About Rogers County, OK

Speechless Sunday - Seen at a House Inspection in Claremore Oklahoma

Okay...just kidding...Here's a better view!

For the most complete information on the Owasso and Greater Tulsa Oklahoma housing market, be sure to check out www.BobHaywood.com

The information, content and pictures in this blog are the property of Bob Haywood. You must obtain written permission from Bob Haywood if you would like to use any of this content. Opinions expressed are those of Bob Haywood and may not necessarily reflect the opinions of other brokers, associates or home owners. Blogs may be used in their entirety using the reblog feature within Active Rain.

When you're thinking of a great place to live, think Owasso, Oklahoma! Owasso means end of the trail!

The Things You See When Showing Houses

I was out showing a house in the country (over by Claremore) this evening. The clients were a bit delayed, so I walked around the property a bit to get familiar with the place. In the back pasture I came upon this scene after walking up a hill.

Believe it or not, I took this pic with my Blackberry Curve 8900 cell phone camera. After uploading it, I touched it up using Picasa. Not too bad for a cell phone camera!

If you're thinking of getting into real estate be prepared for a crazy career. You'll have long days, lots of busy work, great friends and clients, some folks who will burn you and a great way to make a living.

And you'll have those occasional evenings when scenes like this happen.

For the most complete information on the Owasso and Greater Tulsa Oklahoma housing market, be sure to check out www.BobHaywood.com

The information, content and pictures in this blog are the property of Bob Haywood. You must obtain written permission from Bob Haywood if you would like to use any of this content. Opinions expressed are those of Bob Haywood and may not necessarily reflect the opinions of other brokers, associates or home owners. Blogs may be used in their entirety using the reblog feature within Active Rain.

When you're thinking of a great place to live, think Owasso, Oklahoma! Owasso means end of the trail!

I was driving down highway 20 the other day when I noticed a large plume of water shooting up into the sky. It was the Limestone Fire Department of Owasso, Oklahoma doing a training drill. So I stopped by and took a couple of pics.

The Limestone guys are professional and excellent at what they do. Here's another pic.

And here's my favorite pic...

For the most complete information on the Owasso and Greater Tulsa Oklahoma housing market, be sure to check out www.BobHaywood.com.

The information, content and pictures in this Bob Haywood blog are the property of Bob Haywood. You must obtain written permission from Bob Haywood if you would like to use any of this content. Opinions expressed are those of Bob Haywood and may not necessarily reflect the opinions of other brokers, associates or home owners. Blogs may be used in their entirety using the reblog feature within Active Rain.

Connect with the best in the New Year with the Chamber's Breakfast Network

Mark your calendar for the Chamber's first Breakfast Network of the year on Tuesday, January 13, 2009, 7:30 - 9:00 a.m. at the Renaissance Tulsa Hotel & Convention Center located at 6808 S. 107th E. Ave.

Attendees will have the opportunity to hear from the special keynote speaker, Jim Stovall, world renowned author, Emmy award winner and motivational speaker.

The Breakfast Network series provides an excellent opportunity to build your contact list and share information about your company with more than 250 area business professionals. Bring plenty of business cards for the two table rotations.

Pre-registration ends January 9, at 5:00 p.m. and space is limited, so advance registration is encouraged. The cost with pre-registration is $20 for members.

For more information or to register contact Elaine Walsh at 560-0298 or E-mail, elainewalsh@tulsachamber.com.

I read this book, enjoyed it -was an easy, pleasant read. Hope to see some of you at the breakfast:)

October 2008 offers up a new home mortgage plan in northeastern Oklahoma called the "REI". This is a combo loan. The 2nd mortgage comes behind a conventional 95% or 97% loan or an FHA loan. The 1st mortgage has to be a fixed rate loan. The term of the 2nd mortgage is 20 years, fixed rate. The 2nd mortgage must be a minimum of 5% to a maximum of 7% of the sales price depending on the type of the 1st mortgage. Although there are 2 mortgages they are combined into 1 payment for the borrower. Depending on the type of the 1st mortgage the seller may still make up to a maximum of 6% in seller concessions. There are no 1st time buyer restrictions. There are maximum income limits, but these are based on the income of the actual borrower and not on the income of the entire family. The annual income limit in Tulsa, Rogers, Creek, Osage & Wagoner counties for an FHA combo is $62,905 and for a conventional combo is $76,580 as of this posting.

Unlike 100% plus programs offered in the past this is a good loan. The rates are fixed. No adjustment ahead to harm the borrower. The down payment and in some instances part of the closing costs are actually financed and not paid by the seller. This loan does not need the sales price to be altered to achieve 100% financing, so should the buyer need to sell within the 1st few years after purchase they should not experience the appraisal problems caused by false sales price inflation with some of the programs which are no longer available.