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NO BANK! 3 & 4 Br Rent to Own-Rental-For Sale-WholeSale Homes_Charleston - Summerville - Moncks Corner-West Ashley - Goose Creek - Mt Pleasant.

E. Steve Banis, Jr.: Real Estate - Other in Charleston, SC

3 & 4 Br Rent to Own-Rental-For Sale-WholeSale Homes_Charleston - Summerville - Moncks Corner-West Ashley - Goose Creek - Mt Pleasant.

SEE ALL AT: http://www.SCHomeSellers.com/available-properties/


UPDATE SEE YOUR *VIP* BUYERS LIST
to Visit These Homes Today:
http://www.SCHomeSellers.com/BuyAHome.cfm


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Recorded Information Message:
All Inquiries Replied to
843-883-3934
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God Bless.
All The Very Best,

E. Steve Banis, Jr.
Registered Agent
South Carolina Homes, Inc.
Charleston, SC

Charleston, SC:
The Holy City By The Sea

THE HOME OF THE FREE AND THE BRAVE

We Buy Houses
We Sell Houses
Investors? Check out our WholeSale Properties:

INVEST: http://www.SCWholesaleRealEstate.com


PLEASE Join Us On FaceBook:
To buy your next home: SCHome Sellers. on Facebook
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Less than 5 Miles to Parris Island, Charming Home in Beaufort SC

Cherimie Crane, www.BeaufortTime.com: Real Estate Agent in Beaufort, SC
cherimie | Ballenger Realty | (843) 812-2090
16 Carolina Village Cir, Beaufort, SC
Less than 5 Minutes to Parris Island Beaufort SC
3BR/2BA Single Family House
offered at $215,000
Year Built 2009
Sq Footage 1,550
Bedrooms 3
Bathrooms 2 full, 0 partial
Floors 1
Parking 2 Car garage
Lot Size 5,662 sqft
HOA/Maint $0 per month

DESCRIPTION

Seller Pays $4000 in closing costs!!!We love this house! Maybe it is the ALL WOOD floors, the gorgeous fixtures, the granite countertops, the mocha cabinets, the perfect-for-entertaining IPOD stero system in EVERY room including the garage, or possibly the gorgeous live oaks that frame this precious community! There is so much to love about this home!

3 Bedrooms, 2 bath, 2 Car garage home in lovely Carolina Village. Just 5 minutes to Parris Island. Privacy fenced in back yard, hardi-plank exterior, garage has surround sound ipod system and the entire home is stylishly appointed.

We have always loved Carolina Village, but this home certainly stands out! It has been maintained with care and less than 3 years old this home is simply precious!

see additional photos below
PROPERTY FEATURES

- Central A/C - Central heat - High/Vaulted ceiling
- Walk-in closet - Hardwood floor - Tile floor
- Dishwasher - Refrigerator - Stove/Oven
- Microwave - Granite countertop - Attic
- Balcony, Deck, or Patio - Yard

OTHER SPECIAL FEATURES

- IPOD Stereo Surround Sound Throughout Home
- Irrigation System
- Privacy Fence
- Less than 5 miles to Parris Island

ADDITIONAL PHOTOS


Charming Exterior

All Hardwood Floors

Spacious Master

Granite Countertops
Contact info:
cherimie
Ballenger Realty
(843) 812-2090
For sale by agent/broker

Equal Opportunity Housing
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Posted: Mar 3, 2012, 6:02am PST

Learn How A Short Sale Can Help You Avoid Foreclosure

Sheila Newton Team~Anderson & Greenville SC Real Estate/ Foreclosures/Short Sales: Real Estate Agent in Anderson, SC
Feeling like there is no other option but foreclosure can be an overwhelming experience. Know that you are not alone. Thousands of homeowners in the Upstate of South Carolina are facing the same challenges as you every single day. Now more than ever before there are solutions.
You need help, guidance, and someone who understands the difficult choices you are facing about your home, your family, and your life. Quite often a homeowner facing a foreclosure thinks they have to go through the process alone, forced into a daunting situation caused by unforeseen circumstances beyond their control. Facing damage to your credit, and the possibility of not being able to purchase another home for 10 years can be a tough future to face, but by tapping into the expertise of a knowledgeable real estate agent, there are options available for you and you've come to the right place.
We provide you with information about how to avoid a foreclosure, explain the effects it can have on you and your family, and offer other options that may be available to you. This includes a short sale, and we can help you determine if you qualify.
Specializing in helping homeowners use a short sale to avoid home foreclosure in the Anderson and Greenville Counties, South Carolina real estate market.

Behind On Your Mortgage? You May Qualify For A HAFA Short Sale

Sheila Newton Team~Anderson & Greenville SC Real Estate/ Foreclosures/Short Sales: Real Estate Agent in Anderson, SC

What Is HAFA? Do You Qualify For A HAFA Short Sale?

I'm sure you have all heard of HAFA, but do you know what it is? Hafa, or the Home Affordable Foreclosure Alternatives Program is a government sponsored initiative to aid eligible homeowners by pre-approving short sales before listing and releasing them from future liability of mortgage debt.

HAFA was launched April 5, 2010 and pertains to 1st lien Non-GSE mortgages ( loans owned or guaranteed by Fannie Mae or Freddie Mac do not qualify under HAFA in it’s current state ). HAFA provides financial incentives for borrowers, servicers and investors and uses standardized processes, documents and timeframes to quickly and effectively implement a short sale or deed-in-lieu.

Investors waive the right to seek deficiency judgments, absolving the borrower of all mortgage debt and HAFA caps the claims of subordinate lien holders, minimizing the largest stumbling block to the short sale process.

Most homeowners facing financial hardship are eligible for a HAFA. As a rule, if a homeowner is eligible for HAMP but cannot pay the mortgage, then he or she is eligible for an assisted short sale through HAFA.

Think you qualify for a HAFA short sale? Call us today and we, as your real estate agents, can request a HAFA short sale on your behalf and help you through the process.






For a loan to qualify, it must meet the following criteria:

• The property is the borrower's principal residence
• The mortgage loan is a first lien mortgage originated on or before January 1, 2009
• The mortgage is not owned or guaranteed by Fannie Mae or Freddie Mac
• The mortgage is delinquent or default is reasonably foreseeable
• The current unpaid principal balance is equal to or less than $729,750
• The borrower’s total monthly mortgage payment exceeds 31 percent of the borrower’s gross income.

Don't qualify with the above criteria but owe more on your home than it is currently worth? We may still be able to help you with a short sale... Call or email us today for a free consultation.


Egg Metaphors - Managing Your Pipeline

Greg & Paige Mitts: Real Estate Media in Quincy, IL
There are many good egg metaphors that apply to sales such as Don’t put all your eggs in one basket, Don’t count your chickens before they hatch, and of course, there’s the one about Killing the goose that laid the golden egg. Anyone one who owns a business needs to remember these important concepts.
At Vision Quest Virtual Tours, we specialize in photographing virtual tours for healthcare, hospitality and education. We have many eggs in many baskets!! This month, we were on track in March to have our biggest month of income ever. We are working with two beach vacation rental companies, several small businesses and we were scheduled to shoot three behavioral health programs. We are used to traveling thousands of miles per month to shoot all over the country but all of these were within a short distance from our home in Charleston. I was looking forward to a relaxed month for once!
It’s hard to stay motivated when I am looking at a full pipeline. There is the temptation to relax and think I’ve earned a break once I get the pipeline looking good. I have trained and supervised hundreds of sales people and I know that I am not alone in this tendency. I understand sales metrics such as closing ratios and a pipeline of projected business. I know that I have to make a certain number of calls to book a certain number of tours. I also understand that a certain percentage of the tours I book will cancel or reschedule for a variety of reasons. This is why it is of the utmost importance to have a very full pipeline and to have a variety of streams of income and NOT to slow down once the pipeline looks full! Or to use an egg metaphor - I know better than to count my chickens before they hatch.
The day we showed up to do our walk through for the first hospital, we found out that both the Chief Operating Officer and the Chief Executive Director had just resigned! Screeeeeeech to a halt on any new expenditures or projects - including our virtual tours. This is not the first time it’s happened to us - we were 5,000 miles into a 10,000 mile trip for a large hospital chain when the VP of Internet Marketing was let go with no notice and the CEO of that chain was let go shortly after that.
Luckily on the 10,000 mile trip we had been paid in advance and the hospitals were only 12 of the 53 tours we shot and this month, we have a full month of income even without the three programs. I will admit though that I have slacked off this month because I knew we had a big check on the way. I have seen other photographers have one real estate office as their main source of business...until that office found another source for their virtual tours and the photographer’s business dried up overnight! Not knowing the circumstances, I can’t say that the photographer killed the goose that laid the golden egg but I’ve seen people raise their prices too high or take their best customers for granted and in an instant, lose a huge portion of their income.
I wish I didn’t have to constantly juggle cold calls, blogging, following up with existing customers and helping Greg shoot tours. But even as I write that, I realize how silly that statement is. Juggling those things IS MY JOB. It would be like Greg wishing he didn’t have to always shoot tours, build them and send invoices. We own a virtual tour business -- that means we sell tours then we shoot tours then we sell some more tours. It doesn’t matter which came first, the chicken or the egg -- without one there would not be the other. No matter how many referrals we get or how much repeat business we get, renewing the pipeline is part of the process no matter how full your future looks!

Vision Quest Virtual Tours photographs high quality 360º virtual tours in Charleston, SC and Quincy, IL and everywhere in between. We specialize in vacation rental virtual tours and behavioral healthcare program virtual tours but our tours are a great tool for anyone looking for a way to show their business to their prospective clients. To learn more or to schedule a tour, visit us at www.VisionQuestVirtualTours.com or give us a call at (843) 410-4701 or (404) 863-9769.