Owning a home in Stark County can Cost less than Renting! (Draft) (edit/delete)
Owning a home in Stark County can cost less than renting!
Renting can have some advantages over owning your own home.
Here are some reasons that make sense to rent until some things in your life change.
- If you move frequently. it might not make since to buy a home.
- If you're not ready to commit to the responsibilities or costs of maintaining a home.
- If your future income is uncertain, or your present income is not enough.
Don't assume that renting is less expensive than owning your own home.
A monthly mortgage payment is often lower than the rent on a much smaller property.
Owning your own home is like having a savings account that you can live in.
Every month the payment you make on your mortgage adds to the equity you have in your home. Your home is in the asset column. The monthly rent payment is in the liability column and simply evaporates each month.
Real Estate is a proven source of wealth building for the average person. Research has shown that real estate has proven to deliver a reliable increase in value compared to other types of investing. When you're renting, those returns are going into your landlord's pocket, not yours.
Add in the Federal tax deductions for mortgage interest and real estate taxes, historically low interest rates, the 2009 $8000 tax credit, and home ownership becomes an even more attractive idea.
For all things real estate, email me at dwilson@cutlerhomes.com or call me at 330 904-4545.
 
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CUYAHOGA VALLEY SCENIC RAILROAD (edit/delete)
All Aboard the Cuyahoga Valley Train!
Have you ridden the Cuyahoga Valley Scenic Railroad train yet? The CVSR offers affordable regular excursions through the Cuyahoga Valley National Park. Some excursions you can hop out in Penninsula, Akron or in the summer months, Canton, go exploring then get on the next train back.
Bike Aboard! Have you heard about the $2 fare for bicyclists? You can ride as far as you and then ride the train back to your car. Pretty cool!
Cuyahoga Valley Railroad also offers a variety of special events, including beer and wine tasting train, day out with Thomas the Tank Engine, Steam Fest, the Polar Express, murder mysteries and more. You can charter the train for private groups or your own events.
I road the train a couple of summers ago. It was fun and different with swaying of the train. Our group got out in Pennisula, had lunch and caught the next train back.
Check this out this summer for family fun.
For all things real estate email me at dwilson@cutlerhomes.com or call 330 904-4545.
Your Stark Realtor
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Sunday April 19, 2009 Show Case of Affordable Houses for Sale in Canton OH (edit/delete)
Step up to Home ownership Open House Show case of Homes!
Come out this Sunday, and visit the open houses of these affordable homes in Canton, Perry, Plain, North Canton, Massillon and surrounding Stark County.
Visit me from 2-4 at 1939 8th St SE, Canton OH 44707.
 This three bedroom home has a first floor master bedroom,
Awsome large country kitchen, big backyard for family outings on a quiet street.
For all things real estate, email me at dwilson@cutlerhomes.com or call at 330 904-4545.
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APPRAISERS ARE GETTING TOUGH IN OHIO (edit/delete)
The Appraisal came in short
We are a week before closing, and my beautiful buyers, who are pre-approved FHA first time home buyers have completed all inspections and are just waiting for the appraisal report. It comes back $7,000 less than the purchase price my buyers were willing to pay. It didn't appraise.
Everyone is freaking out! Especially since the sellers don't want to sell for the new appraised price.
Listen in to all the conversations surrounding this matter.
Do the seller know that the appraisal report follows the property for six months? That anyone getting a loan on this property, the appraisal will pop up?
The price of this house is priced for a first time home buyer who will more than likely buy FHA.
Are they going to take the house off the market for 6 months to wait out the appraisal? That will be September going into winter? What? Are they crazy?
Are the buyers willing to pay their own closing costs?
The sellers want to wait for a cash or conventional buyer! Do they realize the buyer would have to put 5 percent down? Do they realize no buyer is going to pay more than the property appraised for. Who's bringing cash? This is not an investor property.
Does the seller know that if the appraiser marked that this is a declining market, an over supply of housing and excessive days on market, it will get kicked to an FHA loan anyway?
Well needless to say everyone is still bummed out.
This report is brought to you by "Your Stark Realtor"
email dwilson@cutlerhomes.com for all the real estate news in Canton and surrounding areas.
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Stark County Celebrates Earth Day April 22, 2009 (edit/delete)
Celebrate Earth Day April 22, 2009
Save the Earth, yes, you! Let's give back to the planet just as we take from it. I don't know, I'm getting sentimental, but I have started to recycle. Gotta start somewhere.
Here are some ideas we can all try, to celebrate Earth Day, by conserving energy, money and the earth.
LIGHTING
- Take advantage of natural daylight. Don't turn on lights when you don't need to.
- Use compact fluorescent light bulbs or LED lighting. They may cost more, but they save as much as 80% on your electric bill and last up to 10 times longer than incandescent bulbs.
APPLIANCES
- Use water and energy saving features on your dishwasher. Only run full loads.
- Wash clothes in cold water to save heat and only run full loads.
- Using your bath towel more than once, will save energy. Hey, this is not a hotel.
- Look for "Energy Star" appliances and electronics.
- Save money by not running large appliances such as washers and dryers during peak energy demand hours.
- Try an old fashioned clotheslines for drying.
- Turn off and unplug unused lights, appliances and computer monitors.
BUY LOCAL
- Buy locally grown food and goods. Less energy is consumed to get these products to you.
WATER
- Take shorter showers.
- Turn the water off while brushing your teeth.
HEATING AND AIR CONDITIONING
- Turn thermostat down when you are not home and before you go to bed.
- Install insulation in your attic.
- Seal leaks and holes with caulking.
- Weather-strip windows and doors.
These tips are brought to you by Deborah Wilson "Your Stark Realtor".
Email me at dwilson@cutlerhomes.com or call me at 330- 904-4545 for more Real Estate information.
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DAY PLANNER - STARK COUNTY OH HAPPENINGS (edit/delete)
Canton OH Day Planner.
Minority Heath Fair
Greater Stark County Urban League will host a free minority heath fair from 10 a.m. to 2 p.m. Saturday at the Southest Community Center at 1400 Sherrick Rd SE, Canton OH 44707.
Sign Comedy
Keith Wann's American Sign Language Comedy Tour will stop at Kent State University Stark Campus on Saturday. The show, presented in sign language and voice-interpreted, features popular deaf-community Keith Wann and Crom Saunders. The show begins at 7pm in the Main Hall auditorium on the campus at 6000 Frank Ave NW. Tickets re $20 in advance or $25 at the door.
Brought to you by DeborahWilson, Cutler Real Estate
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Canton Tax Credit - Get up to $8000 (edit/delete)
First Time Home buyers purchase your Canton Oh, Stark County home and get your $8000.00 tax credit today. We hear about the tax credit all the time, but do we really know what it means? Check out this YouTube video from the National Association of Home Builders for the 411 lowdown on the tax credit.
 For additional information, email me at dwilson@cutlerhomes.com.
This information is brought to you by Deborah Wilson with Cutler Real Estate
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CANTON MARKET REPORT - MARCH 2009 (edit/delete)
Canton Market Report - March 2009
Currently there are 90 houses for sale in Canton City.
The Average List Price - $59,135.
Pending - 38 homes are pending and under contract.
Average List Price - $41,629.
Average Days on Market - 61.
Sold - 63 homes sold in Canton.
Average List Price - $26,853.
Average Sold Price - $23,054.
Average Days on Market - 56.
% of List Price - 85.85%.
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HAPPY RESURECTION DAY (edit/delete)
Easter Sunday is a very special day for Christians. Jesus died to take away our sins, but on the third he arose with all power and glory. Hallelujah!
Happy Resurection Day to all!
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CUYAHOGA VALLEY SCENIC RAILROAD (edit/delete)
All Aboard the Cuyahoga Valley Train!
Have you ridden the Cuyahoga Valley Scenic Railroad train yet? The CVSR offers affordable regular excursions through the Cuyahoga Valley National Park. Some excursions you can hop out in Penninsula, Akron or in the summer months, Canton, go exploring then get on the next train back.
Bike Aboard! Have you heard about the $2 fare for bicyclists? You can ride as far as you and then ride the train back to your car. Pretty cool!
Cuyahoga Valley Railroad also offers a variety of special events, including beer and wine tasting train, day out with Thomas the Tank Engine, Steam Fest, the Polar Express, murder mysteries and more. You can charter the train for private groups or your own events.
I road the train a couple of summers ago. It was fun and different with swaying of the train. Our group got out in Pennisula, had lunch and caught the next train back.
Check this out this summer for family fun.
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As with any new appliance purchase, consumers are concerned with energy efficiency when they choose a model. When looking at clothes dryers, choose one that has automatic sensors that shut the dryer off when the clothes are dry.
Some dryer vents are short, straight and easy for the homeowner to get to. Others require special tools and the expertise of a dryer vent cleaning professional.
