in close proximity to John F. Kennedy International Airport, the Van Wyck Expressway
and Belt Parkway. It is conveniently located to the outer boroughs of Brooklyn, Long Island and with the
Long Island Railroad or subway to Manhattan.

A culturally explosive community, one of the popular events is their annual Phagwah (Holi) parade. Holi
is the Hindu celebration for the New Year. This normally occurs in the winter months at the beginning
of the year. It is almost a Carnival like experience where the revelers throw dye and colored powder
to chase away the winter blues and invite the vibrant colors of Spring! The parade follows along
Liberty Avenue and up to Phil Rizutto Park (Smokey Oval Park) where it is filled with music and cultural
performances.

Local transportation includes the J/Z, part of MTA’s elevated subway lines and also the southern port for
the A train.

Richmond Hill is full of diversity, since the early 70s South Asian Indians and Caribbean Indians have
populated and nurtured their neighborhood with thriving businesses.

Neighborhood schools include the P.S. Oxford School, M.S. 137 America’s School of Heroes, and the
historical Richmond Hill High School.

Private schools include Bethlehem Christian Academy, Hebrew Academy-West Queens, Holy Child Jesus
School, Islamic Elementary School, Our Lady of the Cenacle, Theatre Street School, St. Mary Gate of
Heaven

One of their main landmarks is the Church of Resurrection, an 1874 Episcopalian Church the oldest
house of worship in Richmond Hill.

Because Richmond Hill is filled with so much diversity, there are many houses of worship through out
the community. Due to the large community of West Indian’s, there are especially many Hindu temples
and Mosques.

Richmond Hill, NY Real Estate Agent | Richmond Hill, NY Short Sale Specialist

Home Affordable Foreclosure Alternatives (HAFA) $3,000 Cash Relocation

Assistance Program For Richmond Hill, NY Homeowners. "Certain Terms Apply"

Exit Gracefully

​If homeownership is no longer affordable or the weight of homeownership has become too much to bear, Making Homes Affordable (MHA) has a program that allows you to exit gracefully from the property with $3,000 in relocation assistance. The HAFA short sale program is designed to help underwater sellers either modify their loans or sell their homes as a short sale to avoid foreclosure. Through Home Affordable Foreclosure Alternatives (HAFA), you won't owe any more for the property after selling, and you will be free from the threat of foreclosure. The benefit of a HAFA short sale is that you are no longer responsible for the difference between what you owe on your mortgage and the amount that your home sells for. That's right if you qualify you walk away free and clear!

Eligibility*

You may be eligible to apply if you meet all of the following:

• You live in the home or have lived there in the last 12 months.
• You have a documented financial hardship.
• You have not purchased a new house within the last 12 months.
• Your first mortgage is less than $729,750
• $934,200 for 2 units
• $1,129,250 for 3 units
• $1,403,400 for 4 units
• You obtained your mortgage on or before January 1, 2009.

• You are experiencing a hardship (such as a job loss, divorce or medical emergency) and are unable to afford your current home loan

• You owe more than your home is worth. (Contact Bisendra Melaram Today to Find What Your Home Is Worth)

• You must not have been convicted within the last 10 years of felony larceny, theft, fraud or forgery, money laundering or tax evasion, in connection with a mortgage or Real Estate transaction.

*Eligibility criteria are for guidance only. Contact your mortgage servicer to see if you qualify for HAFA Short Sale or just give Bisendra a call at 718-909-0233.

Program Availability

HAFA is available for mortgages that are owned or guaranteed by Fannie Mae and Freddie Mac or serviced by over 100 HAMP participating servicers. A list of HAMP participating servicers can be found here .

How Will HAFA Program Affect My Credit?

Although a short sale will have a negative effect on your credit, by completing this transaction, you may qualify for future credit sooner than if you allow your home to go through the foreclosure process.

While your lender works with you to complete a short sale, they will continue to report the status of your account to the major credit reporting agencies. If a short sale is completed on your property, your lender will report that your loan was "paid in full for less than the full balance."

You should only consider a short sale after you've explored all other options, including modifying your loan. Please visit my page NY SHORT SALE Information for a complete list of options you may want to consider.

You should contact a tax professional to gain an understanding of any tax implications.

For More Information

If you have additional questions about getting mortgage help contact Bisendra Melaram at (718) 909-0233. He will help you understand your options, design a plan to suit your individual situation, and prepare your application. Research shows that homeowners who work with an experienced HAFA Short Sale Specialist like Bisendra are more successful and have better long-term outcomes. There is no cost to you for this valuable, around-the-clock FREE service. Help is available contact him today!!!

Program Dates

Effective April 5, 2010 - Dec. 31, 2012

Large 3 story Victorian home on 50 X 100 lot. 2 car garage. Great value for a large space!! This home needs TLC and is being priced as such. Renovate to YOUR OWN unique style - unlimited possibilities for this lovely home!! Make this house YOUR HOME! Spacious backyard and front lawn. An abundance of lovely original architectural details, including stained glass windows, carved wood paneling, detailed medallion and chandelier lighting fixtures. First Floor: Living room, family room, large foyer, dining room, large kitchen. Two decorative fireplaces. Second Floor: 4 large bedrooms. 1 large bathroom. Third Floor: 3 spacious rooms that can be used as guest rooms. Ceiling height is over 7 ft. Basement: Unfinished basement. 0.5 bathroom, 1 small room, 1 storage closet, washer/dryer setup, 1 large open area that can be used as a gym or family room. To directly access this property, use this shortcut: http://www.fizber.com/new-york-buy-duplex-triplex-multi-family-home-11664762.html

The economy really stinks right now, and I have some really good news for you. I have found a way to use my home-business to qualify for a ton of 100% legal tax deductions. I will be saving thousands of dollars in (what would have been) overpaid taxes. I am so thrilled about this new found knowledge, that I want you to know it too. The owner of Home Business Tax Savings, Inc, Ron Mueller, will hold a conference call to tell associates, friends and colleagues about this amazing information. And Yes it is going to be for FREE! Please join me on this call, It WILL save you a ton of money!

Even if you don't currently have a Home-Business, please listen to this call to find out how easy it is to start one for NO out of pocket cost! (Hint: Uncle Sam will pay for it & Ron will tell you how!)

Click this link for ALL of the call information!
(Listen to the 30 second intro, it's kind of funny!)

http://www.instantteleseminar.com/?preview=1&previewbar=1&eventid=5042298

When: Monday, December 1^st, 2008

Time: 6:00pm Pacific, 9:00pm Eastern

Duration: approx. 30-45 mins

Phone number: 419-400-0203

PIN code: 8683900#

Also, here is the link to go to the Home Business Tax Savings web site. You might want to take a few minutes to see and learn more about home business tax deductions.
http://www.kickstartcart.com/app/?af=518946

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