About York County, PA

Grand Opening - Advance Realty Heritage, located at 1150 W. Elm St., Hanover, PA 17331

It's my pleasure to welcome Gene Bailiff and Advance Realty Heritage to the Advance Realty family. Gene is the Broker and Manager of our latest Advance Realty office in Hanover, PA. Advance Realty Heritage is the fourth Advance Realty office to open in Pennsylvania and will serve York and Adams County. Gene and his wife Tonya live in Hanover and their children attend local schools. Gene formerly held his real estate license at Advance Realty Timonium in Timonium, MD. Gene has many years experience in the real estate market and is a great agent and a great asset to Advance!!

Please join us on Wednesday, October 7, 2009 from 12 - 2pm for Gene's Grand Opening celebrations. For more information call 717.634.2729.

Advance Realty, known for its low 1.75% fee and consumer-driven programs, was established in 2001 in Baltimore Maryland. Within the last three years, Advance has moved into six states following a steady expansion plan. Through the "List more, sell more" system, agents are offered the most incentive rich, income-generating programs available in the trade and the most long-term profitability. Advance Realty offers complete real estate services and money-saving programs to clients in addition to numerous agent benefits including profit sharing, integrated real estate technologies and comprehensive training.

If you are thinking of buying or selling a home give me a call today and we'll talk about the market conditions and what your home could possibly be worth in today's market place if you are thinking of selling. You can save thousands by listing your home with Advance Realty Anne Arundel Inc.. If you are considering buying a home, there is no better time than now to buy. The tax savings and wealth building a lone is worth the plunge into todays market.

In keeping with saluting our heroes, during 2009 Advance Realty Anne Arundel Inc is waving administrative fees active duty military, retired military and the families of fallen military, as well as policemen, firemen and emt's. If you enter into a contract by the New Year's eve Advance Realty Anne Arundel Inc. will waive the admin fee at settlement. This is a $350 savings. If you are thinking about buying or selling a home give Advance Realty Anne Arundel a call and receive full service real estate assistance from an experienced agent. Our office is open 7 days a week and we can be reached at 410-761-1550.

June Piper-Brandon, Broker - Advance Realty Anne Arundel Inc.

The following options will result in a York PA homeowner facing foreclosure retaining ownership of their property:

1. Repayment Plan: This usually involves establishing a schedule with the Lender to make a full regular monthly payment plus a little extra each month, to repay the delinquent amount over a specified period of time.
2. Special Forbearance Plan: This option may provide for a temporary reduction or suspension of payments, that will be increased at a later point to repay the delinquent amount over a specified period of time.
3. Mortgage Modification: This option may allow the owner to refinance the debt and / or extend the term of the existing mortgage loan.
4. HUD Partial Claim: If the loan is an FHA insured loan, the lender may be able to obtain a one time payment from the FHA-Insurance Fund to bring the mortgage loan current with payments.
5. Refinance: This option may allow the York home owner to use the equity that they have established in their home to pay the delinquent amount. Depending on the interest rate of the new loan, the monthly payments might be reduced. Homeowners can explore refinancing with their existing Lender as well as with any Lender of their choice.
6. Homeowners’ Emergency Mortgage Assistance: This option provides special financial assistance to Pennsylvania residents, including York, who are facing the possibility of losing their primary residence through foreclosure. Depending on the Homeowner’s situation, they may be eligible to receive a LOAN to bring their mortgage payments current. Homeowners, depending on their circumstances, may also be eligible to receive financial assistance with their monthly mortgage payment for up to 24 months from the date the mortgage became delinquent.

Often homebuyers need to find out which utility company is servicing their area. We're posting a list of York PA public utilities for your convenience!

York County Utilities

York Telephone Companies

• Verizon
  (800) 555-4833
• Sprint
  (800) 877-4646

York Cable Companies

• Comcast
  (800) 266-2278
• Dish Network
  (866) 274-8905
• Direct TV
  (800) 280-3488

York Electric Companies

• MET-ED
  (800) 545-7741
• Adams Electric
  (717) 792-3666
• PECO
  (800) 494-400
• PP&L
  (800) 342-5775

York Gas Companies

• Columbia Gas
  (888) 460-4332
• Delta Gas
  (717) 456-7816

York Water Companies

• York Water Company
  (717) 845-3601
• Dover Borough
  (717) 292-6530
• Dover Township
  (717) 292-3634
• Glen Rock Borough
  (717) 235-3206
• Hanover Water Dept
  (717) 637-3877
• New Freedom Borough
  (717) 235-2337
• Dallastown, Yoe, Red Lion Water Authority
  (717) 244-3475
• West Manchester Township Water Authroity
  (717) 764-3624
• Shiloh Water, Garbage & Sewer
  (717) 764-3624
• Ashbury Pointe Water & Sewer
  (717) 854-0011
• Shrewsbury Borough
  (717) 235-4371
• Stewartstown Borough
  (717) 993-2963
• United Water of Pennsylvania
  (717) 564-3662

York Trash Removal Companies

• York Waste Disposal
  (717) 845-1557
• Waste Management
  (888) 964-9727
• Penn Waste
  (717) 767-4456
• Hanover Boro
  (717) 632-3939
• Penn Township
  (717) 632-7366

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Coldwell Banker Select Professionals, based at 1000 North Prince Street in Lancaster and with additional offices in Lebanon, Hershey & York can be reached at 717-735-8400 or at www.cbselectpros.com. Coldwell Banker Select Professionals serves the Lancaster PA real estate, York PA real estate, Hershey PA real estate, Harrisburg PA Real Estate, Lebanon PA real estate markets with local offices and agents.

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