![]() |
|
|
The Lehigh Valley Fall Horse Expo 2009 is coming to Ag Hall at the Allentown Fairgrounds. It will be held
Saturday, November 21 from 10AM - 5PM.
There will be vendors, speakers, live horse demonstrations and Master Magician Mark Mysterrio.
Demonstrators will be:
- David Nemeroff on Craniosacral Therapy for Animals
- Patrick King on Developing a Connection with horses
- Musical Horse Ride and Cutting Demonstration
- Dodie Sable on Endurance Riding
- Caroline Rider on Natural Horsemanship
- and more
There will also be a roping clinic and roping contest for kids. This looks like fun.
Tickets are $6 and kids under 12 get in FREE and there is plenty of FREE parking.
I'll be there so I hope to see you there, too. It will be a day of fun for all ages.
Click here for more information.
-
![]() |
|
|
Lehigh Valley Real Estate & Homes - Free Upcoming Home Buying Seminar / Workshop being held in Allentown PA - Learn before you buy - Not only First Time Home Buyers - Repeat Buyers welcome too.
FREE Home Buying Workshop

WHEN: December 5, 2009
WHERE: RE/MAX real estate Office
3021 College Heights Blvd Allentown, PA 18104
Go to MapQuest to Get Door TO Door Directions
Registration is a MUST click HERE!
Seating is Limited to 25
We will hold a cancellation List
If you register and can not make it please contact us
Refreshments will be served
Future Workshops - scheduled by Demand
WHAT WILL YOU LEARN?
Local Professional Instructors Include
Moriah Martin, Real Estate Agent
RE/MAX real estate, Allentown PA![]()
John M Obleschuk
Mortgage Consultant & Renovation Specialist
Wells Fargo Mortgage

BELOW IS STILL PENDING BUT....
Moriah is working on Special Guests for Question & Answer Session
this may include lunch for our students
12:30 to 1:30pm
From
Local Credit Repair Company & Home Inspector
Other Lehigh Valley Real Estate and Home Buying and Selling Questions
10 Top Home Buyer Questions
Top 5 Lehigh Valley Seller Questions
What is a buyers Agent?
10 Things you should know about Buying a Foreclosure
*Lehigh Valley Real Estate - FREE Home Buying Seminar / Workshop in Allentown, PA * Moriah Martin is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License
![]() |
|
|
A young gentlemen was pre-approved. While a small loan, it is significant for him since it is the very first house he has ever bought. The closing date is on the back end of November's Ides...
The supporting documentation was collected and the appraisal was ordered, yet over the weekend, he spoke to the Family Attorney. Mr. Attorney recommended that he shop around. Alas, the chap was "approved" at a local bank at an interest rate that was about a half percent lower than we quoted. So, he went that way.
Days later, meaning today, it so happens that the local bank turned him down. While getting into specifics may be a bad thing, they low-balled a legitamate rate they could offer him and their debt ratio requirements are tighter than an amateur porn star's balloon knot. (No, you didn't just write that. Yup, I did.) They turned him down.
So, we are starting over to an extent. The appraisal must be re-ordered and now we can actually send the file to Underwriting.
I'm a champion of folks shopping around, just not so late in the game.
The next time you shop, try the Family Attorney.
![]() |
|
|
We invite you to take a look at our Real Estate School website and let us know what you think. We offer the best prices anywhere for Sales Associate and Broker, Pre, Post and Continuing Ed in ALL 50 States. All our courses are State Approved and fully accredited. Our Pennsylvania online real estate School includes both Pre and Post Sales Associate courses, Broker pre and post courses and continuing education for Pennsylvania Real Estate along with Appraisal, Home Inspection, Mortgage Broker, Land Surveyor, Engineer, and more. http://www.rowlettcareerschool.com/pa-pennsylvania.htm
The secret to passing the Pennsylvania real estate license exam is in knowing exactly what is most important to the regulators and knowing the right information to pass the exam. Our first time passing rates meet or exceed any other provider including in-class instruction.
http://www.rowlettcareerschool.com/pa-pennsylvania.htm
We have the best online Pennsylvania Real Estate School in Pennsylvania. All our Pennsylvania Real Estate Courses are fully accredited and approved. The Rowlett Career School is the leading online Real Estate School in Pennsylvania. We offer the best prices for PA online real estate courses available. Licensed Instructors are available to assist you with your Pennsylvania Real Estate course and Pennsylvania real estate license.
One of your first decisions is whether to take an Pennsylvania real estate course in-class or online. Adding to that challenge is choosing a provider that gives you the highest chance for success in passing your Pennsylvania real estate exam on your first try. Choosing an education provider with a Proven Track Record Guarantees you have the foundation of knowledge to succeed. You can be on your way to becoming an Pennsylvania Real Estate Professional in just One Click of the mouse! If your looking for the best PA Real Estate Scool in Pennsylvania, Let your career start here with Captain Wayne Rowlett and The Rowlett Career School.
Free Classes For Our Troops
Free Course for our troops. >click here.
We would like to show our appreciation to the members of our Armed Forces who have served our country in Iraq or Afghanistan, by offering"for free" the Florida classroom 63 hour Real Estate course. We will also extend this offer to the spouse of any member of the armed forces who is currently serving in Iraq or Afghanistan. (OEF/OIF Vets) For more information and qualifications, call Captain Wayne Rowlett, 1800-482-1375
Pennsylvania Real Estate Courses
"A mouse Click Away http://www.rowlettcareerschool.com/pa-pennsylvania.htm
Pennsylvania Real Estate Courses Pennsylvania Appraisal Pennsylvania Home Inspection Pennsylvania Mortgage Broker Consumer Ed. Courses Professional Course List

![]() |
|
|
Tired of extending Sales Contracts?
Disgruntled because of bait and switch interest rate and fees?
Trepid because of the surprises that pop up like a flaring zit in your teenage years?
Fed up with never getting a phone call or email back in a timely manner?
We hear you here at Sardi Mortgage, Inc. Now, while Sardi Mortgage, Inc isn't an actual operation... it is an actual human being. I breathe air. I breathe smoke (I know should quit, Mom). And I breathe what's best for anyone who takes a chance on a guy like me.
Let me tell a story and I'll try to make it brief. I read too many posts bloviating about this and that and never really saying anything. I don't desire this to be one of them.
About two months ago I had a return customer come to me with a two-fold question. The first one dealt with wanting to refinance his loan into a shorter term and lower interest rate. The second was an inquiry about his friend who wanted to buy a home but wasn't quite prepared to do it in the there and now. I'd like to concentrate on the latter, since the former is now in the books.
His friend has great credit, solid & stable income, and a rental history (with copies of canceled checks - take note renters) that is pure gold. However, they are paycheck to paycheck kind of people right now. Now, I know nobody out there reading this can identify with such, but this was their stumbling block. Because of the area they wanted to buy in, they didn't qualify for the 100% USDA Loan. Because they never served in the Armed Forces, they didn't qualify for the 100% VA Loan. So they had to come up with a down payment.

Outside of the two products mentioned in the paragraph above, 3.5% is the lowest downpayment on the streets right now. It can even be gifted from a relative. But this guy doesn't have a relative with the capacity to help him with such matters. So, he had to save it up along his way. And along his way, he was surrounded by many people who were also dealing with buying a home, refinancing a home, and inquiring about everything between. He got scared of the process and rightfully so.
I was asked a question that I'd never been asked in eight years of doing this gig. He asked me, "How can I be sure that my loan will really close? There seems to be so many horror stories out there, even if the loan does close. Can you promise me that I won't have to deal with that when I'm dealing with you?"
I had to pause at that point. Let's face it, I'm only as good as the company I work for and with. While I can do everything right on the front end, I DO have to rely on others to do the same on the back end... ensuring a smooth sail to the table where ink dries.
I answered his question. Do you want to take a guess as to how I answered it? Well, I told him I couldn't promise such things. I told him I can only promise ME and My Committment to anybody I deal with. It's a war out there. And I'm a soldier you can either hire or fire in these battles. Like a good car salesman, I should mention that I look dapper in fatigues. Like a bad car salesman, I rarely wear boots or underwear.
And it's reason #142 why I want to obtain the capital to start Sardi Mortgage, Inc. Common Sense Lending is an oxymoron these days. Oh, did I mention that the 'Inc.' doesn't stand for Incorporation, but Inclusion into the strange world of Common Sense Lending? Well, I just did.
I haven't yet been compensated by this blog. If you would like to provide such honors, email me and I will be sure to let you know where to send the eventual bounced check.
On that day that they question to hire me, watch out! Because if they don't, I will.
for the credits, click here:)
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2009 ActiveRain Corp. All Rights Reserved