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TEXTING AND DRIVING: EXTREMELY BADDDDD combination! Here is the video which shows the DANGER all TOO WELL!!! If it saves ONE life, it is worth viewing.

11-08-09

Ann Sabbagh: Loan Officer in Pawtucket, RI

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Office: (401) 475-1600 x306

Mobile: (508) 243-1190
Secondary: (508) 695-1986

Texting and driving are DANGEROUS and DEADLY activities when coupled together! One must wonder if we have gone too far with technology? And if we need to have this technology. There should be HARSH penalties for those who use the technology with a potential of harm to others.

"The danger caused by texting while behind the wheel is no joke, and as an extremely graphic PSA from the UK shows in almost unbearable detail, the results can be truly deadly. The more than 4-minute video, which shows a group of teenage girls getting into a head-on collision while the driver of the car text messages, has caused some strong reactions due to its graphic nature, with some people asking if it goes too far. For example, the PSA, apparently produced by the Gwent Police Department in Wales, shows the girls heads snapping back and forth violently as glass shatters and blood pours forth. While it is no doubt hard to watch at points, it certainly gets the point across. " (excerpt from the website below):

************ VERY GRAPHIC !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! **********

The video shown on this site is VERY graphic! ADULTS: please watch it BEFORE you pass onto your teenagers. I cannot get it out of my mind, so I can only imagine the impact it has on a teenager. But, if this video saves even one life, it is worth it being out there for all to see.

This video has changed lives and will impact yours. I hope it will impact your life in a positive way.

Ann Sabbagh

Vice-President

Seacoast Mortgage Corporation

Residential and Commercial Financing

508-243-1190

Please visit my website: www.annsabbagh.com

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."

4 Comments

Do you GOSSIP or NOT? Look what happens when you do NOT:

11-08-09

Ann Sabbagh

view my blog
Office: (401) 475-1600 x306

Mobile: (508) 243-1190
Secondary: (508) 695-1986

"The man who has time for gossip and slander has no time for success."

HOW TRUE! There are those who gossip and those who do not. Take notice! The ones who do NOT gossip are the ones who SUCCEED. Please take a moment and think of those you RESPECT and ADMIRE. They are successful because they keep the gossip within themselves. They listen to others, but they focus on the positive and throw away the negative. They focus on their goals and ultimately achieve their goals.

How do you rate yourself: a Gossiper or NOT?

Ann Sabbagh

Vice-President

Seacoast Mortgage

RESIDENTIAL & COMMERCIAL FINANCING

508-243-1190

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about YOUR financial strength!"

4 Comments

Valuable Information

11-07-09

Michael Dutra

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Office: (401) 438-0202

Mobile: (401) 486-6894
Secondary: (401) 490-0173

Hello again,

I am posting this blog today because of two pieces of valuable information I wanted to pass on to you. Firstly, as you are well aware, the mortgage lending world has consisted of mortgage brokers and mortgage lenders for over three decades. Both formats have served the real estate community with distinction. Unfortunately, dramatic changes throughout the mortgage delivery system have severely handicapped the ability of the mortgage broker to execute in a competitive manner. In January of 2010, the restrictions on broker activities will be extended even further. Simply put, mortgage brokers will not be able to effectively deliver in the home purchase market.

Secondly, as a mortgage professional I saw this coming and made the decision to move from a mortgage broker platform to a lender platform in August when I joined Shamrock Financial Corporation. Shamrock foresaw the competitive limitations of being a mortgage broker years ago and transitioned to lender in 2001. The company has been around since 1989, employs 50+ professionals in our new Rumford location. We have direct, in-house FHA/VA/USDA underwriting, processing and closing.

Let me introduce you to some key players on your team:

· Rod Correia: President. Rod leads Shamrock’s day to day operations. He has the skills and authority to move your clients from contract to closing in days instead of weeks.

· Greg Cambio: VP of Underwriting Operations. Greg is one of New England’s most acclaimed and productive underwriters. His 30+ years of underwriting experience and countless designations make him a key person in getting your clients approved and closed.

· Kristen Shapazian: Team Leader. Kristen pre-underwrites your client’s loans and ensures we all are on the same page with information as it becomes available on specific files. She eliminates surprises.

· Shalimar Albanese: Purchase Coordinator. Shalimar is the driving force behind the coordination and marketing of our cooperative efforts with real estate agents. She makes certain we are at the forefront of capturing potential buyers and sellers here in New England. This helps us grow your business, not just close your next deal.

I’m pumped up about the tools Shamrock gives us both as professionals in this ever changing market. I am confident with the support I have in place that there is no better place to help your clients find their way home.

Shamrock Financial “A better life, through a better mortgage”

3 Comments

ARE YOU HONEST?

11-07-09

Ann Sabbagh

view my blog
Office: (401) 475-1600 x306

Mobile: (508) 243-1190
Secondary: (508) 695-1986

"Make yourself an honest man, and then you may be sure that there is one less scoundrel in the world." Thomas Carlyle (1795-1881) Scottish Writer

HONESTY IS THE BEST POLICY ! How often have you heard this? If we all lived by this rule, the world would be such a better place to live! There are those of us who play by the rules and those of use who look for a "work-around". Who are YOU?

Have a GREAT day!

Ann M. Sabbagh

Vice-President

Seacoast Mortgage Corporation

"Where financing is smooth sailing!"

Residential & Commercial Financing

(508) 243-1190

(401 475-1441 (fax)

email: asabbagh@seacoastmortgage.com

website:www.annsabbagh.com

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength!"

4 Comments

AWESOME MUSICAL EXPERIENCE

11-02-09

Kathleen Ann Pacheco-Corbett Realtor® RI-Ma CEBA Master e-Pro ABR ABRM GRI CRS

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Office: (401) 725-5608

Mobile: (401) 556-6911
Secondary: (401) 617-6278

An AWESOME MUSICAL EXPERIENCE
My follow-up to the Annual Halloween College Concert held at Rhode Island College on Friday, October 30, 2009 at 8:00 pm in the Auditorium in Roberts Hall put on by the Department of Music, Theatre, and Dance and sponsored by the Rhode Island Chapter of the National Association of Music Education was AWESOME.

We, as audience members, were encouraged to dress in the spirit of Halloween since the Performers would appear in costume as they performed their many ensembles. It would be Free Admission if we were in Costume. or pay $10.00 at the door. Mark wore his Indiana Jones, John was Uncle Sam and I was a Mardi Gras lady.

pumpkin girl

The show began with all the performers in costume lined up to the left and to the right of the auditorium, The house lights were turns way down, practically pitched black to give the eerie setting. These were many chorus members, conducted by conductor, Teresa Coffman, chanting in Soprano, Alto, Tenor and Bass to a piece called "Past Life Melodies".

alien couple

The performance had many different ensembles being spotlighted
to the left of the stage, to the right of the stage, beneath the stage and on stage. The audience never knew where the light would shine and what instrument or chorus members would performing.

pink lady

blueman

There were the Concerto for Seven trumpets, the suite for two Pianos, "Lush Life by the 4 saxaphones, the Guitar Ensemble, Brass Ensemble, Clarinet Quartet, Concert Jazz Band. There were some humorous songs "Chili Con Carne", In the Still of the Night, the Chicken and others.

princess + monster

bat collar

We enjoyed all the many unique costumes, but there was an unexpected "Fabulous Surprise" when we met past clients of ours that purchased a house in Lincoln in the late seventies, Rita and Frank St Pierre.

Rita + Frank St Pierre

They told us the house was totally changed so much we would never recognize it. They invited us to stop by. We talked about our children who now had their own children. It completed the night. What a fun night!

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Copyright photo by Kathleen Ann Pacheco-Corbett, all rights reserved and may not be reproduced without the written permission of Kathleen Ann Pacheco-Corbett, The Buyer's Choice, Lincoln, RI. Permission granted with a link back to my website and/or blog providing site is appropriate for all ages.

Thank you. We want to be your "Personal Realtors for Life"