About Stark County, OH

Come preview this beautiful well maintained and updated Market Heights colonial on Sunday!

508 37th St. NW

Featuring a beautifully remodeled kitchen, remodeled bathroom, hardwood floors, wood burning fireplace, formal dining room and an enclosed sun porch. Plenty of room for entertaining & extra parking in the driveway.

3 bedrooms- the master bedroom is huge! - 20 x 13, 1 bathroom, garage

See additional info and photos at http://www.ChrissyMoock.com/3096423

For questions please contact Chrissy Moock Cutler Real Estate 330-936-2519

LOOKING FOR PURCHASE PROGRAMS?

Turn your good credit into a good fixed rate mortgage.

There are still so many programs available for home purchase loans and refinance loans. If you have been able to keep your credit in good standing, take advantage of the opportunities you have created for yourself. Everything these days is determined by your 3 credit scores. Here are just a few of the loan programs available:

Purchase Loans: Just to name a few

100% purchase loans available in many areas. This loan has no required PMI and generally requires only a 620 credit score. Available on fixed rates.

FHA mortgage loans available with 3.50% down. Available on fixed rates

VA mortagge loans available to 100%. Available on fixed rates.

Conforming Loans avaiable with 5-10% down. Available on fixed rates.

Refinance Loans: Just to name a few

There are so many different programs still available on fixed rates. The better your credit score, the better the rate is that you qualify for.

If you ever have a question, feel free to contact me.

michael.lewers@emeryfed.com

1-877-457=6199 Ext. 123

www.emeryfederal.com/michaellewers

I hope that all have been blessed in this special season of giving and receiving! That means many things to us all, individually. That is why it is great to be an American. God bless those who are serving overseas to protect the American Dream and all it stands for. God Bless their families!

The REALTOR part of me is so happy when thinking about the many families who are spending their first Holiday in a new home....many their first home! I wish many more loving family memories to come for them all. I look forward to sharing in many more buyers 'first".

The Mother, Daughter and Sister part of me is so happy that my Family is all healthy and was all here to share family fellowship with a Christmas Eve celebration. Sadly as a Granddaughter, I miss my Grandparents more each year.

I had the opportunity to greet many friends this year....but as life gets so busy, not nearly enough. I miss those who have passed and regret those missed opportunities. I think of their families often. I hope the Holidays are filled with memories that brings tears of joy only.

Now, we all look towards a new year. Today my facebook saying is: An optimist stays up until midnight to see the new year in. A pessimist stays up to make sure the old year leaves. What thoughts come to mind when you read that?? Happy New Year!

www.pamosterhomes.com

It's been quite a year for me, both personally and professionally.

First and most exciting- the birth of my first baby! We named him Jason Charles. He was born June 15, 2009 at 5:35 p.m. I was in labor for 36 hours and ended up having a c-section after all that hard work! He was just not coming out any other way. Being a parent is amazing! Here are some pictures of him at 5 months- he's just growing like a weed!

Professionally this has been a very tough year. As if it's not hard enough being pregnant, working, taking care of my sick doggy (and saying goodbye to her), having a baby etc, I certainly got no break on my real estate sales this year. I will just summarize it by saying that taking a leave of absence can be detrimental to your business. I have come to the conclusion that there is no such thing as an easy sale- whatever can go wrong will go wrong, we just have to work together to solve it. I'm looking forward to 2010, how about you?

P.S. anyone who wants to know- Jason has already started working with me! He's been to several house showings, a closing, an office meeting, a client meeting etc. He's going to be a great real estate salesman!