Cunningham, TN

The terms of the contract is what will determine how much you will pay for your new home, when you will close and who will pay for what services.

Each area of the country has different normal terms for real estate deals. Some areas the Seller pays everything; other areas the Seller pay for nothing. The type of loan you are getting also determines who can pay for what and often restricts or limits what can be charged and who is paying.

This is where you need to do your homework and find out what is normal for your area. Why agree to pay for everything if the Seller is willing to pay some of the closing costs and your loan program will allow it.

Again, a For-Sale-By-Owner is trying to make the most possible from their investment; so normally they will not offer to pay for closing costs and/or repairs. But with the right negotiations you may end up with a Seller paying some or all of the closing costs.

I am not saying stay away from For-sale-by-owners but I am saying be cautious and make sure you have a professional on your side. Negotiate for your best home & deal... be a happy home owner!

Good Luck with your new home purchase...

if you have any questions feel free to contact

Brenda Tressler

Click here for answers to your home buying/selling/financing questions.

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Brenda Tressler

Loan Officer

Integrity Mortgage Services

(931) 206-1907 Cell

(931) 905-6900 Office

brenda@imsiloans.com

"Let me be your friend in Financing"

One thing I really miss about Florida is the roadside produce stands. But the other day I was riding along Madison St just down from my office and I noticed the sight of a roadside vegetable stand. Basically, a small table laden with okra, beans, strawberries and succulent tomatoes. But the southern hospitality here is in full bloom along with all of the beautiful flowers.

The vendor, Eddie, will ask you to sample the fresh strawberries, which is such a delight. He has a truck load of melons and other goodies. He has fresh corn and okra too. Stop by and see Eddie and tell him Janie Masterson sent you over for a taste test of those strawberries.

Eddie (a.k.a. E & D Produce) will have this little stand at the corner where Gateway Towing and Recovery sits (518 Madison). On weekends, Eddie shifts his stock to the Flea market at Fort Campbell Boulevard and Dover Road, across from Krogers. shop at Eddie's stand. For more information on E & D Produce call 931.627.2650.

If you know of any other stands please let me know. I love them.