About Defiance County, OH

It was a cold morning in Defiance, but the crowd was huge and the city was alive. It was truly nice to have a presidential candidate come to town and give a sense of hope for us during these trying times in America. It was a great experience to be a part of as the last presidential candidate to visit Defiance was LBJ. I even found myself being interviewed after the rally by WTOL 11. They said it would be on tonight between 5:30 and 6:00. I have more pictures, but it was hard to get real good pictures of the Senator because of how far away we were.

All in all it was a Great day for Defiance and I'm proud to be part of a country that has the freedoms we do. God Bless America!

A John McCain Supporter The line wrapped around about 4 blocks

Another Shot of the Line The Security Tents to enter the Rally

Welcome to Defiance Ohio Some of the Crowd

HUGE AMERICAN FLAG!

Fron of Auditorium John McCain Just Arriving

Cindy McCain The McCain Family

John McCain Speaking Me Being interviewed by WTOL 11 afterwards

Interview by WTOL 11 American Flag

Scott@butlermoh.com

www.DefianceAreaHomes.com

Here's a picture of Defiance Jr High School's Auditorium where John McCain will be speaking tomorrow morning. I guess he's going to be up on the steps. When I dropped off the kids this morning there were arlready several trucks in the area getting their stuff around for the event.

I was excited to receive a note from the school yesterday that stated that they will be taking all the school kids to the event. I had considered taking my kids out of school during that time so that they could experience the political process first hand. I think it's a good choice by the school board. The note was very pointed to state that it wasn't to promote one candidate over the other, but rather the historical and political significance of the event. They are, however, having someone stay at the schools for those kids whose parents choose not to allow their kids to go.

It looks like the weather is supposed to be somewhat warm as it will be in the low 60's. I'm glad for that! If you are wanting to come to the event there are still tickets available which you can get at the Republican headquarters downtown Defiance.

One of our agent's decided to head down to Bowling Green today to see Sarah Palin. I think that would be a good rally to attend as well.

I guess that's it for now. I'll have pictures to share after tomorrow's rally.

Scott@butlermohr.com

www.DefianceAreaHomes.com

I got tickets!

(This isn't the actual Ticket)

My wonderful wife made the effort this morning to head over to the Republican headquarters and see if there were any tickets left. What she discovered is that their is an "unlimited" number of tickets available and that it's going to be outside standing room only. If anyone is still looking to get the tickets they are available and will be for the day. You will just need to give them your name, number and address and they will give you the tickets.

I also found out that it all starts at 9 a.m but Senator McCain won't be speaking until around 10. It's going to be tough dropping my kids off in the morning for school as they start their classes at 9. Yuck.

Scott@butlermohr.com

www.DefianceAreaHomes.com

It's official. John McCain will be visiting Defiance on Thursday morning. It was announced yesterday that he will be speaking at the Defiance junior high school at 9:00 a.m. and that tickets would be avaiable today at 10:00 at the Repulican headquarters in downtown Defiance. All someone needs to get a ticket is name, phone number and address and the tickets are free.

It's almost 10:00 now and I heard that the line for tickets is 5 blocks long. I happened to drive past there this morning about 8:45 and the line had already started.

It's really a great opportunity for people in Defiance and the surrounding communities to get in on a little bit of U.S. History. It's not everyday that we get the opportunity to see in person one of the presidental candidates.

I know that not everyone agrees with Senator McCain's policies or philosophies, but any presidential candidate coming to a community is a good thing. It creates national exposure to the community, as well as, it gives those of us in small town America a chance to feel like we count and matter.

I hope that if you are registered to vote that you will exercise that honor. Many lives have been lost to secure that right and I hope you honor them.

If you're in the Defiance area this morning maybe you can get a ticket or two. If you're trying I hope you the best of luck.

Scott@butlermohr.com

www.DefianceAreaHomes.com

100% Home Financing is Still Around

Over the past two years we have seen some rough times when it comes to getting financing for a home loan. With the melt-down or mortgage crisis we see everyday in the news we have seen the tightening up of available loans that offer 100 percent financing for the purchase of a home and many people believe that they are all gone. Well, there's good news as the 100 percent loan is not dead. In fact, there is a program available in most of northwest Ohio that is even better than the 100 percent loan. It's called the USDA Rural Development loan and it is a great program to assist people in buying a home. The USDA RD loan is a government-backed loan that offers 100 percent financing to people who qualify. It's flexible as each loan application is manually underwritten and not necessarily credit score driven but rather credit driven.

The USDA RD program is intended for low to moderate income families in RD "eligible" areas. All homes in Defiance, Paulding, Williams, Henry and Putnam counties meet this eligibility requirement. This program is quite exciting as it offers 30 year fixed rate loans at competitive rates, has no premium mortgage insurance requirements (PMI), allows up to 6 percent in seller concessions or seller assistance, and allow for some repair costs to be financed into the loan. Together with the new tax credit that is available for first-time homebuyers, this loan program can get a homebuyer in a home and not only has the possibility of being a "no money down" deal, but can be a purchase one can have significant equity in.

If you have been considering buying a home but have been sitting on the fence thinking you didn't have the money to put down on a home, then this great program may be just what you are looking for. Combined with the great rates, the high inventory of available homes, and the tax credit, this loan is a very powerful tool in the home buying process. As with any program, there are eligibility requirements to qualify, but if you are interested in more information about this exciting program contact me by email at Scott@butlermohr.com.

Scott M. Williams is a licensed real estate agent for Butler Mohr GMAC Real Estate for comments or questions contact him at Scott@butlermohr.com

www.DefianceAreaHomes.com