Barrie, ON

"In Tune with Real Estate" Part One - Mana Investments CEO Mark Vosylius discusses real estate investing in Barrie and Orillia. TV show hosted by Rav Toor For more info: (705)-812-1033 Email: mark(at) manainvestments com Mana Investments – www.manainvestments.com – We invest in real estate investing as well as home ownership in the Barrie Orillia, Innisfil, Collingwood, Midland areas. We utilize using RRSP’s as a 2nd mortgage for real estate investing in Ontario Homes by The Owner – www.homesbytheowner.ca Helping Buyers and Sellers in the FSBO real estate market in Simcoe County and surrounding Oro-medonte areas The Six Steps to Success – www.sixstepstosuccess.com – Get to your financial goal quicker…Helping you achieve success in goal planning.

Newmarket - Orillia and Barrie are two of the best cities for real estate investing in Ontario, according to a prominent local investor speaking on ‘In Tune With Real Estate,' on Rogers television in York Region this week.

"Barrie and Orillia are great cities to buy property for investment purposes," Mark Vosylius a Barrie-area real estate investor told host Rav Toor this week. "Barrie's transportation links, Orillia's planned university and Wal-Mart Super Centre all point to a strong local economy which is important for investors," said Vosylius.

In light of the downturn in the stock market, Vosylius still told host Toor that investing is about education, not speculation. "You need to educate yourself on the local economy,not what the national headlines say"

Mana investments, owned by Vosylius, has been investing in Barrie and Orillia for over five years and is looking to expand because of the tremendous opportunities in Simcoe County.

"Orillia has ample opportunity for healthy, smart growth and that's important for investors," said Vosylius. "The average age of Barrie residents is lower than the national average which means they are consumers who can spend more, which is also good for the local economy. These are the things that interest real estate investors," said Vosylius.

"Study the local economy, the local market and learn before investing."

Mana investments has over sixty apartments in the Barrie and Orillia area and is expanding. Training and mentoring other investors is also a key component of Mana investments. A copy of the TV interview is available upon request.

For more information

705 812 1033

Mana Investments - www.manainvestments.com - We invest in real estate investing as well as home ownership in the Barrie Orillia, Innisfil, Collingwood, Midland areas. We utilize using RRSP's as a 2^nd mortgage for real estate investing in Ontario

Homes by The Owner - www.homesbytheowner.ca Helping Buyers and Sellers in the FSBO real estate market in Simcoe County and surrounding Oro-medonte areas

The Six Steps to Success - www.sixstepstosuccess.com - Get to your financial goal quicker...Helping you achieve success in goal planning.

I've noticed that there are a lot of indecisive buyers out there… It is understandable that with the uncertain economy and turmoil in US, Canadians don’t really know what’s coming… And this huge step of buying a home is after all one of the most important decisions you will make.

BUT… I’ve seen buyers crying at an Open House, because they just missed out on the home of their dreams and now have to start the search again. I had requests for showings on townhouses that were available for months and months and when Clients finally decided that YES, they would like to see those… they were gone. I had Clients looking for fixer upper’s in great neighbourhoods, and when time came to snag one that just came on the market on that one street they dreamed about… they over-thought the process, and someone else have reaped the rewards.

I’m not saying: Jump on every deal out there! We have plenty great deals in Barrie nowadays, you know…

I’m saying: if it makes sense, if you feel it in your heart, if you KNOW that this is the home for you, if it is exactly what you’ve been looking for… and on that perfect street no less!...

Do not wonder, and go over all the “what if’s” in your head. Do not dwell on the possibilities that next month may bring. Do no waste your time to look at 10 other homes you know you will hate! (Because deep down, you already have made your choice)

If you do, you may be the one crying at my next Open House, because that perfect home of yours, that great deal that you know you should have jumped on, that one and only…, just sold from under your nose to someone who recognized an opportunity and simply acted on it.

*If you would like me to guide you through the home buying process, or if you need help getting on your way to a profitable sale, please call me at 705-722-8191, I will be there every step of the way.

Joanna Gerber

Sales Representative
HomeLife
Kempenfelt-Kelly
Realty Ltd. Brokerage*
284 Dunlop St. W.
Barrie, Ontario
L4N 1B9

(705)794-6482

O:705-722-8191
F:705-725-8232
TF: 1-877-722-8191

*Independently Owned and Operated

www.Selling-Barrie-Homes.com
joanna@selling-barrie-homes.com
MOWIE PO POLSKU

The Numbers

When it comes to the analysis of numbers many people have gotten rich. And I don't mean from real estate. I mean that spreadsheet programs and number crunching analysis gets too much attention from real estate scam artists. And I am mainly referring to costly real estate programs where complex spreadsheets, bar graphs and pie charts display income, expenses, and loan payments in a myriad of ways. There is a great epitaph that works here "Bull** baffles brains". For small multi-family or commercial projects ( under 1 million) the following example will be all that you will need to make a purchase decision. Whether you are buying in Simcoe County ( Barrie, Midland, Innifil or Orillia) this speadsheet appliues to any property.

Please keep in mind this is a simplified version and with the inclusion of joint ventures or complex VTB's this spreadsheet may not suffice. But in my opinion it's all that you need to make a intelligent decision on a simple deal. ( Keep It Simple Stupid)

The financial statement is one of the first things you need to review before inputing information into any spreadsheet analysis. I will review the financial statement at a later session. It is a good idea to learn what to look for in a financial statement to access the properties strengths / weaknesses. I will first go through the basics of spreadsheet analysis by laying out necessary calculations and what they mean to your potential investment before looking a property financial statement. Learn the spreadsheet and you will learn what to look for in the financial statement.

The fully functional real estate analysis spreadsheet below is available for download from our website at www.manainvestments.com

You will notice Instruction/ explanations along the side for your guidance

	QUICK PROPERTY ANALYZER				Instructions
	Property Address:				Input amounts into GREY areas only
	Purchase Price			$200,000	Enter purchase price
	Gross Rents		Monthly	Annually
	Total Rents		$2,000	$24,000	Enter total monthly rents collected
	Operating Expenses	%	Monthly	Annually
	Insurance	4%	$80	$960	Enter required % amount (usually 5%)
	Vacancy	3%	$60	$720	Enter required % amount (depends on area...usually 3%)
	Maintenance	5%	$100	$1,200	Enter required % amount (usually 5%)
	Management	6%	$120	$1,440	Enter required % amount (usually 5%)
	Condo Fees (if applicable)		$0	$0	Enter required $ amount from seller
	Utilities		$320	$3,840	Enter required $ amount from seller
	Property Taxes		$196	$2,352	Enter required $ amount from seller
	Total Operating Income		$876	$10,512
	Net Operating Income		$1,124	$13,488
	Mortgage/Loan Information	LTV		Amount	LTV = "Loan to Value"
	1st Mortgage	75%		$150,000	Enter % of requested 1st mortgage
	2nd Mortgage	10%		$20,000	Enter % of requested 2nd mortgage
	Financing	Rate	Monthly	Annually
	1st Mortgage Payment	2.00%	$640	$7,683	Enter % of expected interest rate for 1st
	2nd Mortgage Payment	1.00%	$76	$908	Enter % of expected interest rate for 2nd
	Total Financing Payments			$8,591
	Debt Service Ratios
	Debt Service Coverage Ratio (DSCR)	1.22			Desired minimum amount = 1.10
	CAP Rate	6.74%			Desired minimum amount = 6% ( the higher the better)

Mark Vosylius

(705)-812-1033

Email: mark(at) manainvestments com

Mana Investments - www.manainvestments.com - Educating not specualting. Learn techniques and strategies on real estate investing as well as home ownership in the Orillia, Barrie, Innisfil, Collingwood, Midland areas. We specialize in using RRSP's as a 2^nd mortgage for real estate investing as well as joint venture agreements and assignment real estate contracts in Ontario

Homes by The Owner - www.homesbytheowner.ca Helping Investors buy and sell real estate properties that cash flow in Simcoe County and surrounding Oro-medonte areas

The Six Steps to Success - www.sixstepstosuccess.com - Get to your financial goal quicker...Helping you achieve success in goal planning.

You are invited to our First Annual Breast Cancer Fundraiser
on FRIDAY, OCT. 3rd, 2008
12:00pm - 3:00pm
at HOMELIFE/KEMPENFELT-KELLY REALTY LTD. INNISFIL OFFICE
1000 Innisfil Beach Road, Innisfil

ALL PROCEEDS IN SUPPORT OF BREAST CANCER

Come and join us for lunch!

BBQ HAMBURGERS ONLY $3.00 each (including drink and dessert)
compliments of M&M Meats and Sobeys

Wear PINK to our event & receive a Free Pink Carnation, compliments of Bradley's Florist and Lavender Floral

Give a payable donation to the Cancer Society and receive a free gift, compliments of Duco&Duco, Gibson&Adams

I hope I will see you there!

Joanna Gerber

Sales Representative
HomeLife
Kempenfelt-Kelly
Realty Ltd. Brokerage*
284 Dunlop St. W.
Barrie, Ontario
L4N 1B9

(705)794-6482

O:705-722-8191
F:705-725-8232
TF: 1-877-722-8191

*Independently Owned and Operated

www.Selling-Barrie-Homes.com
joanna@selling-barrie-homes.com
MOWIE PO POLSKU