Junction City, OR

One of the biggest things stopping people from participating in the American Dream today is the ability to come up with the down payment. While talk of a credit crunch keeps some buyers sidelined because of credit problems, many others with good credit are able to get the best deals in years including programs with no down payment!

The program leading the way in no down payment requirements (for non veterans) is the USDA Rural Development loan. This loan is available right now for Junction City, and who better to show you homes in this community than Kelly Seeley with Prudential Real Estate Professionals in Eugene.

To qualify for the program (it is income limited), a family of four cannot have a total household income of more than $70,750 per year. That is a pretty liberal guideline.

If you are interested in property in this area and would like to see if the address falls within the USDA "footprint" click here.

So - THE TIME IS RIGHT! We have many properties on the market, we have MONEY TO LEND, and the Federal Government is giving First Time Homebuyers a $7500 tax credit if they purchase prior to next summer!

For more information on USDA loans, and to see if your household income qualifies for this NO PMI loan, please click here. If you want to get the mortgage qualification process started, either call me at 541-342-7576 or fill out an application on line here.

Authored by Fred Chamberlin, a mortgage loan consultant, Eugene/Springfield Oregon

Hi everyone. I want to introduce Kelly Seeley, Prudential Preferred Properties, Eugene OR. Kelly is new to Active Rain, but hitting the road with a vengence. I just got her signed up yesterday and already she has 3 blog posts. Wow!

You can visit her profile here. Kelly is signed up under Junction City because that is one of the areas that she specializes in. She will help you anywhere, but this is a good start.

I am happy to have sponsored Kelly and look for great things from her. Welcome Aboard Kelly!

The world may be focused on the Olympics in Bejing on August 8, but the Junction City Scandinavian Festival will already be a day old.

Every year since 1961, the people of Junction City have celebrated their Scandinavian heritage with a festival that offers cultural entertainment and activities and food, food, food. The four day festival honors the culture of Denmark, Finland, Norway, Sweden and Iceland. Many imigrants from those areas ended up in the Junction City area.

There are handmade items in booths, authentic costume and dances all during the festival. Story tellers will regale the children with stories from Hans Christian Anderson. For more information:

http://scandinavianfestival.com/

There is a photo gallery that gives you a good feel for the festival. See you all there. There always seems to be something happening in Lane County.