North Kingstown, RI

Ten Easy Ways to Save on Energy Costs. It is just beginning to get cold again in North Kingstown Rhode Island and since a long winter is ahead of us, I just wanted to cover 10 energy savers that will take you under 15 minutes to put into action...and begin to hear the coins saved!

- Keep your home thermostat no higher than 68 degrees
- Clean your furnace filter
- Install storm windows (or shut them if they are open)
- Close your curtains, drapes and shades at night
- Use direct sunlight to heat the rooms during the daytime
- Vampire electronics! Unplug unused electronics
- Shut the chimney flue when not in use
- Remove air conditioning units from windows
- Set hot water tank temperature settings at 120 degrees, no higher
- Learn to wash clothes in cold water (brr!)

These tips are courtesy of National Grid which is one of our RI energy providers. For more energy in action hot tips go to www.nationalgridus.com. Electric savings here adds up to savings for our environment also.

If you know of homeowners in a financial crisis and can not pay their energy bill and are not eligible for the Low Income Home Energy Assistance Program (LIHEAP), the Rhode Island Good Neighbor Energy Fund may help them. A maximum grant is $400 once per heating season per family. Call 401.831.1119 for more information today. Reach out and be a resource for a neighbor too. Ten Easy Ways to Save on Energy Costs.

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Ginny Lacey Gorman is a North Kingstown Realtor who works and knows the North Kingstown RI geographic area of homes for sale, schools, happenings, important tidbits of information and businesses well. Waterfront, water view, ocean front, luxury and coastal RI real estate are her specialty, so call Ginny for your buying and selling home needs. As North Kingstown short sale agents, she and her team helps clients navigate successfully the rough short sale waters throughout RI, contact Ginny if you are having trouble paying your mortgage. When you are in need of an internet savvy RI realtor® who sells homes in this real estate market, call Ginny today at 401.529.7849.

North Kingstown RI Events - Coastal Growers Farmers Market- Support Local Business.  Every Saturday this is the main event inside at the Lafayette Mill on Ten Rod Road (Rte. 102) just a mile outside of Wickford Village in North Kingstown.  The winter hours are from 10 am to 1 pm (closed 12.24.11).  Here you will find a bountiful winters farmers market of vegetables, fruits, meats, cheeses, bakery items, freshly grilled pizza and more from local RI businesses.  Parking is easy and is located right behind the building. 

I met some real estate clients here on Saturday and it is a fun way to share the local venues with newbies to the area.  In fact I try to do this with most people I know because it really has such a great karma about it.  The Coastal Growers Farmers Market business vendors are wonderful and sharing and you just want to make sure they thrive here.  So this is a great local place to buy local items and have a chance to sit, chat, enjoy live music as well as support a farmers market.

The Coastal Growers Farmers Market relocates in May every year to Casey Farm on Boston Neck Road in North Kingstown as a wonderful hosting venue on a historic working farm preserve.

Make a note for a Special Holiday Market on 12.22.11 from 3-7 pm for the Coastal Growers Farmers Market!

Every Saturday enjoy the fine  goods from your local entrepreneurs...take a seat inside and savor the moments here.  If you are so inclined to discuss the sale of your home or real estate happenings with the local home town expert, please give me a call at 401.529.7849.  Bring your friends and family on Saturdays to North Kingstown RI Events - Coastal Growers Farmers Market- Support Local Business.

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Ginny Lacey Gorman is a North Kingstown Realtor who works and knows the North Kingstown RI geographic area of homes for sale, schools, happenings, important tidbits of information and  businesses well.  Waterfront, water view, ocean front, luxury and coastal RI real estate are her specialty, so call Ginny for your buying and selling home needs. As North Kingstown short sale agents, she and her team helps clients navigate successfully the rough short sale waters throughout RI, contact Ginny if you are having trouble paying your mortgage.  When you are in need of an internet savvy RI realtor® who sells homes in this real estate market, call Ginny today at 401.529.7849.

Sunlight, sun bright first star I see tonight. Over my fence and through the trees there was no grandma's house to go to this evening but look what captured my camera. In all its fall beauty, the setting sun with this mild RI weather just shoots up this incredible sky full color palette for all to view. Catch it while you can because the December skies are coming right at us.

Now I wait for the clear deep blue skies of tonight to roll in very quickly. No paintbrushes needed. No RI real estate for sale here...isn't it nice to have something free. Sunlight, sun bright first star I see tonight.

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Ginny Lacey Gorman is a North Kingstown Realtor who works and knows the North Kingstown RI geographic area of homes for sale, schools, happenings, important tidbits of information and businesses well. Waterfront, water view, ocean front, luxury and coastal RI real estate are her specialty, so call Ginny for your buying and selling home needs. As North Kingstown short sale agents, she and her team helps clients navigate successfully the rough short sale waters throughout RI, contact Ginny if you are having trouble paying your mortgage. When you are in need of an internet savvy RI realtor® who sells homes in this real estate market, call Ginny today at 401.529.7849.

Wickford Village RI- Festival of Lights.

Step back in time and see what an old fashion Christmas is like with the white lights twinkling and decorating this waterfront Wickford Village

Festival of Lights- Waterfront Wickford RI- December 1-4

in North Kingstown RI December 1-4. Sponsored every year by the Wickford Village Association. Balsam decorations shower the streets filled with shoppers, carolers and lights.

Wickford Village within North Kingstown is a Nantucket like waterfront hamletwith a great coastline on Narragansett Bay with spectacular views, marinas to enjoy and quaint and unique shops that offer splendid buys for all visitors and locals.

Holiday local shopping at its finest as it used to be – with the personal service from local Wickford RI shop owners that demonstrates care to customers that lets you know that shopping local is what energizes all local communities. Plus remember today November 26 is ‘shop local’ day all around the country. So do come out and support the wonderful local businesses here.

Festival of Lights begins on Thursday – December 1st at 6 p.m. with the lighting of the town tree and visit from Santa in Updike Park in the center of Wickford RI. What a weekend of festivities is in store for all

Wickford Village RI- Festival of Lights- Shop Local

waterfront Wickford Village shoppers and buyers.

December 2nd-
5:30 p.m. Santa arrives by boat to the Town dock.
6:00 p.m. Hayrides beginning at the Town dock parking lot ( $2 a person)
6:00 p.m. on Live Nativity at St. Paul’s Church, North Kingstown Community Carolers in Updike Park and the Lafayette Bank performs at the First Baptist Church on Main Street.

December 3rd-
8:00-11:00 a.m. Santa arrives at First Baptist Church on Main Street for Breakfast with all ($10/adult & $5/child under 13)
12:30 p.m. Santa arrives at the Town Dock
1:00-4:00 p.m. Hayrides with Santa throughout the village beginning at the Town Dock ($2/person)
7:00 p.m. North Kingstown Community Chorus and Youth Chorus “Winter Concert” at North Kingstown High School.

December 4th-
12:30 p.m. Santa arrives at the Town Dock
1:00-4:00 p.m. Hayrides with Santa throughout the village beginning at the Town Dock ($2/person)
3:00 p.m. North Kingstown Community Chorus and Youth Chorus “Winter Concert” at the North Kingstown High School.

Most shops are open until 9 p.m. so do not miss the waterfront Wickford RI experience before Christmas. I will be there supporting local business owners and enjoying the entertainment. Wickford Village RI- Festival of Lights.

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Ginny Lacey Gorman is a North Kingstown Realtor who works and knows the North Kingstown RI geographic area of homes for sale, schools, happenings, important tidbits of information and businesses well. Waterfront, water view, ocean front, luxury and coastal RI real estate are her specialty, so call Ginny for your buying and selling home needs. As North Kingstown short sale agents, she and her team helps clients navigate successfully the rough short sale waters throughout RI, contact Ginny if you are having trouble paying your mortgage. When you are in need of an internet savvy RI realtor® who sells homes in this real estate market, call Ginny today at 401.529.7849.

Selling Your Home as a Short Sale- Where do You Start?

I am asked this question as a North Kingstown short sale agent via email or phone calls a couple of times a week so I thought I would share some basic steps to take to move forward and start the short sale process. As potential sellers it is important to have your financial information in order so you are ready to go when you speak with a short sale agent. GOOGLE short sale agents in your area and talk to them about your financial circumstances with your home.

Be prepared to address how much you owe on your mortgage (is it one or two loans?), who the banks are that hold your mortgage, what is your hardship(s), do you have a hardship and be in the frame of mind that you (both of you if married or going through divorce) are committed to the short sale process.

Meet with the short sale agent to get a current market analysis on your home. If your home is worth less than what you owe on your mortgage, you are considered to be underwater on your home to be a short sale. Next, interview the short sale agent to ensure they have the experience level and the legal team to know and successfully complete the process of a short sale. You want a short sale agent that is going to:

1) price the home to sell (below market value)
2) market the home to the fullest extent with all the positive attributes your home has going for it (internet, video, slide shows, virtual tours, etc.)
3) motivate you to have your short sale paperwork ready to go and submitted to the bank before the house is even on the market
4) respond to buyers immediately to show your property in order to get a purchase and sales agreement together to submit to the bank

A responsible North Kingstown short sale agent will want to look at all your financial information, home value and your hardship situation before giving you the right assessment. Your lender will benefit more from your short sale than a foreclosure. So the next step is to put the home on the market with your short sale agent. Getting that offer from a buyer will start the short sale process moving. The short sale process can take as little as 1 month (it does happen) to 3+months (on average) to receive a short sale approval letter.

As a North Kingstown short sale agent, I have an extensive real estate network of experienced short sale agents throughout the country that can assist you in the process in any state. As well if you need help with the sale of a RI property, please contact me, Ginny Lacey Gorman at 401.529.7849.

The right first step to start this process is making contact with a knowledgeable short sale agent and their team that can work with you and for you. Selling Your Home as a Short Sale - Where do you Start?

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Ginny Lacey Gorman is a North Kingstown Realtor who works and knows the North Kingstown RI geographic area of homes for sale, schools, happenings, important tidbits of information and businesses well. Waterfront, water view, ocean front, luxury and coastal RI real estate are her specialty, so call Ginny for your buying and selling home needs. As North Kingstown short sale agents, she and her team helps clients navigate successfully the rough short sale waters throughout RI, contact Ginny if you are having trouble paying your mortgage. When you are in need of an internet savvy RI realtor® who sells homes in this real estate market, call Ginny today at 401.529.7849.