About Greenwood County, SC

Greenwood SC Realtor Says "Moving May Not Mean The Same Thing To Everyone"

Are you nearing retirement? Do you have a concrete plan as to how you will live? Where you will live? Many people have all of this worked out at least in their minds but there are also many who live in the day and haven't put much thought into their tomorrows. In the volatile economy we live in it is not wise to take the future for granted. We saw many people who had made their plans, saved and invested in their tomorrow left dumbfounded as they lost it all or most of it all. We are living in a time when nothing is secure. It's time to execute a plan with a safety net. A way to make sure your money lasts for a lifetime. You have to work within the confines of your budget now and then.

1. Get rid of all your debt and stay out of debt, now is the time to clear the books while you have the income to do that.

2. Concentrate on paying off your home, you want to own it outright by the time you retire if at all possible. Or sell your home and downsize. Do you really need the big home you own now? The equity in your home can pay for a smaller more modest home and may even allow you to put any extra money to work for you.

3. Build a budget that will allow for the most savings.

4. Control your spending habits learn to make do on less and conserve what you have. Now is the time to change your ways.

5. Invest wisely and diversify.Some into money you will need in the next few years, money you won't need for say the 15 yrs. Watch the market as a whole not just in individual companies invest some money for the long term be aware that those investments will rise and fall. There is no 100% risk free investment but you can, with sound advice end up with a nice nest egg for retirement.

6. Keep your job s long as possible or if you have already retired get a job every extra money you earn improves your benefits.

7 Don't fall for the reverse mortgage pitch. If you need to do a reverse mortgage put it off until all the rest of your income sources are exhausted and then look into it.

8.Should you consider moving in with your children or have your working, self sufficient children move in with you, extended families can be so much help each other. Your children might love to have help at home with children, housework, cooking, and other activities that you would have the time to do and would love to do and they in turn can help you.

Solutions come with every challenge we face in life and understanding that change is constant you can roll with them if you will be open to thinking out of the box and changing along with your circumstances.

Happy Easter from Romeo, Oliver and Beau in Greenwood SC

Beau

Romeo Oliver

Lake Greenwood Welcomes The Southern Crappie Tournament April 2nd & 3rd come out and support the contestants who have pre-qualified during the season's regular events. It is considered to be the "Super Bowl" of The Southeastern Crappie Fishing Tournaments. The public is invited to the weigh in being held at Charlie B's from 3 to 4 pm each day. Quality Bait will be selling the minnows which will used in the tournament at Charlie B' s also starting Wednesday 3/31 - Saturday 4/3/010 Over $25,000 in cash and prizes are to be awarded for the two day even.Spectators will also be able to win prizes.

Some of the events sponsors are Charlie B’s, B’n’M Poles,Board Branch Woodworks,Center For Prosthetics, Greenwood Regional Tourism & Visitors Bureau,Humminbird, MinnKota,, Southern Crappie Rods, & Wally Marshall

A first time event this year "Southern Crappie Kids" is hosting a children's tournament on Saturday at the Star Fort Revolutionary Pond in Ninety Six SC on Kinard Rd right off of Hwy 246 S April 3rd from 9:00 AM to 1:00 AM awards and prizes will also be awarded winners of this tournament. Registration is from 8:00 AM to 8:45 Bait for this event will be supplies by Quality Bait also. Thanks go out to the following sponsors for the children's event Greenwood Regional Tourism & Visitors Bureau, Town of Ninety Six, Charlie B’s and many more. SCTT says it hopes to make Lake Greenwood an annual stop for these events in the coming years.

Lake Greenwood is known to be one of the best fishing lakes in the Southeast for Bass, Stripers Crappie, Brem, & Catfish

Dear Homeowner You Know When You're In Trouble With Your Mortgage sooner than anyone else. Contacting your lender before it gets out of hand can get you back on track in many cases, there are usually remedies for short term difficulty, they don't want your home back. On the other hand if you know that your circumstances have changed long term and that there is no short remedy that is going to allow you to make the payments then hanging on to the last minute and having the lender take action is not smart. Coming to grips with the situation you are in and making a decision to change your lifestyle to fit your present situation is pro-active.

You can make the decision can lift the burden off so you can regroup and move forward in peace. Make the decision swiftly, interview Realtors, pick the best one for your area and put your home on the market and get it sold! Making plans for your next move will be based on your bottom line, it may be that you will need to rent or maybe move in with a relative for awhile, whatever will work for you until your situation changes. Time changes everything and in time, with wise choices you can get back on track. Remember the decision you make to regroup instead of waiting for the ax to fall will make the difference as to how long it will take to get back on track, and possibly saving your credit. Taking the burden off will allow you to think more clearly and you will be able to take charge of your life and move forward unencumbered.

The hardest decision to make is the decision to make the change needed, once you have made up your mind to do what it takes, the rest will fall into place. There is no substitute for peace of mind and taking control of your destiny rather than letting destiny take control of you is priceless.

No one wants to have to go backward but sometimes backward is the only direction you can go in order to go forward. Remember this is not a forever situation it is a now situation and you can make the journey easier with the right frame of mind.

Greenwood SC 10 Good Reasons Why You Wouldn't Want To Move Here

1. You might not want to move to Greenwood if you enjoy the adrenal rush of traffic jams
2. You like a place with a nightclub on every corner and lots of the nightlife activities
   
3. You like big cities, high rises and crowded streets and tons of shopping malls not unique one of a kind shops and flea markets
4. You don't like lots of trees and acres an acres of undeveloped land
5. You don't want to know who your neighbors are and don't want them to know who you are either.
   
6. You can check "none of the above to outdoor activities like camping,boating,fishing, horseback riding,golf,biking, water sports, hiking and street festivals
7. You don't like towns that make a big deal of it's history, You live in the now and don't have a need to know what was.
8. You like one season and that is either Winter or Summer but not all four.
9. You want to be within a few minutes of the ocean

10.Last but not least you want a resort feel you would be bored in a small town, in a rural area off the beaten path where the living is slow and easy.

If none of these describe you you might just love living in the Greenwood SC area. I would love to show you around sometime! Call me Sally Morris 864-538-0044