Woodhaven, NY

I today's market realtor are faced with buyers that either have no chance of quaalifying for a mortgage or abuyer that does not want to listen to the professional advice of a realtor.]

Short Sales and Foreclosures are playing a huge role in what is selling today.

Are you familar with the in and outs of the trade?

I believe that a good realtor is one that treats every custumer and client with honesty and respect. He must also follow the National Code of Ethics.

There is an alternative to Foreclosure... it's called the shortsale!!

Foreclosure:

• A foreclosure will ruin your credit and will be on your report for up to 20 years!
• Your are responsible for the difference on the amount of debt.
• A deficiency judgement on your credit.
• The sheriff puts you outside the home.
• Court settlement.
• Big attorney fees.
• Can't buy in again for 10 years.
• You pay the difference at the closing table (sometimes tens of thousands of dollars)

Advantages of a Short Sale:

• A shortsale can removed from your report after only 6 months!!
• A shortsale shows as a PAID IN FULL!!!
• Your credit is saved.
• Negotiated settlement.
• Bank pays your attorney fees.
• Bank pays violations on the home.
• Bank pays debts associated with passing a clean title.
• Can buy again in 2 years (maybe less).
• Your debt is eliminated.
• Bank pays your Realtors fee.
• UPDATE President Bush signs Mortgage Forgiveness Act (e-mail me to get your own copy).

Watch this Video

Not every loan will be negotiated as a shortsale by the bank. There are certain guidelines (every bank is different) Contact me and I'll help you if you qualify to do a short sale. ProRealtor@verizon.net

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/