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No FHA or VA financing? SERIOUSLY?

11-21-09
Lori Cain - Tulsa Realty
Lori Cain - Tulsa Realty: Real Estate Agent in Tulsa, OK
  • view my blog
  • Office: (918) 392-9900
  • Mobile: (918) 852-5036

No FHA or VA financing? Recently I’ve seen several property listings state in the Broker’s remarks (area that the public can’t see) that the Sellers will not accept offers with FHA or VA financing. Do these Sellers realize that they’re possibly ruling out 95% of the market by not accepting that type of financing? FHA and VA financing

I’m shopping in a range for first-time home buyers who will typically have FHA or VA financing. I’ve explained to my Buyers that if they choose an “as-is” property, they will be responsible for whatever repairs may be required by the type of financing they choose. They understand that and we’ve steered clear of properties that will require more repairs than they can afford.

Years ago, there were more financial costs for the Seller when accepting FHA or VA financing, but those costs are truly insignificant now. Repair costs can be negotiated and the prospective appraisers are not as stringent as they once were.

Remember that FHA and VA appraisers are looking for safety and health issues. They don’t care if your dishwasher doesn’t work or your air conditioner is old – they care if the hot water heater needs to be raised or if there is chipped and peeling paint.

Come on Sellers – don’t turn away such a large portion of your potential market!

Lori is a residential Realtor with Chinowth & Cohen Realtors serving the greater Tulsa area, including midtown Tulsa, downtown, Owasso, Sand Springs, Broken Arrow, Bixby and Jenks. Visit Lori's web site, LoriCain.com or call 918-852-5036 today!

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Time to Downsize? Need Smaller Home? Choctaw and McCurtain County Oklahoma - in Idabel, Hugo, Garvin, Swink, Millerton, Fort Towson, Sawyer, Lake Raymond Gary?

11-20-09
Judi and Don Barrett Integrity Real Estate Services in SE Oklahoma
Judi and Don Barrett Integrity Real Estate Services in SE Oklahoma: Real Estate Brokerage in Idabel, OK
  • view my blog
  • Office: (580) 212-5946

Need to down size?

Has your family gotten smaller but your house hasn't? Is the size of your home getting to be a burden or the big lawn too much to take care of you're thinking you might like something smaller and/or easier to care for? Do you just need to downsize?

I can help you sell your home and find one that's just your size. Call me, Judi Barrett at Integrity Real Estate Services. We know Choctaw County Oklahoma and McCurtain County Oklahoma. We can help you know what your home can be expected to sell for and what a smaller home should cost.

I work in Idabel, Oklahoma

Hugo, Oklahoma

Garvin, Oklahoma

Millerton, Oklahoma

Swink, Oklaoma,

Fort Towson, Oklahoma

around Lake Raymond Gary.

Let's visit.

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How to Know a Woman's Personality

11-19-09
Bob Haywood, www.BobHaywood.com
Bob Haywood, www.BobHaywood.com: Real Estate Agent in Owasso, OK
  • view my blog
  • Office: (918) 592-6000
  • Mobile: (918) 272-7272
  • Secondary: (918) 376-1200

Okay folks, this one is just for fun! I found this "personality test" years ago and tried it out on the girls in my youth group. And it was amazingly accurate!Lipstick!

All you have to do is to take a look at the lipstick a woman uses. You'll notice that it has a particular shape. That shape has been analyzed by some super smart person somewhere and can now tell you all about the woman's personality.

Does she abide by the rules?
Is she easy going?
Does she have high morals?
Is she spirited?

Learn all this and more just by looking at a lipstick!

Here's a screen shot of the website where the information is located.

Lipstick Personality Test

The website address for this fun test is here.

Now we Realtors can know what kind of people we are working with! And you can know what kind of Realtor or banker or waitress or "whomever" you're working with! Well...at least if they're ladies.

All you have to do is to ask if you can look at their lipstick!

Good luck with that one.

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What Sold It? Day 2 of 30 - The Feature That Sold It! Sawyer Oklahoma

11-19-09
Judi and Don Barrett Integrity Real Estate Services in SE Oklahoma
Judi and Don Barrett Integrity Real Estate Services in SE Oklahoma: Real Estate Brokerage in Idabel, OK
  • view my blog
  • Office: (580) 212-5946

What Sold It? Day 2 of 30 - The Feature That Sold It! Sawyer Oklahoma

Do You Have a Home or Other Real Estate for sale in Southeast Oklahoma (Hugo, Idabel, Sawyer, Swink,Valliant, Fort Towson, Lake Raymond Gary)?

Check out our SOLD Page on Integrity Real Estate Services Website.

And there are more listings that I need to add to that page, have just been too busy (selling them! :))

Stay Tuned for 28 more Days of "What Sold It?"


I'm going through my SOLDS (without revealing which property I'm
talking about, to protect the buyers privacy) and tell you what feature
sold the property.



Day 2's Feature That Sold It, is well kept and well planned landscaping and plantings.

An attractive yard, both front and back, including patios and porch areas can have a major influence on the emotional attachment that a buyer develops when they view your home.

The front of the home provides the curb appeal that attracts and draws in a buyer and makes them want to view the home..

If it looks that good on the outside and shows that you as the homeowner take care good care of your yard, encourages buyers to see the inside of the home.

On the other side of the coin though, a poorly kept front yard and entry area says that the home is probably poorly kept also and can discourage buyers from looking in a major way.

Landscaping comes in all sizes of budgets. If you're willing to do the work yourself, you can be repaid handsomely for your sweat equity. It can also be a fun thing to do together as a family and usually children love to plant shrubs and flowers.

Looking at magazines or online can give you ideas and plans. Your county extension agent can provide very good information. Most landscapers will provide estimates and ideas.

Articles to help you with landscaping ideas:

Color, along with form, line, texture and scale, is one of the basic elements of landscape design...read more

HGTV's Landscaping Pages

Better Homes and Garden's landscaping on a budget.

Photos courtesy of Morgue File to protect client's privacy, no client's homes were used.l

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Thanksgiving Decorations the Oklahoma Way

11-18-09
Tom and Bev Herring
Tom and Bev Herring: Real Estate Agent in Tulsa, OK
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  • Office: (888) 866-6238
  • Secondary: (918) 712-4405

Thanksgiving Decorations the Oklahoma Way There are many holidays during the year that are perfect for decorating your home. Thanksgiving is another great holiday for decorating your home with things from both nature and items from the craft store. Therefore, if you are wanting to make your home look and feel festive this Thanksgiving holiday, we have some tips on how to make Thanksgiving decorations the Oklahoma way.

* Table Centerpiece - Everyone loves a beautiful centerpiece on their Thanksgiving table and it's very easy to make one. You can easily take a beautiful basket or bowl and fill it with mini pumpkins, fall flowers, herbs or pieces of beaded fruit.

* Autumn Wreath - These wreaths give a warm welcome feel to every home. You can simply start with a plain grapevine wreath and use a glue gun to attach fake fall flowers, mini pumpkins, berries and other fall foliage. To make your wreath really pop, you can hot-glue a Thanksgiving themed bow to it.

* Place Cards - For a more formal Thanksgiving setting, you can add place cards to your table. To make your place cards, you will need to cut pieces of card stock to the desired size you are wanting and fold them in half so the cards will stand up on the table. You can use Thanksgiving themed stickers or stamps to decorate your cards. The name of each dinner guest needs to be on the front of each card. You can use a marker, letter stickers or templates to do your writing.

* Napkin Rings - Napkin rings really help give off a festive feel. A simple way to make napkin rings is to use items from nature, such as acorns. Or make them out of card stock by cutting a piece of colored card stock into 2" wide x 6" long strips. Loop each strip and staple them. Using a hot glue gun to glue acorns or other fall décor to the napkin rings. Be sure to allow your napkin rings to dry completely before using.

If you are pressed for time and still want to decorate for Thanksgiving, no worries. You can still do it. Simply write your guests' names on napkins or mini pumpkins and use those for your place cards. Use fake fall leaves and throw them around your table or group a bunch of mini pumpkins together for a festive feel.

We hope you enjoy these Thanksgiving holiday decorating tips the Oklahoma way. For more ideas, visit the DIY website.

Happy Thanksgiving to you all from Realtors® Tom & Bev Herring

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