“World's Most Complete Neighborpedia”
Explore:   What's happening in your neck of the woods?

Bethlehem, PA

Moving Day | A Realtor's Experience

Pam Burzynski: Real Estate Agent in Bethlehem, PA

We just moved, making now a perfect time to talk about moving. Last time we moved, 16 years ago, I said “Never Again”. Like childbirth, the pain and stress eventually wear off and the joy of something new—take your pick, a baby or a home–outweighs the pain.

You would think that since I’m a Realtor® and I deal with people who want or need to move every day and the challenges that come with a Real Estate transaction, I’d be immune. Not the case at all.

The first part of the whole moving process is the decision to make a move. If you are being transferred and need to relocate, that decision may be taken away from you, but you still have the stress of being kind of forced into something.

If your move is one that you initiated because you wanted to downsize (like we do) or upsize, or go for a new community, a different style or type of home, want to save money, or make money or any one of a million reasons you can dream up to move—that also comes with its own set of stresses. Am I making the right decision and then second guessing your decision multiple times being the biggest stressor we like to place on ourselves.

The next anxiety is getting your home ready to sell. Maybe you have collected lots of “stuff” over the years and view the move as an opportunity to de-clutter and purge yourself of items no longer useful or needed by you and your family. I love getting rid of things and wiping the slate clean, so this part is fun for me. But for others their “stuff” is cause for major deliberating. Some people just have trouble parting with their belongings and when faced with putting their precious household items and memories in a pecking order of what goes and what stays—confusion and yes, stress, take over.

This is all just the beginning. Next you have to pick a Realtor® to help you market your property and get it priced right. Do you already know and trust someone who is a Realtor®, or do you have to pick a stranger? Best advice, preferably choose someone you know & trust and who is a good communicator. Communication is key in a Real Estate transaction and you definitely want someone you can easily talk with and who can communicate your wishes on your behalf to all the parties involved. In my case, it was easy, I picked me. Obviously, I didn’t have to communicate anything to myself, but the interesting thing was my husband kept asking me to go over what’s next, and several times he said to me, could you explain how this works again.

This was a valuable lesson for me. If he had all these questions, was unsure and wanted to be reassured of the process multiple times, certainly my other clients would feel the same way.

This whole moving process has helped me to appreciate what my clients go through in their moves and reconfirmed the importance of communicating the details, and the value of checking-in—communicating regularly and frequently what’s happening and what’s next.

You might be curious to know what our 2 biggest challenges where in our move. For us it was coming up with a solution for our onsite septic-system that didn’t pass inspection and dealing with our 16 years of accumulation of “stuff”.

First we had to fix or replace the drain field on our septic system. We ended up solving that problem with a unique new technology called Soil Air. If you end up with a drain field that doesn’t pass on the home inspection, I highly recommend you look into adding a Soil Air System to rejuvenate your current drain field. We were lucky that we had a very competent septic expert to communicate the possible solutions and explain our options. Thom Noll was one of the best, if not the best contractor I have ever worked with on a project.

We were also lucky in that the buyers of our home liked it enough to hang in there and were not scared away by a less than perfect septic system. Again in all of this I think communication was the glue that held the transaction together until closing.

So we weaved our way through the drain field horror and a delayed closing date and made it to the big day. I cannot stress enough how important it is to organize, pack and purge your treasures until you have culled it all down to what you are certain you will need and use at your next home. This is where we were in “stuff shock”. Where was it all coming from? Had the walls somehow absorbed clothing, electronics, papers, kitchen wares and now they were seeping into the rooms no matter how many times we emptied them? It seemed that way, and we were under the impression that we were “under stuffed” compared to most people.

Now I’ll be better prepared to help my clients through their septic problems that may arise as well as brace themselves for stuff issues.

It’s a good feeling. I’ve purged and learned some valuable lessons that I’ll be able to pass on. I’ll also be better prepared for the next move in 7 or 8 months when we’ll move into a home we are building. Just wait for those stories!

Have you moved recently? How was your experience? What would have made it better? If you are thinking of making a move to the Bethlehem Area of PA, I'd love to help you! Leave your comments below, and if we’re not already connected on face book, hop on over there and say “Hi” as well. We appreciate you and your readership http://www.facebook.com/beappreciative

Obstacle Training for the Bethlehem Mounted Police Horses

Brigita McKelvie, Horse Property REALTOR Eastern PA Horse Properties & Farms: Real Estate Agent in Lehigh Valley, PA

 

The Bethlehem Police Department has a mounted police unit that they use for different events and activities that occur in Bethlehem.  The horses had to be trained to bravely take different obstacles in order to go on active duty.

 

In this short video clip you will see on one obstacle, what they do to train them.

 

 

 

 

 

 

4 Bedroom Home For Sale in Bethlehem City, PA

Dale Kessler - REO,Real Estate,HUD Owned Foreclosures,Investment Property,Realtor: Real Estate Agent in Allentown, PA
4 Bedroom Home For Sale in Bethlehem City, PA





1474 Kelchner Road
Bethlehem City, PA 18018
Nice 4 Bed 3 Bath in Bethlehem City, PA

Home
Photo Gallery
Virtual Tour
Property Map
Payment Info
Request Showing


Dale Kessler


Mobile:610-573-9695
Office:610-437-0900
Website:Visit Website


Price : $274,500
Bedrooms : 4
Bathrooms : 3
Square Foot : 3,150
Lot Size : 21,911
County : Lehigh
Property Type : Detached
Year Built : 1955
MLS Number : 414557



click for more information and pictures

Property Description
Nice 4 Bed 3 Bath in Bethlehem City, PA
Equal Housing Opportunity.
REOcomplete Real Estate, Inc : 516 Hamilton Street - Allentown PA 18101 : 610-573-9695
4 Bedroom Home For Sale in Bethlehem City, PA

FHA 203K Loan / Lender - Smooth Transaction Guarantee! Bethlehem, Pennsylvania

203K World - Washington DC's & Suburbs DC's #1 Renovation Lender / AS-IS-EZ: Mortgage Company in Washington, DC

FHA 203K Loan / Lender - Smooth Transaction Guarantee! - Bethlehem, Pennsylvania

Brent Kluge Fha 203k Lender
Brent Kluge & Group is the leading FHA 203K lender in the Mid Atlantic for a reason... Service!


What you get when you finance your FHA 203k renovation project with Brent & Team:

  • 16 Years of Renovation Mortgage Finance
  • Communication & Clarity on Process, Costs and Expectations
  • Experience looking out for your best interests throughout the entire process
  • We check your renovation numbers to ensure you are NOT being overcharged!
  • Brent Calls Balls/Strikes with all parties to PROTECT YOUR INTERESTS.


Check out Brent's website for further details: 203k World Logo


Check Out our list of Satisfied Customers and what they have to say about Brent Kluge & Group.


The FHA 203K mortgage requires action early in the process to set the stage for proper transaction flow...


A phone call for a discussion about your project costs nothing... but you could save thousands.


Bethlehem, Pennsylvania FHA 203k Lender


Buyers-don't make these mistakes

02-23-11
Phil Osborne
Phil Osborne: Real Estate Agent in Bethlehem, PA

Because of the internet and technology home buyers have become a lot smarter these days. However I continually see buyers still making some very costly mistakes so I listed some of them below.

1. Start shopping for homes without getting pre approved for a mortgage-this is a very common mistake I still see buyers making. Why? Emotions! Buying a home is an emotional event, of course there are financial decisions involved but the first thing buyers plan for is what type of home fits their needs and dreams and what neighborhood they should buy in. They may assume they can get approved for a mortgage or they may have even been pre qualified with a bank or broker but being pre qualified is very different than a pre approval. Pre qualification focuses mainly on debt to income ratios (total housing payment + monthly obligations divided by gross monthly income) than it does a pre approval which involves a thorough review of credit, income and assets. Before you can dream it is crucial to have a plan and that plan should definitely include a pre approval. The mortgage industry has changed dramatically over the past few years and it continues to change daily as underwriting guidelines get tighter and tighter. Don’t waste your time and emotion without having a “reality check”. Get pre approved first!

2. Calling the name on the sign-this is a BIG mistake! Why? When you call the name on the sign you are most likely calling the agent representing the SELLER! That agent has a contractual agreement with the seller and a fiduciary responsibility to make sure their client gets the best possible price and the most favorable terms possible. So is that the person you want representing you? How can they represent your best interests and the best interests of the seller simultaneously? That is what is called dual agency and is absolutely legal if it is put in writing and both the buyer and seller are both crazy enough to allow it. My question to the agent and to you-is it worth the risk? Don’t call the name on the sign, interview a number of agents and hire one as your buyer agent.

3. Attending open houses-so Phil are you telling me I can’t go to Open Houses? No, that is not what I am saying! However attending an open house puts you in a vulnerable position if the agent sitting at the open house is representing the seller. Remember they are NOT representing your best interests. My advice-hire a buyer agent and attend all the open houses you wish, when you attend one simply state that you are working with a buyer agent. When I say “hire” a buyer agent you may be confused and assume that you will pay a commission to that agent directly, that is not the case, a buyer agent is only compensated when a property is sold and he/she is paid from the seller’s commission agreement with their listing agent. For example if the seller contractually agreed to a 6% commission, typically 3% would go to the listing agent and 3% would go to a buyer’s agent. So don’t go to an open house until you have hired a buyer agent.

4. Not being on the ‘same page’-probably the biggest waste of time for an agent and a home buyer is when the couple, fiancé, family member, or significant other are not on the same page. The disagreement could be on price, style of home, school district, neighborhood, etc. Please get on the same page so you don’t waste anyone’s time, most importantly yours!

5. Rate shopping-especially on-line-this is probably the most costly mistake. Home buyers are taught to choose their mortgage provider by whoever has the lowest rates and fees. In my opinion that is secondary to customer service and ability to get your loan approved and funded. It is important to know when you shop via interest rate the mortgage lender or bank will quote a rate that cannot be honored unless a property has been found and an agreement of sale has been fully executed by both buyer and seller. A good mortgage lender will not simply quote a rate and provide you an estimate, they will take time and completely educate you on all the options available and review the entire loan process from start to finish. So DO NOT choose your lender based purely upon rate and fees, if you do you could end with major hassles and possibly a delayed closing or none at all!

6. Choosing the “in house” providers-I might get in trouble for this one! Many real estate companies including the company I am affiliated with have “in house” or 3rd party companies to assist in real estate related services. For example many will have a mortgage company, title company, possibly a home owner’s insurance provider, etc. Over the years I have found that many of the sales people or agents representing these companies are not really qualified or do not have the expertise to give you great advice and exceptional service. It is not always in your best interest to use the “in house” companies, do your homework, and if you are feeling pressure from your Realtor to use a specific provider that is definitely a “red flag” unless the “pressure” is because the in house people are awesome and they do a great job. Remember choosing mortgage and title providers are YOUR choice!

So hopefully this has helped someone NOT make these mistakes. It is really important to have an agent representing you and your best interests from start to finish when you are buying a home. If I can help you set up a plan and execute a home buying plan or if I can just answer any questions I am available.