Rock Hill, SC

How about a Streamlined “k” to save the day?

I hear horror stories about home values continuing to drop in many areas. So you have a deal and it is going through the process. There isn’t very much wrong with the home maybe a broken window or two, or dated or stained carpeting, but the seller is okay with you buying it “as is” and they have reduced the price a little to compensate you for the damages. The appraisal comes in 3-5% low and the deal, all of a sudden, is on the verge of collapse. The seller isn’t going to come down any more. Well, this may be a candidate for the Streamlined k program.

Include the repairs and the appraiser may actually increase the value estimate based on those repairs. It really doesn’t matter in this example case as with the use of the 203k loan program, either the Full or Streamlined and you get to go up to 110% of the appraised value on a purchase and get a loan in place with the repairs up to 110% of the appraised value.

I know I said it twice, I want to be sure you heard it. In this scenario the deal is still a deal. There is no lower limit on the repair costs but many lenders require a $2,000 (about the cost to replace the carpet and that window glass) and some require a $5,000 minimum even for the Streamlined k. Know your lender’s criteria. We do and that is why we are 203k Consultants.

A 203k consultant can take you to the lender you need, they can recommend contractors, they can do a lot to keep your project on track. As you consultant & EEM facilitator we can recommend HERS and BPI raters & include their work into the 203k loan program.

Alrighty then, you are only looking for a "Deal" on ROCK HILL BANK OWNED HOMES. You don't want a Realtor yet, you just want to search ROCK HILL SC BANK OWNED FORECLOSURES eh? Then, search all ROCK HILL HOMES FOR SALE here. Our Rock Hill Homes Search will WOW you when it comes to finding the best deals in Rock Hill. Once you are ready to talk real estate, I'll be able to provide you with the highest level or service possible and help you find and aquire one of these great deals on ROCK HILL BANK OWNED HOMES

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.. ok my fingers hurt now....

Featured Neighborhood: Stoneridge Lakes Home & Real Estate For Sale

Stoneridge Lakes Home Search

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Charlotte NC Home Search

When you are ready to look at homes (or have one to sell) in Stoneridge Lakes of Rock Hill SC give me a call. I would love the opportunity to earn your business! Wendy at 704.604.6115.

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Copyright 2011 by Wendy Richards, All Rights Reserved, "Rock Hill SC Home Update - Featured Neighborhood: Stoneridge Lakes Home & Real Estate For Sale"
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Featured Neighborhood: Chapel Gate Home & Real Estate For Sale

Chapel Gate Home Search

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Charlotte NC Home Search

When you are ready to look at homes (or have one to sell) in Chapel Gate of Rock Hill SC give me a call. I would love the opportunity to earn your business! Wendy at 704.604.6115.

View Chapel Gate Neighborhood in Rock Hill SC in a larger map

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Copyright 2011 by Wendy Richards, All Rights Reserved, "Rock Hill SC Home Update - Featured Neighborhood: Chapel Gate Home & Real Estate For Sale"
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