About Chattanooga's Ooltewah & Collegedale

If you are going to sell your present home or buy your first home, the market conditions will play a crucial role in determining the asking price and or offering price. Market conditions change constantly, so it is important that you get solid advice from a professional who is familiar with your specific area.

A good real estate agent will know how houses in your area are selling, as well as the other factors that may influence the sale. Nearby commercial developments such as the new VW plant, which may create congestion and noise, may also mean a greater demand for housing from people who will be working in the new office buildings and or new manufacturing facilities. A new road expansion that cuts commuting time could make your home more valuable but highways close by can be an issue with the price. The economic conditions have a strong impact on the real estate market. Real estate professionals can help you consider all of the issues and assist you in setting a fair price for your home.

Currently our market here in the TN Valley has dipped seasonally down just under what the market was this same time period last year. In general the country has been seeing a buyer's market for most of the year. A buyers market exist when there are more sellers than buyers and or when sellers aggressively compete for buyers by offering incentives such as lower prices, and or paying closing cost. But here in the TN Valley our market has been mixed and this is when a professional real estate agent can really make a difference for you. You can have a buyer's market in one price range or in one niche area and in the adjoining niche area or community a full blown seller's market can exists side by side. A sellers market exists when you have more sellers than buyers and or when sellers place their homes for sale for economic gain rather than because they have to! This condition will soon exists maybe starting fall of 2010 as VW plant employs begin to move into the area. A real estate professional can guide you thru this confusing maze of price, and location, mapping out for you where the best deals are and why you should pay more or why you should offer less for the same home in different locations.

We have two events taking place here in the TN Valley right now side by side! Event one a seller's market! If you are a seller and or a buyer in the first time buyers market it is critical that you have your home for sale NOW and if you are buying it is critical that you make your best offer NOW! as the $8000 dollar tax credit for first time buyers will soon be gone forever! This condition makes the value for homes under $150,000 and more specifically under $130,000 slightly into the seller's market, and yes buyers you will pay slightly higher than you would normally have to pay but already our inventory for houses in this price range has been so reduced that it is difficult to find a home for existing buyers. But the $8000 dollar tax credit should more than make up the little extra you forked over to the seller during this time. Event two is a buyer's market! If you're not in the first time home buyers category and you are not buying in the Ooltewah area near the VW plant then most likely you as a buyer have the upper edge advantage over the seller but you will not want to wait much longer as many sellers are holding off placing their property for sale due to winter months in hopes that spring and the VW plant will bring better offers and higher prices. I mentioned the Ooltewah area as an exclusion because it is not quite a buyer's market, nor is it a seller's market, it's at the cross roads right now of the two markets. I expect that it will stay more or less this way thru the winter with a seasonal winter time dip in sales but overall the expectation for Ooltewah area is that it will remain a more solid and sellers will not be so quick to reduce the price or take lower offers.

If you are buyer or a seller now is the time to seek out your favorite real estate agent for their expertise in the local market. An initial counseling session is always a great idea. If you are a buyer the agent can set down with you and review the process and help connect you with a lender that is best suited for your needs, that way when it's time to make your offer your ready to with confidence move forward. If you are a seller an agent can design a custom marketing plan and discuss preparing your house for the market so that it will be competitive with other comparable listings. Setting the price is always the hardest part of the listing process a real estate professional can offer advice on how to price your home to accomplish your goals and moving schedule.

Don't hesitate to call Me (Your Face Book Friend) to discuss your buying and or selling needs in today's complicated market. Consultation is free and with 24 years of experience its time well spent.

Darwin White

RE/MAX Properties

423-894-2900 or call me on my cell phone at 423-421-4111.

Chattanooga has over 10 Curves fitness centers for women that provide onsite trainers and anytime access to a full circuit training work out. Ladies can do a 30 minute session at their convenience, as often as they like. The recommended program is 3 times a week.

This week the Chattanooga Chamber of Commerce held ribbon cutting ceremonies for two Curves centers - Brainerd and Ooltewah.

The sessions give a full body work out for toning and aerobic exercise. Calorie burnoff can be as high as 500 for a 30 minute session. That is an amazing number of calories for 30 minutes.

The work out philosophy is to exercise a muscle group to exhaustion with a 30 second drill. The 30 second time stops short of the muscle break down that is important for building bulk, and gives the muscles tone and flexibility.



Chamber of Commerce ribbon cutting at Curves East Brainerd location.

Each 30 second drill is followed by a 90 second recovery period of jogging in place.

The Brainerd Curves location is under new ownership. Michael Reynolds took in July 2008 and has turned the center around.

In the photo the the right Patty Llewellyn is training a Curves member. Patty is a national trainer who came to help with the open houses.

The Brainerd Curves location is at 8644 East Brainerd Road in the Creek Plantation Village shopping center at the intersection of Morris Hill Rd and East Brainerd Rd, near Hurricane Creek subdivision.

Curves in Ooltewah ribbon cutting.

The Ooltewah Curves location is at 9203 Old Lee Highway, in the Bi-Lo shopping complex. During the ribbon cutting ceremony, several members came to run through their work out. Convenience is one of the best selling features of the Curves program.

Michael Reynolds is also owner of an award winning Great Clips franchise. I will post more on this later.

Congratulations to these two Curves centers. 

Richard Smith
American Acceptance Mortgage, Inc
Toll Free 888-474-9920 Cell 423-280-0345
Home financing in Tennessee, Georgia, and Alabama.
Experience matters when it is your home loan.

Congratulations to the Ooltewah Lady Owls and to the Soddy Daisy Lady Trojans for such successful years in highschool softball. Ooltewah is nationally ranked and headed to the state tournament. Soddy Daisy is focused on its 5th straight trip to the state championship game.

Soddy Daisy won the last two state titles, and lost in the state championship game the two previous years. My daughter played on the Red Bank team that won the state title 4 years ago.

The Chattanooga area is really a hot bed for girl's softball. UTC and Chattanooga State both have ranked collegiate teams.

GPS and Whitwell are also headed to the state tournaments for their classifications.

Good luck to all our teams.