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About Adams County

Rural Housing - Jul 16 05:06 PM
Adams county Rural Development is definitely worth checking out. It may surprise alot of you what would qualify for it. Hickory Grove Sub., some of Spring Lake, it goes on and on. ...

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Adams County Market Reports

Mortgage Rates - May 06 02:47 PM
Mortgage rates are very good by historic standards.  They may have been lower in 2005, but were over 14% in the 80's.  Lower rates mean that a buyer can afford a bigger and better home and build strong long term equity.  In most cases, a home is a person's biggest asset.  Why not start now to built that long term value. 
Lenders have a variety of products available and each lender offers different products.  Some are for first ...

Real Estate Auctions - May 05 10:59 AM
Real Estate auctions seem to be very popular these days.  From personal experience, auctions seem to work very well for farm ground.  However, for a home in town, sometimes it works, but many times it does not.
For farm ground, there is only a fixed amount of ground that is either tillable or in timber.  That seems to drive the price up and the seller benefits.
For homes in town, a buyer is out for a cheap deal ...

Quincy Real Estate Market - May 04 08:29 PM
The numbers are in for the first 4 months of 2008.  All numbers are for the period of January through April of each year.  Total closings in Quincy and Adams County to date for 2008 was 192 compared to 251 in 2007 and 216 in 2006.  Total value of closings to date in 2008 was $19,500,000 compared to $28,200,000 for 2007 and $23,500,000 for 2006. 
Now the question.  Do the above number reflect a slow down in the ...

Appraisals - May 16 10:39 AM
When a property owner is considering selling his house, many times they will have an appraisal done to set the value of the property.  This can be a mistake.  If an appraiser submits a value, the owner would naturally think that the house should be listed for at least that amount.  At this point, the appriaser does not have an offer to work with and simply uses past sale that are up to 6 months old.  ...

Quincy Illinois Real Estate Market - May 03 03:40 PM
The national news media continues to talk about the housing slump, the bubble has burst, record foreclosures and other negative term.  Real Estate is local.  There are certainly problems in the housing industry.  Much of the problem is in California and Florida and some other locations where homes appreciated at a double digit pace for several years.  Some locations, such as Quincy did not see that type of appreciation.  Over the last 5 years or so, ...

Is Too Much Information Available on the Internet? - Jun 16 07:20 PM
Some of the older agents believe that there is too much information provided free on the internet relative to real estate.  The fear that with all the free information, a buyer or seller does not need an agent.
I take a different view.  It is true that as many as 80% of the buyers start their home search on the internet and many of the sellers research the value of homes and the selling process on ...

Buyers Should look for Potential - May 20 04:25 PM
As I show homes to buyers, many look only at exactly what is there.  If the house is messy, that is all they see.  If the house has family pictures, they spend time looking at the pictures.  No home is perfect.  As a listing agent, I make suggestions to a seller of the items they need to do to put their house in the best light.  If that means removing extra furniture to make the rooms ...

Preparing a Home to Sell - May 08 02:53 PM
As I go out to talk to people about listing their home, I will give the seller suggestions on how to make their home show better.  There is only one chance to make a good first impression and that impression starts with the yard. 
In our area, it has rained about every other day and the grass just keep growing.  I have been cutting my own yard twice a week.  Yet many sellers don't think that keeping the ...

Do I Need a REALTOR? - Jun 04 12:27 PM
With all the information about homes available on the internet, the question has to be "Do I really need a REALTOR"?  Many of today's buyers start their search on the internet and research the buying process.  They go to various web sites and find several homes that they like and can afford.  They may even drive by the homes and call the agent that has the home listed.  Showing home is only a small part of what ...

The Home Inspection - May 27 12:42 PM
As a buyer you have an option to have inspections conducted once you have reached an agreement with the seller on price and terms.  You can either have individual inspections, such as electrical, plumbing, structure, roof, etc or have what is called a whole house inspection.  With the latter, a licensed inspector will look at all the components of a house and point out and potential problems.  Generally the inspector is not an expert in each ...

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Adams County News & Events

Maintaining Your Home - Jun 02 10:39 AM
There are so many buyers today that purchase a home and do not properly maintain it.  When they get ready to sell, they are surprised when a buyer has inspections done and come up with a long list of items that need to be repaired.
I have a neighbor that purchase his home a couple of years ago.  The previous owner was in the construction business and the home was a excellent condition.  The current owner ...

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