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West Harrison, NY

The PRICE Is the Same, But the COST Is Less

Maryann Giacobbe: Real Estate Sales Person in New Rochelle, NY

The PRICE Is the Same, But the COST Is Less

There is more and more research coming out showing that it makes great financial sense to purchase a home today . Whether it be rent vs. buy ratios, income-to-price ratios or income-to-mortgage payment ratios, purchasing a home right now is a bargain compared to historic norms. Now we want to look at the COST of a home today compared to pre-peak prices.

According to the most recent S&P Case Shiller price index, residential real estate values have returned to 2003 1Q PRICEs. That, in itself, says something. However, when you factor in mortgage rates, the case for buying a home today becomes even more compelling.

In 2003, 30 year mortgage rates stood at 5.88%. Today, they are 4%. How does that impact the actual COST of a home? On a home purchased for $250,000, here is the difference in monthly cost:

That means you save $285.30 a month, $3,423.60 a year and $102,708 over the life of a 30 year mortgage! You buy the home for the same PRICE but the COST is over $100,000 less.

Bottom Line

This is why so many financial advisors are saying that this may be one of the greatest times in history to purchase a home.

Welcome to the Women of Westchester…They are joining as a group

Debbie Gartner - Westchester Flooring -Hardwood Floors Carpet Tile Refinish - : Builder-Contractor in White Plains, NY

Welcome to the Women of Westchester


women of westchester working togetherI belong to a networking group of strong women entrepreneurs. Each owns her own business, and each is has a strong drive and bent of creativity. Our businesses span a wide range of fields…none of us competing and all of us collaborating to try to help grow the others’ businesses.

We represent many areas including real estate, real estate attorney, title management, decorator, t-shirts and promotional products, graphic designer, bookkeeper, an event planner, an organizer, in-home nurse care giver, a painter, a fire/flood/mold restoration company, a plumber and of course The Flooring Girl.

We meet the first Friday of every month in West Harrison NY (and if you live in the area and your biz is not represented, we welcome you to join).

Well as luck would have it, I missed the October meeting, and it sounds like they had a super productive meeting about how to bring the group to the next level. Several were discussing how amazing it was that I was getting so much business from the web and my blogging. They wanted “in”…but many are rather behind on technology and a bit overwhelmed by the prospect of blogging. Then, someone suggested, “What if we do it together?” That way, we split the cost and the work and make it happen together.

I thought this was a great idea because collectively, it is much less intimidating. And, we will energize each other. So, I set up an Active Rain blog…it is Members Only now, but in the next month or so, we will activate it to be a Rainmaker account (sometime in December, I think).

Last week, I did an intro session on the power of this and an overview. There is a lot to learn and I had less than an hour, so at beginning of December, I will cover part 2 and then hoping the group will be ready to dip their feet into blogging. (We already have a draft post).

For now, we simply have 1 “real” post…it’s just a simple intro post, and we’ve started to fill out the profile page (I am doing this with the group as a learning exercise, so we will finish it in December. The rest are all reblogs…trying to explain to the group how to do this.

I hope that you will subscribe to group. If you do, over time, you will see a variety of topics posted from some very dynamic women. I’m hoping the comments will help energize the group to blog more. I’m hoping that we can reach at least 100,000 pts by the end of 2012 so that our membership cost will be lower in 2013. (I know if it was my acct, I could do that, but remember, I’m trying to help others who are less tech savvy than I am to do this).

Please give a warm welcome to the Women of Westchester.

Introducing the Women of Westchester Working Together

Women of Westchester Working Together: Builder-Contractor in West Harrison, NY

This is a working title for our Women's networking group in Westchester. We are a strong knit group of women-owned busineses who support each other and help grow each other's businesses.

We meet the first Friday of each month (unless it's a holiday week) at 707 Westchester Ave, West Harrison NY 10604. If you have an interest in learning more, please give Donna LoPinto (914-631-7778) or Debbie Gartner (203-231-6193).

Our next meeting is Friday, December 2nd. More info to come.

Flooring - West Harrison NY 10604 - Shop at home for Floor Coverings

Debbie Gartner - Westchester Flooring -Hardwood Floors Carpet Tile Refinish - : Builder-Contractor in White Plains, NY

Flooring West Harrison NY 10604Are you looking for flooring for your Westchester home in West Harrison NY 10604? We know there are many choices..and sometimes the process can feel overwhelming. Whether you're looking for hardwood floors, tile, carpet, laminate flooring, or if you just want to refinish your hardwood floors, Floor Coverings International can help make the process fun and simple.

We are a shop at home service.

Our tagline is "We bring the store your door." This is important because first, you can see the colors in your lighting and color coordinate with paint color, cabinets and furniture. Second, it allows us to provide a true estimate for you. And, third, of course it is more convenient this way.

Tile flooring - West Harrison NY 10604We provide guidance - Which is the best type of flooring for your environment and your budget? We'll help explain the pros and cons among the different types of flooring. Whether it's the kitchen, living room, bedrooms or bathrooms, we can help - different types of flooring work better in different environments so let us guide you. We can price out different options so you can compare across hardwood floors vs. carpet, or tile vs. laminate. We'll help you understand what is most practical for you/your family's/your pets' lifestyle.

Carpet - West Harrison NY 10604Floor Coverings International provides design guidance on picking colors, style and layout. We love to help provide design advice. We want to help make your home look more beautiful - it's a reflection of you and our work. If it's hardwood flooring, we can help you pick the species and color of wood; if it's tile, we can advise you on design layout and patterns; if it's carpet, we can help you pick the right color; iff it's a backsplash, we can provide you tile and design ideas.

Bamboo Flooring and Cork - Floor Coverings International in a large supporter of environmentally friendly flooring. We love helping the environment too. So, whether it's bamboo flooring or cork or natural wool or sisal carpeting, we can help you. We also offer carpets that are recycleable and hardwoods that use recycled content.

Great installation and customer reviews. We just won the 2010 Super Service Award on Angie's List. In addition, we will supply you with over 30 references so you can check up on our work. While most of our customers prefer for us to take care of both the materials and installation, occasionally, some of our customers already have the tile, and just want us to take care of installation; others already have an installer and just want us to help with materials. Either way, we will give you top notch services

Flooring for West Harrison NY 10604 - Westchester County

Video - Hardwood Flooring Westchester Video - Tile Flooring Westchester

Video - Laminate Flooring Westchester Video - Carpet Westchester

We are very reasonably priced. Our estimates are always FREE. And, because we are part of nationwide buying group (there are close to 100 of us across the country), so our pricing is very reasonable. We'll work with you to find a tile that works for your budget.

Floor Coverings International is your friendly neighborhood flooring store. We have done work on your Pine flooring - West Harrison NY 10604neighbors' streets West Harrison including

  • Stone Wall Circle
  • Underhill Ave
  • Lake View Ave
  • Stafford Pll
  • Indian Hill Rd
  • Parkview Ave
  • Woodcrest Ave

Map of West Harrison NY 10604


View Larger Map For more info on Flooring, check out these posts:

What types of hardwood are best for pets?

I have hardwood underneath my carpets. Should I refinish the hardwood or recarpet?

What is a floating floor?

So, when you're looking for flooring for your home in West Harrison NY 10604 , give us a call at Floor Coverings International 914-937-2950 and let us "bring the store to your door."

October 8, 2011. 7 PM, West Harrison, NY - 34th Annual Celebration Columbus Day Observance Fireworks and Fun.

Anthony Stokes-Pereira - Realtor : Real Estate Agent in Nanuet, NY

Hudson Valley

Fall Events Guide

Every season, Anthony Stokes Pereira, Better Homes and Gardens Rand Realty collects information about community events throughout Westchester and the Hudson Valley, so visit us often for updates on events in your area.

October 8, 2011. 7 PM, West Harrison, NY

34th Annual Celebration Columbus Day Observance Fireworks and Fun. West Harrison Fire House. Free. (914) 370-3035.

www.town.harrison.ny.us

This community event is provided as a service. As event information is provided by organizers and can change without notice, we advise you to contact organizers directly to confirm all details. Every effort is made to provide information that is accurate. However, information of this community event is subject to change at any time by the organizers.

Anthony Stokes Pereira (845) 624-8100 Ext. 188

Better Homes and Gardens Rand Realty

I can help you with every aspect of buying or selling your home because I'm experienced, because I am a Better Homes and Gardens Rand Realty Real Estate Professional . . . and because I care.

As your Better Homes and Gardens Rand Realty Sales Professional, I will provide you with the information you need to make an educated decision.

The relationship between a home buyer or seller and their agent is based on trust, shared goals and understanding. I strive to continually improve and to do this I listen and take the needs and wants into consideration.

For assistance with any of your real estate needs, please contact me, whether it's to get started on helping you realize your goals and dreams, or just to ask a question - no pressure, no hassle, no obligation - just a friendly conversation. I would welcome the opportunity to make a difference for you.

Anthony Stokes Pereira

Office: (845) 624-8100 Ext:168

Cell: (845) 538-7021

Fax: (845) 624-7137

anthony.stokespereira@randrealty.com

www.anthonystokespereira.com

Better Homes and Gardens Real Estate - Rand Realty, founded in 1984, is the No. 1 real estate brokerage in the Greater Hudson Valley with 25 offices serving Westchester, Rockland, Orange, Putnam and Dutchess counties. Rand has more than 800 sales associates, as well as a commercial real estate company (Rand Commercial Services), mortgage company (Rand Mortgage), title company (Hudson Abstract Services) and insurance agency (The Hudson Group Insurance Agency). The company’s Web sites are: randrealty.com, randcommercial.com, randmortgage.com, www.hudsonabstract.com and www.hudson-group.com. Rand Realty is also on Facebook and Twitter. Anthony Stokes Pereira web site www.anthonystokespereira.com . Information deemed reliable but not guaranteed.