Top MD Cities: (All)
MD Counties:
|
|
About Maryland
All that appears short....is not a short sale...... - Mar 16 02:43 PM
As the ongoing financial crisis continues across the country, signs of foreclosure become more prominent. Agents from every section of the country are in large part chasing the curve. Rather than work for a solution, we are part of the problem. Signs like this do not mean short sale. Signs like this do not mean bank owner Signs like this only mean that someone paid a printer for the sign and slapped it in front of ...
|
Tips for Moving Your Hi-Tech Equipment - Apr 23 09:01 AM
Included in Your Online Relocation Package for Anne Arundel County, Maryland - Home of Fort George G. Meade, NSA, Northrop Grumman, BWI, and the U.S. Naval Academy.
There's more to moving than packing up your belongings and transporting them in a truck to your destination location. Getting your life back to normal means hooking up your electronic equipment to make it functional again.
Moving your piano is nothing, compared to this challenge. After all, the movers perform all the heavy ...
|
THE IMPORTANCE OF GIVING BACK..... COMMUNITY INVOLVEMENT IS KEY!!! - Nov 29 05:44 PM
I think that this nation suffers from some serious self absorption issues! There, I said it, what a way to start my first active rain post!I apologize for starting off on a soap box like that(*steps down*), but it's been said before and I think it needs to be said again.
I think it's all the more important for us as Realtors, because we're a service industry, and because we spend our lives front ...
|
I've Been Workin' On the Railroad... - Mar 15 01:51 AM
By eight yesterday morning I was on a train for a quick day trip to New York. By evening I was back...and though I talked to several people, made appointments, did some negotiating, and read and sent emails, most people never knew I'd left.
Dawn was just breaking when we got to Penn Station in Baltimore, and I couldn't resist snapping some photos of the classic façade. Later I did some research and learned the building ...
|
How Credit Cards May Be Replacing Home Equity As A Funding Source - Aug 29 12:40 PM
As mortgage guidelines loosened between 2002 and 2006, homeowners often used their home equity to retire credit card and other consumer debt. They did this by increasing the size of the mortgage and taking "cash out" from their home.
As you'd expect, this type of mortgage transaction is called a "cash out" refinance.
Well, now that mortgage guidelines are tightening, it's growing more difficult for a homeowner to engage in this type of home loan.
...
|
Crofton Maryland - Why Home Sellers Need Written Goals - Oct 08 09:34 AM
A series based upon 12 Key Questions for All Home Sellers by Crofton Realtor, Margaret Woda
1. WHAT ARE YOUR SPECIFIC MEASURABLE GOALS? (Be sure to write them down and prioritize them.)
Preparing your home for sale is hard work!
Clean the closets, clear the counters, shampoo (or replace) the carpet, paint the front door, polish the chrome, organize the garage, board the dogs... Oh my, the list just goes on and on.
You're probably thinking, "And now Margaret wants me to take time ...
|
Advice to New Maryland Real Estate Agents - Jul 01 09:12 AM
WELCOME TO THE DANCE!
I encourage all new agents to bring your enthusiasm and new ideas to the world of real estate, while you learn some of the basic steps. As we all know too well, real estate licensing classes don't really provide the day to day "how to's" that mean the difference between success and failure in this business. So here are a few practical suggestions from an old pro:
1. Preview, preview, preview. Any day that you don't have a ...
|
FREDERICK COUNTY MD REAL ESTATE AND HOMES FOR SALE. RELOCATING TO CENTRAL MARYLAND, THINK ABOUT FREDERICK COUNTY. - Jan 30 07:10 PM
FREDERICK COUNTY MD REAL ESTATE, CONVENIENCE, PRICE AND POPULAR LOCATIONS FOR RURAL LIFE.
RELOCATING TO FREDERICK COUNTY? YOU'LL LOVE IT HERE. Frederick County is lovely, convenient, priced right and offers convenience for shopping, commuting, services and a wide selection of home types and styles. Frederick real estate has it all. Real estate in Frederick County is priced right, offers a variety of home styles throughout this beautiful area of Maryland. Homes in Frederick County in the Southern areas are ...
|
RELUCTANTLY RETURNING TO THE MORTGAGE MESS. IT'S STILL THERE LOOMING. - Dec 26 10:29 AM
ARE WE STILL IN 2004? THE MORE THINGS CHANGE, THE MORE THEY REMAIN THE SAME.
* * * * HARD CORE REAL ESTATE TALK * * * *Monday morning, I spoke with a prospective home buyer who is interested in buying a home in the $450,000 to $500,000 price range in my market area. I looked at the homes he selected to tour and then asked him, "How did you determine your price range? Have ...
|
Explaining Why Per Diem Is Not A Closing Cost - Sep 11 10:18 PM
Line 901 of a mortgage settlement statement is commonly confused for a closing cost. It's actually an "advance payment" on the mortgage.
Often called a per diem by mortgage professionals, line 901 itemizes a borrower's prepaid mortgage interest charges due at closing. The total amount due equals the daily rate of interest multiplied by the number of days remaining in the month.
If a mortgage funds on September 28, for example, the per diem would be ...
|
More About Maryland...
Maryland Market Reports
The Fed Funds Rate Does Not Directly Impact Mortgage Rates - Aug 14 10:28 AM
It's been on the news a few times lately, so let's address a key misconception about the Fed and its relationship to mortgage rates.
The markets now anticipate that the Fed will lower the Fed Funds Rate within the next 45 days. As a mortgage rate shopper, there's not much reason to be interested. That's because the Fed Funds Rate is not directly tied to mortgage rates.
The chart above is courtesy of HSH Associates ...
|
Like The Fed Funds Rate, The Fed's Discount Rate Does Not Control Mortgage Rates - Aug 21 02:03 PM
Friday, the Federal Reserve lowered its Discount Rate by 0.50% in an effort to preserve liquidity among our nation's banks.
This has nothing to do with mortgage rates that people like you and I get for our homes. Well, not directly at least.
The Discount Rate is the rate at which banks borrow money from the Federal Reserve. It is different from the Fed Funds Rate, which is the rate at which banks borrow from each ...
|
Where are we going, and why are we in this Handbasket? - Oct 19 02:17 AM
I really wish there was some sort of easy solution to the deteriorating market that we're seeing, but I seriously doubt we've hit the bottom just yet. I have a couple of points to make in this post, and they are very closely related, so I'd like to apologize in advance if this gets too long:
The first thing I'd like to discuss is the declining market. Yes, there are pockets nationally that are ...
|
The Week In Review (October 9, 2007) : What to Watch For - Oct 09 03:58 PM
As expected, the big news last week was the Non-Farms Payroll report. What wasn't expected, though, was the strength of the report. Mortgage rates ended the week on a large up-tick.
110,000 jobs were created in September, according to the Bureau of Labor Statistics. This exceeded Wall Street expectations by 10% and -- in isolation -- shows that the economy may be stronger than economists think.
But the monthly jobs report also included a major ...
|
How Today's Jobs Report Impacts Mortgage Rates - Sep 07 10:15 AM
This morning, the government reported that the U.S. economy lost 4,000 jobs in August. Led by losses in manufacturing and construction, this is the first time since 2003 that the economy has failed to add jobs in any given month.
Markets had been expecting a job gain of roughly 110,000, but many players on Wall Street had been placing their bets to the weak side of that figure.
Very few (if any) expected a number ...
|
What Happened to the Promised Drop in Mortgage Rates? (An Analysis) - Jan 24 04:59 PM
News we all know already - The Fed dropped the Fed Funds rate by 3/4 of a point to 3.5% on Tuesday. Banks quickly matched that and dropped the Prime Lending rate to 6.5%.
Now the question is why are bonds falling and conversely mortgage rates appearing to rise?
Initially, when the rate cut was announced a euphoria developed causing bond pricing to improve and mortgage rates to fall. If you were able to catch this ...
|
The Market Of Opportunity!! - Nov 15 12:01 AM
I don't know about you, but I am tired of hearing all the gloom and doom on T.V about the market we're in! This is the market of opportunity! Buyers finally have a choice, well, lots of choices and that's a good thing! Mortgage rates are still favorable and lenders want to get you financed! Sellers don't despair, get yourselves good agents and listen to them. We know what we're talking about. So, yes you may have to make some ...
|
What Happens on the National Real Estate Scene Shouldn't Matter to You - Sep 26 05:05 PM
The National Association of Realtors® released its monthly Existing Home Sales report for August 2006 and, as usual, you should be ignoring it.
The report discusses real estate on a national level and we all know that real estate is a local phenomenon.
It's not that the report isn't helpful -- it is. The Existing Home Sales report paints a broad picture of our nation's housing market which has implications for the economy as a whole. ...
|
Should I float? Should I lock? - Daily Update for Wednesday, May 7, 2008 - May 07 08:35 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
One more day till scheduled economic news comes out - Jobless Claims. We are still in a mode where bonds are taking directions from stocks and other rumors coming out (FNMA not doing well, oil going up resulting in higher ...
|
The Week In Review (September 4, 2007) : What To Watch For - Sep 04 11:55 AM
Federal Reserve Chairman Ben Bernanke took to the pulpit Friday in Jackson Hole, but his remarks made little impact on mortgage bond trading.
The Fed is aware of economic issues related to housing and mortgage debt, Bernanke said.
He implied that the Fed wants more evidence that inflation has slowed before taking more drastic measures to help the economy, including reducing the Fed Funds Rate.
Friday morning, the Fed's preferred inflation gauge -- Personal Consumptions ...
|
More Maryland Market Reports...
Maryland News & Events
Property Tax Increase Disclosure - Do Sellers need to be a CPA?? - Nov 27 03:12 PM
The Montgomery County, Maryland County Council will vote next Tuesday on Bill 24-07. To paraphrase, the purpose of the bill is to provide the buyer an estimate of the property taxes they will pay in the first full fiscal year of ownership.
This sounds reasonable on the surface. But the council's suggestion as to how this be accomplished is, in my opinion, complicated and oneous.
I invite you to look at the county tax office's website and the document they have ...
|
Renting instead of selling - Oct 17 02:27 PM
In this changing market, many sellers who are unable to sell their properties are deciding to rent them if they must make a move and are unable to sell the property. In Montgomery County, MD, the odds are better that a property will rent faster than sell, although there are more rentals coming on the market because of the difficulty in selling in this changing mortgage market.
For instance, today in Montgomery County, there are ...
|
Consumer Tax on Real Estate Services? No Way! - Oct 28 11:55 PM
How do you think it might impact your business if buyers, sellers, tenants and landlords are taxed on commissions or fees they pay to real estate professionals or property managers in the future?
A 6% sales or service tax, for example, would turn each $1000 paid by consumers for commissions or fees into $1060.
Why should you care if this is an issue in Maryland? Very simple. If it passes here, YOUR Governor and Legislature will be emboldened to propose and pass it ...
|
Money and Job Growth? Forbes.com Best Places to Get Ahead - Feb 27 06:22 PM
Craig W. Barrett, Hughesville, REALTOR®
Hughesville, MD Real Estate
http://www.hughesvillehomes.com/
Six of Forbes.com “Best Places To Get Ahead” are in the Washington, DC Region with three of the Southern Maryland Region and the other four in Northern Virginia.
To determine the best places to get ahead, Forbes.com compiled income and job data from the U.S. Census and Department of Labor Statistics. They looked at every county in the U.S., starting with data from the year 2000 and ranked where ...
|
FHA bans gift program - Oct 03 05:15 PM
Not sure if anyone has written on this but, FHA plans to do away with their gift program. I currently has a listing under contract in which the sellers are giving this 3% gift money. The loan officer says we are okay since we are already approved for it. I hope so!
The Federal Housing Administration will prohibit borrowers from using seller-financed down payment assistance programs that have helped hundreds of thousands of people buy homes but ...
|
Best Time to Buy in the DC/Maryland/Virginia Area - Mar 15 07:10 PM
We are seeing our share of foreclosures, however, we also see the market picking up. What an opportunity for first time buyers, for families looking to move up and for investors. I am seeing homes in great condition, updated etc. at foreclosure prices but not foreclosures.
In Bethesda, Maryland, homes are again affordable. A beautiful, 5 bedroom, 4 full bath home for only $725,000, while in Urbana, Maryland homes less than 5 years old which were ...
|
A Day in Maryland with Thomas the Tank Engine - Apr 21 08:52 PM
Check out Your Online Relocation Package for Anne Arundel County, Maryland - Home of Fort George G. Meade, NSA, Northrop Grumman, BWI, and the U.S. Naval Academy.
WHO HOO! ALL ABOARD!
Calling all kids! (Kids of all ages)
Sir Topham Hatt, the Controlloer of Thomas Railways, will be on hand when you and your kids arrive at the B&O Railroad Museum in Baltimore for a ride aboard Thomas the Tank Engine this weekend (April 25-28) and next (May 2-4).
After your 25-minute train ride, your ...
|
20th Annual Potomac River Watershed Cleanup - Mar 26 09:32 PM
The Alice Ferguson Foundation's 20th Annual Potomac River Watershed Cleanup will be held on Saturday, April 5, from 9 a.m. until noon. Volunteers are needed at numerous sites in Charles County for this annual event, which is held rain or shine. Adopt-a-road and community clean-ups in the watershed are also encouraged.
The Potomac River Watershed Cleanup is the largest single watershed cleanup in the area. Through a cooperative effort, Federal, State, County, and City governments work with ...
|
Courthouse Auction Blues - Feb 22 09:56 PM
The Washington Post just posted an article titled: "Foreclosure Auctioneer's Lonely Task". It's an interesting read, even if it's a bit theatrical. There was a quote in there that I found particularly striking:
"Banks don't want your house; they want your money. They want to work with you so you can keep your house. With the market like it is, lenders don't want to foreclose on you."
If this were genuinely the case, why is there ...
|
Halloween Pet Parade and Contest - Baltimore County Events - Saturday October 27, 2007 - Oct 02 11:53 AM
This event will be held at the Perry Hall Long and Foster Office located at 8712 Belair Road, Nottingham, MD 21236. If you or any of your clients are interested in attending this event, please feel free to attend or have them attend! We have done this for the last two years and it has been a great success and a lot of fun for people in and around the Perry Hall Community! If you have ...
|
More Maryland News & Events...
Maryland Listings
Pasadena Maryland Home For Sale - May 08 05:19 PM
...
|
Current Anne Arundel County, Maryland Homes for Sale - May 01 10:01 PM
The Barron Team has homes for sale throughout Central Maryland. Be sure to visit all of our Maryland Homes for Sale.
Below are just a few of our real estate listings and they only include Anne Arundel County homes for sale:
7914 Myers Drive, Glen Burnie, MD 21061 - Newly Updated Detached Colonial
352 Thelma Avenue, Glen Burnie, MD 21061 - Newly Updated Detached Home
102 Stonestep Court, Millersville, MD 21108 - Beautiful Detached Colonial
1402 Stonehurst Drive, ...
|
HISTORIC VICTORIAN HOME in PORT DEPOSIT, CECIL COUNTY MARYLAND, FOR SALE - Apr 30 10:58 PM
Meticulously Restored 5 to 7 Bedroom Victorian Home in Port Deposit, Maryland Cecil County with high, stately ceilings. Showered in details of carefully chosen artwork and antique pieces, this home's elegance remains the same as it did back then. Magnificent fireplaces, Gourmet Kitchen, Granite Counters keeping with the elegance of a Victorian Inn. The detail is evident from the moment you walk through the door until you view the richly appointed Victorian era Rooms. Enjoy the charm ...
|
Gracious Chesapeake Bay Estate - Apr 30 09:41 PM
<div style="font-family: Georgia, serif; color: #333333;"><font size="2"><table width="100%" height="100%" border="0" align="center" cellpadding="10" cellspacing="0"> <tr> <td colspan="2" align="center" valign="top" background="http://www.postlets.com/css/styles/pacheights/bg_body.gif"><table width="740" border="0" cellspacing="0" cellpadding="0" align="center"> <tr> <td></td> <td height="20" align="right"> <div style="background-color: #333333; font-family: Verdana, sans-serif; color: #FFFEFD; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><font size="2"><strong>Marcia Burgoon/Mareen Waterman</strong> | Coldwell Banker Waterman Realty | mburgoon@mris.com | 410.643-5005/410-490-4300</font></div> </td> </tr> </table> <table width="740" border="0" cellspacing="0" cellpadding="0" align="center" style="border-left: 1px solid #E1D9C3; border-right: 1px solid #E1D9C3;"> <tr> <td> ...
|
6 Plex Multi-Unit for Sale in Baltimore City - Apr 27 07:54 PM
...
|
Maryland Spring Time Specials - Apr 25 12:53 PM
MARYLAND SPRING TIME SPECIALS
This is the time of the year to buy and this is the time in the real estate cycle to buy. Interest rates are low at around 6% and lower and home prices are reduced in the low portion of the real estate cycle. Remember "Buy Low; Sell High".
Here are a few of our current specials:
4422 Fieldgreen Road, Nottingham, MD 21236. Renovated and Gorgeous 4 Bedroom and 2 Full Bath Home in the ...
|
Homes that Qualify for FHA Financing - Apr 25 12:14 PM
All of these homes are in great shape and move-in condition. The best part is that they all qualify for FHA financing which has very attractive rates, low down payment and flexible credit score requirements. There are a number of ways to work with the Sellers of these homes to assure that any qualified Buyer will obtain financing and closing costs assistance that can be very, very attractive.
...
|
Buyer's Market Bargains - Apr 21 09:00 PM
Below is my available Maryland inventory as of 4/21/08.
In addition to being an REO/foreclosure expert, I help home buyers find their dream home. All I ask in return is that you allow me to represent you exclusively as a buyer's agent. If you are interested in purchasing one of my listings, I will happily perform as the selling agent.
I am thriving in a down market that has caused many real estate agents to exit the business. My dedication, ...
|
PUBLIC "BUILDERS" AUCTION, WATERFRONT and WATERVIEW ESTATE HOMES, ANNE ARUNDEL COUNTY MARYLAND - Apr 21 12:37 AM
PUBLIC "BUILDERS" AUCTION in Pasadena Maryland 21122Introducing "Annesley by the Bay" a Gated CommunityIn the Heart of Anne Arundel County, Maryland2 Incredible Waterfront Estate Homes and 1 Waterview Estate HomeHeld on the Respective Premises: Waterfront and Waterview Homes in Annapolis and Anne Arundel County. Search for homes at http://www.MarylandsHomeTeam.com/
7674 Colonial Beach Rd. "The Annesley" Model Waterfront Property, Visual Tour Click Here...>>>
7676 Colonial Beach Rd. "The Coventry" Waterfront Property, Visual Tour Click Here...>>>
7688 Vitner ...
|
Gorgeous End Unit Townhome Backs to Woods, Lake and Walking Path - Apr 20 01:53 PM
This home is surrounded by nature, and you can relax on your deck to view the lake in all its beauty.
The interior is bright and spacious with lots of windows on all three levels.
Because we priced this home to sell, if you are in the market for a three bedrooms, three baths townhome on a lake in Germantown; I suggest you act fast and get to view the home soon.
Click here to view this great townhome!
...
|
More Maryland Listings...
Top Real Estate Agents & Brokers:
|
Homefinders.com, Real Estate MD and VA
Homefinders.com, Real Estate MD and VA
Rockville, MD
|
|
Margaret Woda, Maryland REALTOR
RE/MAX VISION
Crofton, MD
|
|
Margaret Rome- Baltimore, Md.-HomeRome.com
TREC-Sell Your Home With Margaret Rome
Baltimore, MD
|
|
Robert B. McArtor, REALTOR, AUCTIONEER, BALTIMORE, HARFORD, CECIL MARYLAND
Long and Foster Real Estate, Inc.
Bel Air, MD
|
|
Michael Klijanowicz - Relocation Specialist - Baltimore & Harford County
Baltimore & Harford County Maryland - Long and Foster
Perry Hall, MD
|
|
Bob Carney Licensed MD/PA Real Estate Agent
Long & Foster Real Estate, Inc.
Frederick, MD
|
|
Aziz Abdur-Raoof,Howard Co. Real Estate Scoop
RE/MAX Rewards
Columbia, MD
|
|
John MacArthur The MacArthur Group
Long and Foster Real Estate, Inc.
Olney, MD
|
|
Debbie Cook
Long & Foster Real Estate, Inc
Silver Spring, MD
|
|
June Piper-Brandon, CRIS, ePro, Broker
Advance Realty Anne Arundel Inc.
Baltimore, MD
|
Top Mortgage Professionals:
|
Matthew Rosov, Certified Mortgage Planning Specialist
Envision Lending Group
Laurel, MD
|
|
Open Mortgage - Lewis Poretz
Open Mortgage - Lewis Poretz
Annapolis, MD
|
|
Jeff Judge - Baltimore's Loan Expert and Relocation Specialist
Eagle Nationwide Mortgage
Owings Mills, MD
|
|
MD Commercial Mortgages,MD Home Loans, The Elder
MD Commercial Mortgages,MD Home Loans, The Elder
Forest Hill, MD
|
|
2 Blue Chip Mortgage
2 Blue Chip Mortgage
Ellicott City, MD
|
|
CFB
CFB
Lexington Park, MD
|
|
Free State Mortgage, LLC
Free State Mortgage, LLC
Hagerstown, MD
|
|
David Conaway
First Horizon Home Loan Corporation
Bethesda, MD
|
|
Bridget McGee
Allied Home Mortgage Capital Corp
Baltimore, MD
|
|
Mark Lickteig
Wells Fargo Home Mortgage
Frederick, MD
|
|
Enlarge Map
|
