About Peel District, ON

Google Me! and Get Betty's Hot Pic of the Week easily. Visit this site a few times a week as the information gets updated when changes occur.

Take advantage of this user friendly website offering more than just a lot of properties for sale. I also provide a wealth of informative articles and information useful to all levels in real estate - from the first-time home buyer/seller to the seasoned sellers/purchasers.

Listed below is a link to properties for sale that may be of interest to you. Click on the link to view the properties. This link will be active for a two-week period.

Click here to view Properties of Interest

This information is compliments of:

Betty Bartusevicius, Sales Representative Re/Max Realty Specialists Inc., Brokerage

OFFICE: 905 828 3434

DIRECT: 416 427 1875

EMAIL; betty@bettybart.com

WEB SITE: http://www.bettybart.com/
I am never too busy for your referrals
not intended to solicit buyers or sellers under brokerage contract

You should see these on the road soon... UH-Oh!!!

Newest radar cars... "already very sneaky" gets even sneakier...

Oh yes…. It's intentionally designed to look like a taxi, roof light, no markings etc.

But the red lights aren't just "blink". The roof sign actually says "Police"

This is the latest POLICE RADAR CARS….. In use in Georgetown & Milton Ontario areas.

FACTS AND FIGURES

Here is a quick look on the questions related to mortgage financing which all the buyers must know.

Mortgage Financing Matters

PURCHASER'S RESPONSIBILITY TO CONFIRM FINANCING ARRANGED:
It is the bueyr's responsibility to arrange any mortgage financing which might be required to complete the purchase. Once the mortgage is arranged, it will be the purchaser's responsibility to:

1. satisfy any special requirements by the lender (e.g. - proof of income, proof of cash down payment, payment of other debt obligations, if required by the mortgage lender, etc.) in order to avoid last minute financing problems on closing day;
2. confirm with the mortgage lender that mortgage instructions have been sent to our law office so that we can finalize processing the mortgage financing and obtaining mortgage funds for closing.

PRE-APPROVAL IN WRITING:
It is highly recommended that if a buyer chooses to seek pre-approval, (before a property is purchased), such pre-approval should be in writing, confirming the terms of the pre-approval and mortgage.

IF USING A POWER OF ATTORNEY:
Mortgage lenders NOW require a copy of the power of attorney document to be used (if any) for a mortgage since mortgage lenders MUST NOW pre approve any power of attorney form being used. Typically, to be approved, the borrower must be an existing customer of the bank OR must have signed the power of attorney document while in Ontario with witnessing done by an Ontario Lawyer.

CONDITIONAL ON FINANCING:
It is highly recommended that if financing is required (whether it has been pre-approved or not), any agreement of purchase and sale should be conditional upon written confirmation of financing terms from an institutional lender.

OPEN/CLOSED MORTGAGES:
Open mortgages may usually be paid off at any time without a penalty. Closed mortgages cannot be paid off before the end of the mortgage maturity date without being subject to a penalty (i.e. the greater of 3 months interest or the value of the difference in interest rates).

ACCELERATED PAYMENT OPTIONS:
Institutional lenders usually offer accelerated payment options in the form of bi-weekly or weekly payment plans that can reduce the duration of the mortgage by paying more towards principal and thereby reducing the total interest cost.

CMHC (CANADA MORTGAGE AND HOUSING CORPORATION) MORTGAGES:
Be aware that if a purchaser is arranging an insured mortgage (where the cash down payment is less than 20% of the purchase price), the mortgage lender (on closing) will deduct certain costs from the mortgage advance. PLEASE CONFIRM with the mortgage lender as to what costs will be deducted (For Example: 8% provincial sales tax on the mortgage insurance premium, appraisal fee, property tax holdback or interest adjustment, if any). For further information contact your bank branch.

TORONTO ONTARIO GTA REAL ESTATE STATS DISTRICT WEST FOR OCTOBER 2009 VIA TEAM CUNNINGHAM THE HOUSE PEOPLE

Look What Is Happening in Brampton Ontario W23 & W24 Year To Date October 2009

The Toronto Real Estate Board is comprised of four areas in the Greater Toronto Area (GTA) North,Central, East and West.

The City of Brampton is comprised of the whole of W23 and W24.

* DOM = Days On Market

If you are planning to move in the near future we would be happy to sit down with you and review the sales of the houses in your neighbourhood.