About Ross County, OH

February 20, 2011 1-3 PM

233 Vine Street Chillicothe, Ohio will be open from 1-3 this Sunday, February 20th, 2011. Jennifer Conley from Shore Mortgage will be on site to answer any financing questions.

Great warmth and value in this home. At $79 a square foot, this home is priced to sell. The seller will contribute up to 3% of the purchase price towards the buyers closing costs, and a 1 year home warranty with a full price offer.

2 Large bedrooms, 1 full bath, a family room that could easily be converted to a third bedroom, partial basement, laundry room, new carpet, flooring and fresh paint. A full deck in the fenced back yard, and a covered porch on the front.

Located on the West side of Chillicothe, it is between Chestnut and Mill Street on the right hand side of the road. Kear Realty sign is posted.

Visit the virtual tour at 233 Vine Street, Chillicothe, Ohio.

Tax time is just around the corner, and what an opportunity there is to go from a renter to home owner. How can you get in a home for a minimal amount of cash? First, find a home that offers incentives to first time home buyers like sellers concessions. Seller concessions like a 3% seller assist. What does that mean? It means that the seller will contribute 3% of the purchase price to the buyer to use for their upfront cash needed to close a loan. 3% of a home that is being purchased for $100,000 is $3000. That money can be used for closing costs, points one may have to pay on a loan, or pre-paid costs needed upfront like home owners insurance or taxes for escrow. What it can't be used for is down payment assistance.

How do I find a home like that? You still don't understand the loan process? Call me to explain in detail. Here are some examples I have of homes for sale in Chillicothe, Ohio that the seller has already said they will help.

450 Bowman Lane in Chillicothe, Ohio. This home for sale in Chillicothe, Ohio is a top of the line manufactured home on 10 acres. It has over 2300 square feet of living space, and open floor plan, and is only a 12 minute drive from Kear Realty at 29 S. Paint Street in downtown Chillicothe. Check out the virtual tour of this home. The price of the home is $139,900, and the 3.5% down payment for an FHA loan will be less then $5,000!

Is that too much to come up with? Check with first time home buyer programs available to assist with down payment. Income based programs for first time home buyers, recent grads, heroes, and rural homes are there to help. Check out the following website to find out about some of the programs available for homes for sale in Chillicothe, Ohio.

http://www.ohiohome.org/

This home for sale in Chillicothe, Ohiois located at 233 Vine Street is on the west side of Chillicothe. It is listed at $85,500 and the seller is offering to give a 3% seller assist and a home warranty. The home was built in 1900, but has been updated. Down payment of 3.5% for an FHA loan on the purchase price of this home would be less then $3000! Check out the virtual tour of 233 Vine Street or call me for a showing at 740-637-0019.

Still confused? Still don't know if you qualify for any assistance? Still can't find a home you like that will offer assistance? Call me to help you get out of the RENT RACE!

Denise Pudim at Kear Realty, Inc. 29 S. Paint Street Chillicothe, Ohio 45601

Cell # 740-637-0019

Contrary to what you may hear, putting your home on the market in the winter is not a BAD thing to do. Here in Chillicothe, Ohio the number of homes on the market are decreasing. As inventory reduces, the market swings back towards a neutral or even a sellers market in some cases. People still relocate in the winter, so don't wait. If you wait until everyonen is listing their homes in the spring, yours may be lost in the rush. So do not hesitate to take your REALTORS advice and list now! To list your home in Chillicothe or the surrounding areas call me at 740-637-0019.

In case you have heard, major changes in the real estate market will be taking place with the selling or closing of major real estate companies.

Let us assure you that Kear Realty, Inc. is not one of those businesses.
Kear remains as strong as ever and is already topping the sales charts in the area for 2010.

The Ohio Association of REALTORS® recently awarded five agents from the Scioto Valley Association of REALTORS® with the 2010 OAR Presidents Sales Club Award for sales between $1,000,000 and $2,500,000.

Four of the five receiving this prestigious award are Kear REALTORS®.

Kear Realty, Inc. has continued to provide quality service to the local area for the past 60 years, and we will continue to grow and service our clients real estate needs through the highs and lows of today's market.

Kear Realty, Inc....Keeping it Local!

Denise Pudim
Kear Realty, Inc. 29 S. Paint Street Chillicothe, Ohio
740-774-1123
740-637-0019