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About Monroe County
Renting VS Home Ownership in Rochester NY - Jan 16 05:09 PM
MORTGAGE PLANNING TIPSFrom the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Every renter needs to ask themselves a question, "WHAT DO I HAVE TO SHOW FOR MY RENT PAYMENTS AT THE END OF MY LEASE?" When you do you will only find two answers:
A place to live.A nice, neat stack of cancelled checks.You really don't have much to show for it do you?
There are many benefits to owning your own home. Here are just a few:
A ...
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Three Cities in Western and Central New York Make CNN's List of 10 Fastest Growing Real Estate Markets! - May 08 09:08 AM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
http://www.dondraughn.com/
CNNMoney.com has released its list of the Top 10 Fastest Growing Real Estate Markets and three Upstate New York cities made the list - Rochester, Buffalo/Niagara Falls and Syracuse. The other seven were McAllen TX, Birmingham AL, New Orleans LA, Scranton PA, Grand Rapids MI, Baton Rouge LA and El Paso TX.
This is good news for Upstate NY! "Why?", you may ask. Because this means that it is very much ...
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I Want to Buy a Home. Where Do I Go From Here? - Part 5 - Apr 03 10:14 AM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
In Part One of this series, we looked at how important it is to Find Out What is on Your Credit Report. Once you know what is there, you can either move to the next step - obtaining mortgage pre-approval or working on any credit issues that may keep you from obtaining pre-approval. This is very important to your success in purchasing your new home in today's "credit ...
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I Want to Buy a Home. Where Do I Go From Here? - Part 2 - Mar 27 09:05 AM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
In Part One of this series, we looked at how important it is to Find Out What is on Your Credit Report. Once you know what is there, you can either move to the next step - obtaining mortgage pre-approval or working on any credit issues that may keep you from obtaining pre-approval. This is very important to your success in purchasing your new home in today's "credit ...
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Choosing the Right Realtor - Jan 22 02:18 PM
MORTGAGE PLANNING TIPSFrom the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Choosing the right person to represent you in negotiating your home purchase is a major decision. Whenever you see the designation of REALTOR® (with a registered trademark) it means that person is a member of the NATIONAL ASSOCIATION OF REALTORS® (NAR), and has a commitment to meeting the standards of this organization. My team and I have a great network of professionals who have done ...
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City Living Sundays - Mar 25 09:23 PM
With gas prices hitting outrageous numbers, it seems more and more people are considering the convenience and economic feasibility of moving to the City of Rochester. If you fall in that category, I suggest you check out City Living Sundays during the next three weekends.
Each weekend will focus on a different section of the city. The festivities start each Saturday at 2 pm with a FREE Landmark Society Bus Tour of the featured neighborhood. Reservations ...
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I Want to Buy a Home. Where Do I Go From Here? - Part 3 - Mar 28 03:55 PM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
In Part One of this series, we looked at how important it is to Find Out What is on Your Credit Report. Once you know what is there, you can either move to the next step - obtaining mortgage pre-approval or working on any credit issues that may keep you from obtaining pre-approval. This is very important to your success in purchasing your new home in today's "credit ...
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Visit This Gorgeous Ranch Home on Three Country Acres! - May 14 07:46 AM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
http://www.dondraughn.com/
Listing Agent
Don Draughn is a Professional Mortgage Consultant and a Sale Manager at Affordable Home Funding, Inc. located at 900 Perinton Hills Office Park, Suite 970, Fairport, NY, 14450. His phone number is (585) 425-5811 or Toll Free (877) 223-0480 ext. 111.
REGISTERED MORTGAGE BROKER - N.Y.S. BANKING DEPARTMENT
Loans arranged with 3rd party providers. Borrowers must qualify.
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Just Listed - 3444 W. Walworth Rd, Macedon, NY - Open House April 27th - 2:00 pm to 4:00 pm - Apr 14 10:38 AM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
http://www.dondraughn.com/
Data last updated on Apr 14, 08.
Don Draughn is a Professional Mortgage Consultant and a Sale Manager at Affordable Home Funding, Inc. located at 900 Perinton Hills Office Park, Suite 970, Fairport, NY, 14450. His phone number is (585) 425-5811 or Toll Free (877) 223-0480 ext. 111.
REGISTERED MORTGAGE BROKER - N.Y.S. BANKING DEPARTMENT
Loans arranged with 3rd party providers. Borrowers must qualify.
...
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I Want to Buy a Home. Where Do I Go From Here? - Part 8 - Apr 09 09:01 AM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
In Part One of this series, we looked at how important it is to Find Out What is on Your Credit Report. Once you know what is there, you can either move to the next step - obtaining mortgage pre-approval or working on any credit issues that may keep you from obtaining pre-approval. This is very important to your success in purchasing your new home in today's "credit ...
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More About Monroe County...
Monroe County Market Reports
Houses Can Sell Quickly in Rochester, NY - Feb 10 09:55 PM
Much of the country is crying the real estate blues, but that is not really the case in Rochester, NY. If a house is sparkling clean, tastefully decorated and priced fairly, it will sell. Case in point, 32 Justinshire Drive, in Henrietta, NY.I listed this house early Thursday morning, had the first showing Friday morning and by suppertime that evening had a nice offer in hand. My sellers are now busy packing! ...
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Sold - First Day on the Market - Jul 30 06:19 AM
I've not been able to say those sweet words in a while! Sold: First Day on the Market. It sounds so good. I could say it over and over, but won't.The secret to my success? Don't tell anyone but it is great homeowners. The home was spotless clean, attractively decorated and they listed it at a fair price. The sellers had one request. Try to avoid showings during nap time. So we signed all the papers, ...
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Most Expensive Offering in City of Rochester - Feb 11 08:59 PM
The snow is blowing and the wind-chill is below zero tonight and so it's a good time to dream of living somewhere else. That is, until you look at the price of housing.One of Rochester's most magnificent homes, the Charlotte Whitney Allen Home on Oliver Street is currently on the market. The 6000 sq foot museum-quality mansion complete with gardens designed by renowned landscape designer Fletcher Steele are being offered for a mere $975,000. photo tour ...
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A Hedge Against the Economy - May 20 10:49 AM
Several weeks back CNN Money Magazine predicted Rochester's housing prices to increase 2.7%, ranking it second in the country for fastest growing markets. And while that is very good news for the Rochester real estate market, there are a few things to keep in mind. First off, this is only a prediction. Second, this is a cool off of the 4 to 6% appreciation we've been seeing in recent years.As I work with buyers, especially first ...
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Spring Market Has Hit Rochester, NY - Apr 02 01:24 PM
The interesting thing about a real estate blog is that when the market is slow, it is difficult to find things to blog about but when it's hot, it is difficult to find time to write. Since returning to Rochester from my mini-Easter vacation, my phone has been ringing off the hook and I've had appointments, usually more than one, each and every day. I've had three listing presentations, worked with 4 new buyers, showed property to ...
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Applying for a Mortgage in 2008 - A Primer for First Time Home Buyers In Rochester NY - Feb 11 03:18 PM
From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Over the last year, the mortgage industry has gone through a tremendous amount of turmoil. Some banks cut back drastically on the loan programs they offered. Others added some more stable loan products to replace the ones they discontinued. Still other banks just went out of business all together. For some people, it is hard to know if purchasing their first home is even possible. Hopefully, the ...
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Market Report - Rochester, NY - Feb 06 09:21 PM
I was pleased to note that in the MLS today, there were more listings that went pending then expired. That wasn't the case many days in the later part of 2007. Today, 47 single family homes went pending. Average time on the market was 54 days, although I think that is high because of at least three listings on the market more than 200 days. Average list price was $106,048, with a range of $10,400 (No! ...
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Real Estate During the Holiday Season - Nov 23 01:57 PM
The time between the Thanksgiving holiday and New Years is traditionally a very slow time for the real estate market. Face it, people usually have other things on their mind than buying or selling a house. Does that mean it is better to wait till the first of the year to put your house on the market or start house shopping? Maybe not!Today, the day after Thanksgiving 2007, there are 6,275 single family houses in the ...
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Things to Avoid During the Loan Process in Rochester, NY - Jan 23 04:43 PM
MORTGAGE PLANNING TIPSFrom the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Avoid Financial Changes During the Loan Process
Once your loan package has been sent to the lender, there are a number of things you should avoid doing that may change your financial picture. Remember, the lender is looking for stability and consistency. If you want the best interest rate, keep that in mind. Here are a few things to consider:
The lender wants to see what ...
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Democrat and Chronicle Addresses Local Housing and Mortgage Market - Feb 15 08:26 AM
From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
In the Sunday, February 10th, edition of the Democrat and Chronicle, staff writer Mary Chao wrote an article addressing the Rochester, NY, housing and mortgage market. It is a thorough article and covers many of the topics that are pertinant to the real estate market in Rochester. She covers many of the questions that are being asked all over the country regarding the current (and I believe ...
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More Monroe County Market Reports...
Monroe County News & Events
Mortgage Pro Week In Review - 02/11/08 through 02/17/08 - Feb 19 01:21 AM
From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
I was honored when Jeff Belonger asked me to write this review. This is my first time writing this so I hope it proves as useful as previous reviews have been to me.
First off, I want to highlight a blog by David Soto entitled "Organizing for Success". This one certainly gave me a kick in the pants that I desperately needed. I am sure organization is a problem ...
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One of Rochester's own named to the NYS Board of Real Estate - Jan 27 09:54 AM
From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
According to an announcement in the Democrat and Chronicle on January 26, 2008, Realtor Mark Siwiec of ReMax Realty Group was named to the New York State Board of Real Estate by Governer Elliot Spitzer. This is a prestigious honor for Mark. Let's congratulate him on being appointed to this position. His term will be for two years.
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Current Interest Rates for Rochester NY - March 11, 2008 - Mar 11 03:45 PM
From the Desk of Don Draughn, Professional Mortgage Consultant
Website: http://ahfmortgage.elliemae.net/ddraughn
Rates continue to play the roller coaster ride but now is still a good time to purchase a home or refinance your current mortgage. Call me to discuss your mortgage needs.
Don Draughn is a Professional Mortgage Consultant and a Sale Manager at Affordable Home Funding, Inc. located at 900 Perinton Hills Office Park, Suite 970, Fairport, NY, 14450. His phone number is (585) 425-5811. He is available ...
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Univ of Rochester offers $9000 Incentive to Buy a City House for Employees - May 14 05:28 PM
The University of Rochester and the City of Rochester each are offering $3000 in assistance to full and part time employees of the University of Rochester that buy a home in select neighborhoods in the City of Rochester. In addition, Advantage Federal Credit Union and Canandaigua National Bank & Trust will provide an additional $3000 in assistance. The targeted areas for the incentive program are the 19th Ward, Plymouth-Exchange on the west in Sector 4; while ...
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Calculating Mortgage Interest Rates Could Get Even More Complicated - May 09 03:46 PM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
http://www.dondraughn.com/
According to CNNMoney.com, mortgage interest rates could begin to see some very interesting formulas emerge when it comes to calculating what interest rate will be offered to borrowers. The article that was posted on May 7 can be read at "The New Mortgage Rate Calculus".
According to this article, mortgage rates could see some criteria resembling that used to calculate homeowner's insurance rates which "takes ...
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Current Interest Rates for Rochester NY - April 9, 2008 - Apr 09 03:42 PM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
www.dondraughn.com
Rates have improved a couple of times today. That is a good thing for the market. If you are considering purchasing a new home or refinancing your current mortgage now is the time. These rates could go up again before you finish reading this post. Give me a call today to get your FREE pre-approval.
Don Draughn is a Professional Mortgage Consultant and a Sale Manager at Affordable Home Funding, Inc. ...
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Current Interest Rates - April 30, 2008 - Apr 30 07:38 AM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
http://www.dondraughn.com/
We are seeing a roller coaster ride in rates these days. Rumor has it that the Fed will cut rates again today but he projects that these rate cuts will not have any real effect on the housing market in the near future. He thinks we will see national average home values drifting downward until early 2009. I think it will be sooner but who can really tell. ...
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Rochester NY Real Estate Market is "Slow" but Healthy According to USA Today - Apr 16 08:47 AM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
http://www.dondraughn.com/
According to a Press Release from the Greater Rochester Association of Realtors dated March 14, 2008, "The median sale price decreased by 4.8 percent to $110,000 compared to January 2008, and increased by 3.0 percent year-to-date." This tells me a couple of things.
The Rochester Real Estate market is moving slowly this year. The number of homes newly listed is down and the total sale volume is down compared to last ...
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I Want to Buy a Home. Where Do I Go From Here? - Part 6 - Apr 04 08:25 AM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
In Part One of this series, we looked at how important it is to Find Out What is on Your Credit Report. Once you know what is there, you can either move to the next step - obtaining mortgage pre-approval or working on any credit issues that may keep you from obtaining pre-approval. This is very important to your success in purchasing your new home in today's "credit ...
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Current Interest Rates for Rochester NY - April 1, 2008 - Apr 01 02:11 PM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
Rates drifted upward today due to the 10 YR Treasury yield at 3.52%. If you are considering purchasing a new home or refinancing your current mortgage now is the time. These rates could go up again before you finish reading this post. Give me a call today to get your FREE pre-approval.
Don Draughn is a Professional Mortgage Consultant and a Sale Manager at Affordable Home Funding, Inc. located at 900 ...
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More Monroe County News & Events...
Monroe County Listings
Buyers save thousands with HBO - Jun 29 05:22 PM
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Sellers save thousands in commissions - Jun 29 05:18 PM
Get the best of everything. Full Service, NOT Full Commission with the Premier Package. You'll get The MLS package and print advertising as well as internet advertising galore!
All the advantages of working with a Realtor. We'll help pre qualifying buyers, show your home, follow through on negotiations, handle all inspections and see it through all the way to the closing table.
YOU PICK HOW TO PAY FROM THE LIST BELOW:
$900 UPFRONT + 1/2% ...
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Open House - Sunday, May 18, 2008, 2:00 pm to 4:00 pm - 3444 W. Walworth Rd., Macedon - May 09 04:04 PM
From the Desk of Don Draughn, Mortgage Professional
Website: http://ahfmortgage.elliemae.net/ddraughn
http://www.dondraughn.com/
This home situated on 2-lovely wooded acres in Walworth, NY is a MUST-SEE! Boasting neutral, tasteful decor throughout with new pergo flooring in the family room and new carpet in the master bedroom, this home is move-in perfect. A wood-trimmed hearth surrounds the family room which has an open floor plan leading to the oak kitchen. This home also has a gorgeous master ...
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New on the Market - Feb 07 05:22 PM
Just listed! Be sure to check out this very nice raised ranch in Henrietta! With 1700 sq feet, it has 3 bedrooms, 1.5 bath modern kitchen, newer windows, and attached garage. With preninial gardens and mature trees this house boasts a spectacicular yard. This fine home is priced to sell at $129,900. Enjoy the photo tour or give me a call at 756-7457 to schedule a look! Better hurry...this house is sure to sell quickly!
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New construction in Rochester New York - Sep 11 04:25 PM
Here is a crazy stroy that I thought I would share with you.
Last year I was Googled by a real estate agent who was looking to finance a property in Rochester, New York. I work in Poughkeepsie and didn't think it would go anywhere. I took the application from his borroweres for a 10 unit property and all went well and it closed. The agent and I became friendly and he introduced me to an Architect, ...
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More Monroe County Listings...
Top Real Estate Agents & Brokers:
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Mary Shelsby
Re/Max First
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Anthony DiMattia, CBR, E-Pro®
Nothnagle Realtors
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Keli DiRisio
Realty 3
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Scott Ingalls
Nothnagle Realtors
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Jeremy Havens
J. Vincent Real Estate
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Homes By Owner Realty
Homes By Owner Realty
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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John Wallace
Savage Realty, Inc
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Steve Babbitt
RE/MAX Realty Group
/real-estate/NY/Monroe County/Penfield
Penfield, NY
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Billy Belknap
Nothnagle Realtors
/real-estate/NY/Monroe County/Webster
Webster, NY
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Ginny Hurlbutt
RealtyUSA.Com
/real-estate/NY/Monroe County/Pittsford
Pittsford, NY
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Top Mortgage Professionals:
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James Bowen
Eagle Nationwide Mortgage Co.
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Universal Sales Systems
Universal Sales Systems
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Sharlene Nally
Affordable Home Funding
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Gabriel Cunningham
4kRC Credit Repair
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Chris Koch
Affordable Home Funding
/real-estate/NY/Monroe County/Fairport
Fairport, NY
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Aaron Commercial Mortgage
Aaron Commercial Mortgage
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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AnnMarie Scorzelli
Premium Mortgage Corporation
/real-estate/NY/Monroe County/Webster
Webster, NY
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Affordable Home Funding
Affordable Home Funding
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Darius Allen
Clearway Mortgage
/real-estate/NY/Monroe County/Greece
Greece, NY
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Michael Lacagnina
Territory Mortgage
/real-estate/NY/Monroe County/Rochester
Rochester, NY
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Enlarge Map
Mary Shelsby
Anthony DiMattia, CBR, E-Pro®
Don Draughn - Mortgage Professional
Anthony DiMattia, CBR, E-Pro®
Anthony DiMattia, CBR, E-Pro®
Anthony DiMattia, CBR, E-Pro®
Anthony DiMattia, CBR, E-Pro®
Anthony DiMattia, CBR, E-Pro®
Anthony DiMattia, CBR, E-Pro®
Mary Shelsby
Anthony DiMattia, CBR, E-Pro®
Anthony DiMattia, CBR, E-Pro®
More Photos...
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