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Texting and driving are DANGEROUS and DEADLY activities when coupled together! One must wonder if we have gone too far with technology? And if we need to have this technology. There should be HARSH penalties for those who use the technology with a potential of harm to others.
"The danger caused by texting while behind the wheel is no joke, and as an extremely graphic PSA from the UK shows in almost unbearable detail, the results can be truly deadly. The more than 4-minute video, which shows a group of teenage girls getting into a head-on collision while the driver of the car text messages, has caused some strong reactions due to its graphic nature, with some people asking if it goes too far. For example, the PSA, apparently produced by the Gwent Police Department in Wales, shows the girls heads snapping back and forth violently as glass shatters and blood pours forth. While it is no doubt hard to watch at points, it certainly gets the point across. " (excerpt from the website below):
************ VERY GRAPHIC !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! **********
Read more and see the video at: http://www.huffingtonpost.com/2009/08/25/texting-while-driving-psa_n_268482.html
The video shown on this site is VERY graphic! ADULTS: please watch it BEFORE you pass onto your teenagers. I cannot get it out of my mind, so I can only imagine the impact it has on a teenager. But, if this video saves even one life, it is worth it being out there for all to see.
This video has changed lives and will impact yours. I hope it will impact your life in a positive way.
Ann Sabbagh
Vice-President
Seacoast Mortgage Corporation
Residential and Commercial Financing
508-243-1190
Please visit my website: www.annsabbagh.com
"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."
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"The man who has time for gossip and slander has no time for success."
HOW TRUE! There are those who gossip and those who do not. Take notice! The ones who do NOT gossip are the ones who SUCCEED. Please take a moment and think of those you RESPECT and ADMIRE. They are successful because they keep the gossip within themselves. They listen to others, but they focus on the positive and throw away the negative. They focus on their goals and ultimately achieve their goals.
How do you rate yourself: a Gossiper or NOT?
Ann Sabbagh
Vice-President
Seacoast Mortgage
RESIDENTIAL & COMMERCIAL FINANCING
508-243-1190
"When you choose me as your mortgage consultant, you also choose a financial planner who cares about YOUR financial strength!"
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Hello again,
I am posting this blog today because of two pieces of valuable information I wanted to pass on to you. Firstly, as you are well aware, the mortgage lending world has consisted of mortgage brokers and mortgage lenders for over three decades. Both formats have served the real estate community with distinction. Unfortunately, dramatic changes throughout the mortgage delivery system have severely handicapped the ability of the mortgage broker to execute in a competitive manner. In January of 2010, the restrictions on broker activities will be extended even further. Simply put, mortgage brokers will not be able to effectively deliver in the home purchase market.
Secondly, as a mortgage professional I saw this coming and made the decision to move from a mortgage broker platform to a lender platform in August when I joined Shamrock Financial Corporation. Shamrock foresaw the competitive limitations of being a mortgage broker years ago and transitioned to lender in 2001. The company has been around since 1989, employs 50+ professionals in our new Rumford location. We have direct, in-house FHA/VA/USDA underwriting, processing and closing.
Let me introduce you to some key players on your team:
· Rod Correia: President. Rod leads Shamrock’s day to day operations. He has the skills and authority to move your clients from contract to closing in days instead of weeks.
· Greg Cambio: VP of Underwriting Operations. Greg is one of New England’s most acclaimed and productive underwriters. His 30+ years of underwriting experience and countless designations make him a key person in getting your clients approved and closed.
· Kristen Shapazian: Team Leader. Kristen pre-underwrites your client’s loans and ensures we all are on the same page with information as it becomes available on specific files. She eliminates surprises.
· Shalimar Albanese: Purchase Coordinator. Shalimar is the driving force behind the coordination and marketing of our cooperative efforts with real estate agents. She makes certain we are at the forefront of capturing potential buyers and sellers here in New England. This helps us grow your business, not just close your next deal.
I’m pumped up about the tools Shamrock gives us both as professionals in this ever changing market. I am confident with the support I have in place that there is no better place to help your clients find their way home.
Shamrock Financial “A better life, through a better mortgage”
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"Make yourself an honest man, and then you may be sure that there is one less scoundrel in the world." Thomas Carlyle (1795-1881) Scottish Writer
HONESTY IS THE BEST POLICY ! How often have you heard this? If we all lived by this rule, the world would be such a better place to live! There are those of us who play by the rules and those of use who look for a "work-around". Who are YOU?
Have a GREAT day!
Ann M. Sabbagh
Vice-President
Seacoast Mortgage Corporation
"Where financing is smooth sailing!"
Residential & Commercial Financing
(508) 243-1190
(401 475-1441 (fax)
email: asabbagh@seacoastmortgage.com
website:www.annsabbagh.com
"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength!"
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The performance had many different ensembles being spotlighted
to the left of the stage, to the right of the stage, beneath the stage and on stage. The audience never knew where the light would shine and what instrument or chorus members would performing.


There were the Concerto for Seven trumpets, the suite for two Pianos, "Lush Life by the 4 saxaphones, the Guitar Ensemble, Brass Ensemble, Clarinet Quartet, Concert Jazz Band. There were some humorous songs "Chili Con Carne", In the Still of the Night, the Chicken and others.


We enjoyed all the many unique costumes, but there was an unexpected "Fabulous Surprise" when we met past clients of ours that purchased a house in Lincoln in the late seventies, Rita and Frank St Pierre.

They told us the house was totally changed so much we would never recognize it. They invited us to stop by. We talked about our children who now had their own children. It completed the night. What a fun night!
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~``
Copyright photo by Kathleen Ann Pacheco-Corbett, all rights reserved and may not be reproduced without the written permission of Kathleen Ann Pacheco-Corbett, The Buyer's Choice, Lincoln, RI. Permission granted with a link back to my website and/or blog providing site is appropriate for all ages.
Thank you. We want to be your "Personal Realtors for Life"
http://www.thebuyerschoice.com
KATHLEEN ANN PACHECO-CORBETT
Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377
******************
POSTINGS FOR October 2009
10/31/2009 SINCE 2004 the Halloween costumes tradition begins
10/29/2009 Days are shorter. nights are longer and cooler
10/29/2009 All Hallows Even
10/28/2009 Re-blogged: Should your life stop just because you're buying a home? In short... YES! (original)
10/26/2009 FREE grilled chicken offer is available all day Monday 10-26-09
10/23/2009 Boo Bash and other RI Halloween free events
10/23/2009 Friday Foto - Who is in this vintage photo?
10/17/2009 SPEECHLESS SUNDAY - Halloween for all ages
10/01/2009 Friday Foto - What am I?
POSTINGS FOR September 2009
09/12/2009 We can't cry hard enough
09/06/2009 SPEECHLESS SUNDAY - 9-6-09 North Providence Salvatore Mancini Union Library
09/04/2009 Friday Foto - What is my job?
9/04/09 Re-blogged: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)
POSTINGS FOR August 2009
08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09
08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present
08/22/09 SPEECHLESS SUNDAY -Brotherly Love
08/21/09 Friday Foto - What am I? Where am I?
08/21/09 Friday Foto - What am I? and Where am I?
08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF
08/14/09 Friday Foto - What am I?
08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy
08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage
08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier
08/07/09 Friday Foto - What am I? and Where am I?
08/06/09 Another Achievment, another Milestone with Active Rain
08/04/09 My Childhood home in East Providence, RI 02914
08/04/09 Comment left on my Viral Request blog results in action action action
08/04/09 A week going by SADLY
08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo
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