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Homebuyers Helped by the Federal Budget
It is great to see a Federal Budget that puts more money in the pockets of home buyers and owners.
One of the most important announcements in the new budget is the change to the Home Buyer's Plan that proposes to increase the maximum amount that individuals can withdraw, tax free, from their RRSP to put towards the down payment on a home. It has now gone from $20,000.00 to $25,000.00.
Another important announcement for home buyers is a tax credit that will help to offset the closing costs associated with buying a home. Closing costs include items like legal fees, and land transfer taxes. The Federal Budget includes a first time home buyer's tax credit of 15 percent on up to $5,000.00 of the closing costs associated with a home purchase. This means that a first time home buyer could be eligible for a tax credit of up to $750.00
The federal budget includes an initiative that helps both current home owners and buyers considering properties that may benefit from renovations. The Home Renovation Tax Credit provides a 15 % credit that can be claimed on the portion of eligible home renovations exceeding $1,000.00, but not more than 10,000.00. This means that home owners could be eligible for a tax credit of up to $1,350.00.on renovations completed after January 27 2009 and before Feb 1, 2010.
This is good news for buyers and home owners alike.
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Napoleon Hill, born in 1887, made this statement in his ground breaking book, Think and Grow Rich written in 1937; where he established and shares the principals of success. He went on to become America's most beloved motivational author. He has been quoted since that time by most motivational speakers throughout the world, his books have inspired thousands, his words still ring true to this day. His work stands as a monument to individual achievement and is the cornerstone of modern motivation.
Sometimes we just need a reason to make change, to take stock of where we are in life at a given time, take stock and make the time to investigate and implement ways to improve. For many New Years is the time for reflection, looking back, taking time to analyze and looking to the future.
"Live each day as if it were your last and you will develop a keen respect for opportunity."
The old adage, "if you fail to plan, you plan to fail" is true. This year I asked myself, do I want to wake up on Jan 1 2010 and be in the same circumstances? If I do not take measures to make change; a year from now I will wake up exactly the same as now, just a year older, likely a bit heaver, and my dreams will still be just that, my dream, not my memories. I will still be longing to follow those lifelong dreams. My desire to travel will still be there, still be an unfulfilled desire, just like other years. Change will only come if I make it a priority and consciously make steps to make it happen. "If it is to be its up to me" It will only happen if I stop making excuses for my self and others, take control of the situation, pick up the phone and get going. Perhaps I should start packing...but maybe I am getting ahead of myself, better get my passport updated first.
"No one can keep you down but yourself."
Resolutions usually start out with great enthusiasm, and are destined to fail. I recently read that over 95 % of resolutions fail within 30 days. The most common resolutions involve loosing weight, get in shape, and to quit smoking. Do you ever notice the advertisements at the beginning of January, the papers and radio waves are full of weight loss programmes being offered for a special price, gym memberships, hypnosis for quitting smoking, the offers are everywhere.
"Procrastination is the bad habit of putting off until the day after tomorrow
what should have been done the day before yesterday"
We need to reprogramme our minds with positive messages. We need to encourage our selves and avoid those with negative messages who try to hold us back from our dreams. A shrewd suggestion is to find an accountability partner; some one you can meet with regularly, who will hold you accountable for achieving your goals, each step of the way.
First; commit to the change, write it down, make note of why you desire to make these changes, then post your list where you can see it daily, in the car, on the bathroom mirror, on the fridge.
Second; remember your big dream, and realize that it will likely require you to stretch and become someone you have never been. Every goal needs a plan, a step by step map detailing exactly what is needed to meet that goal.
Thirdly; you need to schedule time to work on your goal. Daily implement the steps you have determined necessary to reach this goal, spend time reflecting on the process you are taking and the results they will achieve.
Goals can and should involve multiple areas of you life, your social life, your career, your health, your personal life, your financial situation. Take time to write a detailed analysis that best describes your present situation in each of these areas, then take time to imagine how you will feel after you successfully reach each level of achievement, and eventually how exiliterating it will be as you accomplish each goal.
So, what are you doing this year, are you committed to taking the plunge and making changes to accomplish your dreams? Making life style changes to improve your health and well being? Are you good at keeping resolutions? If you have decided that this is the year to do it then;
Dream it , Believe it and Do it.
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As Barrie drove home from work yesterday he was very impressed to see that the bridges along the Highway of Heroes were lined with people. Standing in the freezing cold, they were there to pay their respects to 3 more members of the Canadian Military who gave their lives trying to bring a little peace into the world.
As we approach the New Year
it is important that we think of those
who stand in Harms Way
to ensure we are able to enjoy
the peace that we do

If I could wish one thing for all next year
Peace and Goodwill to all.
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Never has there been such a quest for Truth, such a yearning for Peace, such a longing for Love
Never such a striving to understand and to be Understood
Never has there been such a need for the Spirit that is Christmas
At this beautiful season let us all remember that the greatest gift of all is love.
My you have a loving Christmas surrounded by family and friends.
From our House to Yours
We wish You all the Blessings of Christmas
and
A Super New Year
Kathy and Barrie
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The Nutcracker Comes to Uxbridge
The original Nutcracker Ballet was based on the story "The Nutcracker and the King of Mice" written by E.T.A. Hoffman. Today each choreographer adds their own spin so it is different in detail from the original story, but generally the basic plot remains the same; The story of a young girl who dreams of a Nutcracker Prince and a fierce battle against a Mouse King with seven heads.
In 1891, choreographer Marius Petipa commissioned Tchaikovsky to write the music for the Nutcracker Ballet and in 1892, the first showing of the Nutcracker took place at the Mariinsky Theatre, home of the Kirov Ballet.
The Nutcracker arrived in Western Europe in the 1930's and made its way to America by 1940. The first American full length Nutcracker was choreographed by W. Christensen and performed by the San Francisco Ballet.
The Nutcracker has since become an annual Christmas Holiday tradition for many. This is a story that involves both adult and children performers and is great for the young and not so young viewers.
The Uxbridge Dance Academy
is presenting the Nutcracker at the Uxbridge Music Hall
December 17th to the 21st with two performances on the 20th
Tickets available from Presents Presents Presents
60 Brock St West.
Uxbridge, ON L9P 1P3
Seniors and Students $15.00
Others $18.00

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