Charleston AFB, SC

$1240 / 3br - Beautiful Home_3/2.5 - Cul de Sac_Like New_ Boeing Handy_4.9% Bank_Live Oaks This is a Private Cul-De-Sac Community of 6 Homes!!
LOOK: 30 Seconds to Junction 526/No. Rhett & I-26
Just 3 Minutes to the New Boeing Facility.
Only 2 Miles to the Charleston Air Force Base.
* FIVE MINUTES TO THE NAVAL WEAPONS STATION.

+++ $8K First Time Home Buyers Tax Credit Available +++
** If you want a BRAND NEW maintenance-free home, contact us today.
OUR HOMES GO VERY QUICKLY. THIS ONE WILL GO FAST! ACT NOW!
http://www.schomesellers.com/31916

** SHOWN BY APPOINTMENT ONLY **
* Apply Right Here on Our VIP Preliminary Buyers List At:
http://www.SCHomeSellers.com/BuyAHome.cfm

• Location: Live Oaks SubDivision
• charleston County _Dorchester County_Berkeley County

Some sales are easier than others, say that 3 times fast, because it is the truth!

Problems can arise from:

Pricing, Negotiating, Home Inspections, Appraisals, Possibly Re-Negotiating, Lender Issues, Mad Clients, Hard to work with Agents, Time being of the essence, Title Searches, Loan Payoffs, Certified Funds, Wire Transfers, Power of Attorneys, etc...

Make sure you have a top notch Realtor with you each step of the way!

Sometimes I just wanna take bow at the end of a closing!

Military Relocation to Charleston AFB, Charleston, SC

Congratulations on receiving word that you will be relocating to Charleston AFB, Charleston, SC.

I can't think of a better place for you to relocate. You will love the Charleston AFB and the living in the Chaleston area. Charleston is known as the Holy City, and offers a historic district filled with antebellum mansions, the plantations that date back to the early days of this country, and the ultimate in coastal living lifestyle. Charleston offers beaches and waterways with year round fishing and boating activities.

The Charleston AFB is located on Dorchester Rd in the city of North Charleston.

Would you like to learn more about your housing options while being stationed at the Charleston AFB ? You are just a click away from viewing your housing options in the Charleston AFB metro area.

Helpful information for relocating to Charleston AFB:

• Interactive map of Charleston area
• Real Estate listings In Charleston area by subdvisions
• Info on the home buying process
• Info on getting a VA mortgage or home loan
• Create you own home search - Homes for sale and rental properties

Hope you are looking forward to your relocating to Charleston AFB !

I would be happy to help you locate the perfect piece of Charleston Real Estate.

Things to do in Charleston for FREE

Military Relocation to Charleston AFB, Charleston, SC

As a veteran of the U.S. Air Force. I think one of the best things that has happened in the last 65 years since World War II has been the evolutionary mindset of the American policy makers towards military veterans. In 1944 the Serviceman's Readjustment Act the Veteran's Administration (VA) was authorized to guarantee (insure) home, farm, and business loans for it's American military veterans. Contrast this with the Bonus Army protests of 1932 and it is obvious the strides we have made. The Serviceman's Readjustment Act has gone through some revisions over the years to make it more inclusive, but overall it allows qualified military veterans to get a home loan with no money down.

The VA neither builds homes nor lends money. The VA guarantees loans as a benefit to the veteran on owner occupied one-to-four family dwellings, mobile homes and lots. Loans are guaranteed when the borrower pays a funding fee. The following are important concerning VA loans:

1. Certificate of Eligibility - The veteran must get a certificate from the Veterans Administration indicating that he/she is eligible for the loan.
2. Maximum Loan - The veteran can get a 100% loan on up to $417,000 in South Carolina for a single family home. Click here for more information on loan limits per state and area.
3. Appraisal - An approved licensed VA appraiser must appraise the property. In addition the VA appraiser will also inspect the property to insure it meets minimum standards, much like a FHA loan.
   
4. Use - there is an unlimited amount of times that this benefit may be used by a qualified veteran, but it can only be used one at a time. This means if a veteran uses the benefit to purchase a home, then over time decides to rent the house, the veteran can't utilize the VA home loan again until the house is sold. The only exception to this is under the rule of assumption (see below).
5. Assumption- Non-veterans can assume VA loans, but the veteran's eligibility will be tied up in that home until the home is paid off. If a veteran can find another veteran to assume his/her loan and the veteran-purchaser will substitute his/her eligibility for the original veteran's entitlement, then the original veteran can have his/her eligibility reinstated.
6. Prepayment Penalties - prepayment penalties are illegal on VA loans.

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Bill H.R. 5981 passes - FHA Mortgages to increase it's annual mortgage insurance premium

Real Estate Closing Definitions - Part 1, A-E

Is Now the Right Time?

The Military Homeowners Assistance Program has been expanded to help members who have been ordered to Permanently Change Stations (PCS). The military loves to abbreviate everything so the program is affectionately known as HAP. I was in a class yesterday given by one of the directors at the Savannah HAP Field Office. Here is the information he relayed to us.

HAP was initially designed in 1966 to provide monetary relief to service members (including Coast Guard) and federal employees who suffer financial loss on the sale of their home (primary residence) due to base closure or realignment. In 2009 Congress passed the American Recovery & Reinvestment Act (ARRA) which expanded HAP to service members with permanent reassignment orders. The following are the eligibility requirements:

Eligibility Requirements

1. Active Duty military personnel only.
2. PCS orders dated 1 Feb 2006 thru 30 Sep 2010 (subject to funds availability).
3. Must have purchased home prior to 1 Jul 2006, and sold home after 1 Jul 2006.
4. County and City home values must have declined at least 10%.
5. Individual home value must have declined at least 10%.
6. Members can only receive benefits from this program once.
7. Property is/was member's primary residence.
8. Member orders must move them at least 50 miles (duty station and home).
9. Member must have been in the military prior to purchasing the home.
10. Retiring personnel - only mandatory retirements eligible.

Note - HAP will not reimburse or pay-off second mortgages, including equity lines of credit, unless obtained when the home was purchased, or funds were used to improve the home.

Private Sale Reimbursement Calculations:

90% of original purchase price - sales price + closing costs (including Realtor fees).

Example:

• Purchase Price of $200K X 90% = $180K
• Applicant sells house for - - $150K (mortgage paid at 150K)
  
• $30K
• Closing Costs (7% of sales price) $10,500
• Total = $40,500

On very rare occasions the government may employ the government acquisition program. This occurs only after you were not able to sell your home within 120 days and it must be approved by military headquarters at the Army Corp of Engineers (HQUSACE) in Washington DC. If approved the applicant may be eligible to receive the greater of 1) 75% of the purchase price, or 2) Mortgage payoff.

For more information visit the HAP Website, or contact Michael Johnson at 843-817-5299.

Other Blogs:

Charleston Air Force Base History

Liberty Hall Plantation, Goose Creek SC

The Elms Plantation

Goose Creek Real Estate

Crowfield Plantation Goose Creek SC