About York County, PA

Looking to buy a home in York County, Pennsylvania?

What areas of York County are eligible for USDA Financing?

The city of York is the only area of York County that is not USDA eligible. Shortly outside of York, the entire county becomes USDA eligible.

USDA Eligible Areas in York County include...

• Cross Roads
• Dallastown
• Delta
• Dillsburg
• Dover
• East Prospect
• Fawn Grove
• Felton
• Fireside Terrace
• Franklintown
• Glen Rock
• Goldsboro
• Hallam
• Jacobus
• Jefferson
• Lewisberry
• Loganville
• Manchester
• Mount Wolf
• New Baltimore
• New Freedom
• New Market
• New Salem
• Railroad
• Red Lion
• Seven Valleys
• Shrewsbury
• Spring Grove
• Spry
• Stewartstown
• Susquehanna Trails
• Valley Green
• Valley View
• Weigelstown
• Wellsville
• Windsor
• Winterstown
• Wrightsville
• Yoe
• York Haven
• Yorkana
• Yorklyn

As always, if you want to find out if a specific property is eligible for a USDA Mortgage in York County, simply type in the address on the USDA Eligibility Map below....

USDA Mortgage Eligibilty Map

What are the USDA Mortgage Income Limits for York County?

Household Size: 1-4 Family Members 5 or more Family Members

Maximum Adjusted Income $79,700 $105,200

If at first glance, it appears your household income exceeds the above limits, it is worth checking the USDA Income Calculator on the USDA website (link below). The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.

USDA Income Eligibility Worksheet

Ok, the Property is in a USDA Eligible Area and your Household Income is within the USDA Income Limits, now what?

Like all mortgages, USDA Mortgages do require an applicant to qualify based on recent credit history. USDA credit requirements are some of the most flexible of any mortgage program available. More detailed information about USDA Mortgage Credit Requirements can be found with the link below...

USDA Credit Requirements

For buyers looking to purchase a home in York County Pennsylvania, the USDA Rural Development Mortgage is definitely worth a look. Feel free to contact me with any further questions about the program.

2011 Lincoln Speedway Annual Awards Banquet ~ York, PA

Chris & I were invited to the 2011Lincoln SpeedwayAnnual Awards Banquet. It was held 11/19/2011 at the York Holiday Inn at 2000 Loucks Road York, Pa 17408.

Congratulations to the Champs:
Sam Gallager - Thundercars
Jeff Rohrbaugh - 358 Sprints
Brian Montieth - 410 Sprints
Gene Knaub - 358 Late Models

It was an honor to sit among the track champions and the over 200 people in attendance who included, drivers, car owners, sponsors, family, friends and fans. I was further honored and surprised when I received this appreciation plaque for sponsorship.

We are all looking forward to the February 25th, 2012 season opener the “Icebreaker” …. 98 days away, yes the count down has begun. There’s just no better place to clear your head than at Lincoln Speedway!

2011 Lincoln Speedway Annual Awards Banquet ~ York, PA

9/11 Healing Field ~ Hanover, Pa

Today, I visited the 9/11 Healing Field in Hanover, Pa with my daughter, Claire, and her best friend Karina. We thought we’d being the Healing Field to you by sharing a few of the pictures we took.

GodBlessAmerica!

How will you Remember 9/11?

It’s been a crazy week, still adjusting to the “back to school” schedule, my baby girl turned 15 and we’ve experienced some really crazy weather leading up to and including this past week. Everything from an earthquake to torrential rains which lead to flooding in some areas.

Being aware of the 10th anniversary of 9/11 and never forgetting for any length of time since then, the shock and fear that infamous day brought to me and all of America. I’ve wondered how I could honor them, the 3,000 who perished. I’ve thought of them, lifted up prayers and yet the only thing that seems like enough and yet nowhere near enough is to Remember 9/11. To share the memories with my children.

My husband, Chris, and I headed to the store after dinner for party supplies for our daughters birthday gathering. We were talking and catching up, we hadn’t seen much of each other this past week, when we came upon this amazing sight. Bright lights shining on a field of flags, I knew immediately what it was, a Healing Field ®.

The conversation came to an abrupt halt. He pulled the car over and we began to wonder, as if drawn to them, through the rows of flags. We read the memorial cards and went from one to the next. Eventually we returned to the task at hand. I only wished I had my camera. It was a site to see.

In Hanover, Pa, just a few miles from my home a Healing Field ® was created. Three thousand, 3’ X 5’ American flags stand 8’ tall in perfect rows. Each flag has a yellow ribbon and a brief bio of an individual who was taken from us that tragic day. It’s a living memorial and patriotic tribute to show the strength, unity and honor of Americans.

The Exchange Club of Hanover invites everyone to “come and go as you please. Walk through the awe inspiring display.....read the memorial cards and learn something about the people who lost their lives that day.”

When Chris & I returned home we told the kids about what we had seen. We want the kids to see it too. A few hours later I couldn’t get it off my mind, how amazing and how I wanted to take pictures and read more cards, so Mike and I went back to take some pictures so I could share them with you.

If you have the opportunity to see it for yourself it’s located at the West Manheim Elementry School 2000 Baltimore Pike in Hanover, Pa. For all the details and special events visit HealingField.org

Thanks for taking the time to read my blog. Now you know how I will Remember 9/11. How will you?

The Red Hot Realtors from Advance Realty Heritage and Century 21 Associates are Cooking up a Mess of Chili for the Hanover Chili Cook-Off

Gene Bailiff at Advance Realty Heritage along with June Piper-Brandon from Century 21 Associates are the Red Hot Realtors and we are pooling their culinary talents in the Hanover, PA Chili Cook Off on September 4, 2011. Last year we made over 60 gallons of chili. Come early so you don't miss out. Annually, the Chili Cook Off raises money for local Hanover charities.

Advance Realty Heritage is located in Hanover, Pennsylvania at 1150 W. Elm Street in Hanover. Advance Realty, known for its low 1.75% fee and consumer-driven programs, was established in 2001 in Baltimore Maryland. Within the last three years, Advance has moved into six states following a steady expansion plan. Through the "List more, sell more" system, agents are offered the most incentive rich, income-generating programs available in the trade and the most long-term profitability. Advance Realty offers complete real estate services and money-saving programs to clients in addition to numerous agent benefits including profit sharing, integrated real estate technologies and comprehensive training.

Gene and June are both well known for their talents in the kitchen as well as for their talents helping home owners and would be home owners realize their dreams of home ownership. Come on out to the 16th annual Hanover Chili Cook Off on Sunday, September 4 and support The Red Hot Realtors!! The Chili Cookoff is being held at 304 Poplar St, Hanover, PA 17331

If you are thinking of buying or selling an home in Maryland give me a call today and we'll talk about the market conditions and what your home could possibly be worth in today's market place if you are thinking of selling. If you are considering buying a home, there is no better time than now to buy. The tax savings and wealth building alone is worth the plunge into todays market.

In keeping with saluting our heroes, during 2011 I am waving administrative fees active duty military, retired military and the families of fallen military, as well as policemen, firemen and emt's. If you enter into a contract by the New Year's eve I will waive the admin fee at settlement. This is a $395 savings. If you are thinking about buying or selling a home give me a call and receive full service real estate assistance from an experienced agent. Our office is open 7 days a week and we can be reached at 410-730-8888 or I can be reached directly at 410-292-0100.