About Kay County, OK

Loan Modification Attorney Kay County, OK (Oklahoma)

Author:

C Thompson

Loss Mitigation Case Manager

407-219-8739

Toll Free: 1-(877)-646-4331

This blog is to inform those of you in Kay County, OK who are looking for guidance when searching for a legit loan modification third party negotiator. So many homeowners are being taken advantage of or being ripped of by companies who portray themselves to be something they're not. The fact of the matter is that 75% of loan modification companies are either scam artists or inexperienced and misleading. Your best bet is to stay clear of these so called "loan modification companies" or "attorney-based loan modification companies" and seek help from a licensed Attorney.

Even finding an Attorney who is affordable and have some sort of money back guarantee can be a task in itself. Aside from that, it's important the Attorney you choose has relationships with with lenders and are experienced in negotiating with them. Your Attorney also has to be familiar with your state's laws, regulations, and guidelines that pertain to your rights as a homeowner. Most banks lend money on a national basis. If you are looking for a Loan Modification Attorney in Kay County, OK (Oklahoma), you can rest assure your search is not limited to just Kay County. Reportedly, as of August 1, 2009, there were 191 foreclosures and foreclosure filings combined in Kay County, OK. Compared to the nation's millions, this is a very small number. If you choose a local Attorney their contact with the lenders are minimal. To have an Attorney that can provide nationwide assistance is powerful. Most likely, if you choose an Attorney or Law Firm provides loss mitigation services on a national level, the lenders deal with them on a regular basis and are familiar with them more so then a small local Attorney. Therefore, you will end up with more favorable results.

Most distressed homeowners are in desperate need of help, and doing this sort of research is overwhelming. So what I have done is my own research on individual Attorneys to ensure they are established and reputable.

I have complied a handful of Attorneys and Law Firms who:

1. Are in good standing with the Bar Association
2. Are actual licensed Attorneys who will be representing you and negotiating for you.
3. Have proof of success
4. Have passed my legitimacy test (scam free, and researched thoroughly through reliable resources.)
5. Have reasonable fees
6. Have the clients best interest in mind
7. Are structured and organized
8. Are in compliance with federal regulations and guidelines
9. Are helping homeowners in Kay County, OK

As you can see this takes a lot of footwork and many hours to develop. Each Attorney or Law Firm is unique in their own way and offer different services and have variable, but affordable fees.

What I will do is discuss with you one on one about your unique situation. I will then determine your eligibility, and will decide which one of these reputable Attorney's will suit your specific needs. Once you are on board with a specific Law Firm, (which I will help you with) you and I will stay in contact throughout the entire process if you wish. I do not charge a fee to provide this information to you. I am so fed up with all of the scams. I am a Christian and feel it is my personal duty to stand up for the people and provide honest answers.

I have compiled many blogs which provide valuable information for homeowners in need of assistance. I feel consumers are entitled to ample information when making a decision that involves their most valuable asset, their home.

To view the foreclosure process for Oklahoma click here.

More helpful Blogs:

How to Avoid Loan Modification / Loss Mitigation Scams

Loan Mitigation Services FAQ's

Investors Facing Foreclosure

Why won't my lender won't work with me?

www.KeepYourProperty.info

If you find this information useful, please comment. Thanks!

Kay County Cities: Ponca City Foreclosures, Tonkawa Foreclosures, Blackwell Foreclosures, Newkirk Foreclosures, Kaw City Foreclosures, Braman Foreclosures, Nardin Foreclosures.

Since a young age, as most boys, I have had an infatuation with cars. I don't know what it is, but when a man sees a beautiful car, his eyes light up like a boy at a toy store. Anyway, Ponca City is currently in its 10th year of holding the DRAGGIN' GRAND event. It began as a reason for anyone who had an old car, regardless of condition, to get it out of the garage and parade it down Grand Avenue. As years went by the event grew so large that Grand Avenue was a bumper to bumper parking lot of beautiful show cars and not quite finished Jalopy's. In recent years, organizers have had to limit the number of vehicles in order to maintain the spirit of the event, as well as the quality. This year, vehicles can be 1976 vintage or older, with valid insurance and registration of show quality. This year, the 10th Annual Draggin Grand will be held Friday, June 6th from 6:00pm to 10:00pm. Bring your lawn chairs and picinic dinner and sit on the mainstreet sidewalks to reminisce a by gone era.

I believe this event has received such fanfare, that other satellite events also occur the same weekend.

1. Classic Car Club 26th Annual Show'n Shine & Swap meet. 9-4 Sat, June 7th at Lake Ponca

2. Cherokee Strip Corvette Show. 9-4 Sat, June 7th at Lake Ponca

3. Ponca City Herb Festival, 8-4 Sat, June 7th at LA Cann Gardens.

Not to mention the monthly Ponca City Fly-In Breakfast at the Airport.

NOW YOU CAN SEE WHY THIS IS ONE OF MY FAVORITE EVENTS. THERE IS PLENTY TO DO FOR EVERYONE. GET UP EARLY AND SET YOUR ITINERARY, YOU WILL NEED A NAP BEFORE THE DAYS OVER!

Steve Hermann, Realtor-Associate/Owner, Coldwell Banker Heritage, REALTORS 580-763-4853

Hello Everyone! Welcome to my April 2008 Ponca City Real Estate Market Report.

The information below is collected from the North Central Board of REALTORS MLS>

Market data for April made a BIG CHANGE for Ponca City. The number of Active lisitings rose from 60 in March to 94 in April. The average list price is $122,585 with an average Days on Market of 98 days. This increase in listings is normal for mid-Spring and with a shortage in previous months should improve sales for May.

Closings slowed slightly in April to 22 sales. The average sale price was $114,000 with an average Days On Market of 116. Total sales lowered this month to 2.5 million.

The overall analysis is that the Ponca City market is opposite of the National trend and one should avoid associating the national media articles with Ponca City. In the previous months Ponca City has had a shortage of Active listings on the market, contrary to the National Media reporting a surplus in larger markets.

We are beginning to over come that listing shortage with the coming of mid-spring, but the absorption rate is still at a low rate of 4.27. This means at the present rate the current inventory will be depleted in 4.27 months. This rate still suggests a sellers market.

I will go out on a limb and predict that listings will increase in the month of may which will result in increased sales and a lower Days on Market in June Statistics, as present buyers are just waiting for that perfect home to pop up on the market.

Don't Forget, for any other information you need, Please call Your Ponca City Real Estate Expert, Steve Hermann @ 580-763-4853, or email stevehermann@cableone.net.

Hello everybody! This is Steve Hermann's March Market Report for the Ponca City Area, including the Ponca City limits and east of Ponca City, as well as Osage County with Ponca City Addresses. The statistics are collected from the North Central Board of REALTORS MLS.

Properties must have been moving in February and March! There were only 60 Active listings in the immediate Ponca City Area for March. The Average List Price was $130,000 with an average days on market of 135 days. The Lowest list price was $28,000 and the Highest List Price was $575,000.

On the MLS, 30 properties closed in the month of March. The Average sale price was $108,000 with an average Days On Market of 104. The lowest sale price was $19,000 with 0 days on market and the Highest sale price was $342,500 with 264 days on market. The total volume sold was 3.26 million.

The absorption rate of 3.46 proves their is a present shortage of active listings. At this rate the present inventory will sell in 3.5 months. This rate also suggests a sellers market.

Thank for tuning in! Any time you need more Ponca City Real Estate Information, feel free to contact me anytime at SteveHermann@cableone.net or, 580-763-4853.

These statistics were taken from the North Central Board of REALTORS MLS for the month of February.

At the end of the month there were 87 Active listings with Ponca City addresses. The average List price was $122,935 and the average Days on Market was 99.

There were 23 homes SOLD in February. The average price was $138,995 and the average days on market was 97.

The general analysis is home sales increased almost two-fold from January. The absorbtion rate is 3.8. Which means that at the rate homes sold in February we would eliminate the inventory in 3.8 months. This is a low rate and indicates a sellers market. The supply of homes does not meet the demand of buyers. This also causes prices to increase.

It's a great time to list your home on the market. For more information regarding these statistics please contact Steve Hermann @ 580-763-4853 or email stevehermann@cableone.net