About Gresham's Powell Valley

Here are some ideas of what you can do if you are in the situation of loosing your home to foreclosure 1. Refinance (not likely, but you still need to look at it) 2. Short Sale ( I have real estate agents that I trust and can help) 3. Bankruptcy (extreme, but may be the best option) 4. Restructure Loan (One of the best and first things to look at) 5. Do nothing (about 23% of foreclosures this last year were strategic moves away from bad loans)

My office has the experience and integrity to point you in the right direction. No sales pitch, I promise, just honest advice from mortgage professionals Call my office today, don't wait for the bank to tell you to move out...there is hope and Yes we Can help you!

The Home Mediation Center 971.223.2953 m-f 9am to 5pm

Did you know that only 9% of homeowners are granted modification?

Did you know that average time on hold with your lender is over 30 minutes long?

Did you know that that all your financial information is sent in over 3 times before it is even reviewed?

Unfortunately, this is just the beginning...... I figured out that I sit on hold an average of 5 hours per file, and that I send in over 50 pages via fax on each file. Not to mention, that it's not uncommon to get completely different answers from the lender. For example, I have been told that a file was in final review, only to call back the next day and be told it was cancelled a week ago. Frustrating is putting it mildly.

The facts are: modifying your loan takes perseverance above anything, time, intricate knowledge of your financial situation, and PATIENCE.

The Home Mediation Center
O: 971-223-2953