About Dorchester County, SC

Deal of the week! No Qualifying - No Credit Check - Move in this week!

5 bedroom, 3 bath, computer room, laundry room, Approx. 2100 + square ft; large fenced back yard; two car garage.

This home is in move in condition. I am offering this home as rent or Rent-To-Own.Flexible with down payment, monthly payment, and terms. Call 1-888-461-8070

Gift cards have been around for a long time and many of us like giving them as gifts, especially around the holidays. BE CAREFUL with it this year! Many stores will be closing in 2009 and your gifts may become WORTHLESS pieces of plastic.

A technique called "Bankruptcy Planning" incorporates the selling of gift cards as a strategic business move for companies that are having financial issues. They sell the gift cards, yet later on, many of them will not honor the very gift cards they sold mere weeks prior.

It is all perfectly legal and the consumer has no recourse. The following stores MAY present this problem with their gift cards:

Circuit City (filed Chapter 11)

Ann Taylor 117 stores nationwide closing;

Lane Bryant, Fashion Bug, and Catherine's to close 150 stores nationwide;

Eddie Bauer to close stores27 stores and more after January;

Cache will close all stores;

Talbots closing down specialty stores;

J. Jill closing all stores (owned by Talbots);

Pacific Sunwear (also owned by Talbots);

GAP closing 85 stores;

Footlocker closing 140 stores, more to close after January;

Wickes Furniture closing down;

Levitz closing down remaining stores;

Bombay closing remaining stores;

Zales closing down 82 stores and 105 after January;

Whitehall closing all stores;

Piercing Pagoda closing all stores;

Disney closing 98 stores and will close more after January.

Home Depot closing 15 stores, 1 in NJ (New Brunswick);

Macys to close 9 stores after January;

Linens and Things closing all stores;

Movie Galley closing all stores;

Pep Boys Closing 33 stores;

Sprint/Nextel closing 133 stores;

JC Penney closing a number of stores after January;

Ethan Allen] closing down 12 stores.

Wilson Leather closing down all stores

Sharper Image closing down all stores

K B Toys closing 356 stores

Loews to close down some stores

Dillard's to close some stores

Myrtle Beach Real Estate by Mirela Monte Join The Optimist Group!

11-21-08: Today's Mortgage rates Per Julia Chism at Residential Mortgage.... Looks GOOD TO ME ! What do you think ???

Conventional 30yr @5.875%,Conventional 15 yr @5.625%,Mobile homes 30yr @6.5%,FHA/VA 30yr @6%,Rural Housing 30yr @6.5%,Jumbo 7.75%

The last time that Odell Barnes was interviewed he had over 400 would-be homeowners from all over the United States send hime their contact info in hopes that he would finance a home for them.

When "Nightline" first met Odell Barnes, the man known to some as the Foreclosure King, he was on his cell phone constantly, buying foreclosed homes by the dozens from his front porch in South Carolina. (ABC News)A year later, he's still answering the phone, but he's off his porch and in Detroit.

"It's too big for me," he said of the current housing crisis. "One thousand houses a week? It outgrows you." Sitting on another front porch - this time at a burned-out house in Detroit - Barnes has plunged face first into the nation's housing crisis. He's always bought houses in bulk from banks, but what's changed is that, in the last year, mortgage insurer Fannie Mae has begun dumping foreclosed houses on him. The original owners are gone and Fannie Mae and the banks can't sell any other way.

http://abcnews.go.com/Business/story?id=6249208&page=1

http://bestcelebscoop.com/foreclosure-king-odell-barnes-says-the-best-thing-for-distressed-neighborhoods

Jacquelyn Miranda Wallace

Born: November 20, 1976 Died: November 21st, 1997

As most proud fathers, there are so many wonderful things that I would love to share with you about my daughter, Randy...

but instead,... I would just humbly ask that you light a small candle in her memory.

She would like that.