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A recent article in Rutherford A.M. gave the citizens of Rutherford Co. an inside look at the candidates for the Murfreesboro City School Borad election that will take place on April 15, the candidates also have shared their views at two forums and other appearances on multiple educational issues.
Among the issues they've talked about include socioeconomic balance vs. neighborhood schools and public participation at board meetings vs. policies requiring personal issues to be dealt with by educators outside the public events.
Now it is time to take an indept look at each candidate:
Name:Susan Andrews
Address:910 Hazelwood St., Murfreesboro, TN 37130
Phone:615-896-9323
Education:AttendedPercy Priest Elementary and Parmer Elementary in Nashville and graduated from Harpeth Hall High School in Nashville in 1970; earned bachelor's degree in zoology from Duke University in 1974; achieved medical degree from Vanderbilt University in 1978; and served as resident at Medical University of South Carolina in Charleston.
Career:Family physician.
Family:Husband, Randy Rickard, family physician; three children (who attended city system's Reeves-Rogers or Northfield elementary schools), Dorsey, a resident physician at Vanderbilt University Medical Center, David, an employee for Microsoft, and Katie, a graduate school student at MTSU studying to be a French teacher.
What are your qualifications to serve on the Murfreesboro City School Board?
I'm passionate about children and their education because I think teaching children is the most important thing we do as a society. I've spent 12 years working on the city school board and have learned a lot about our educational system and how things work, as well as how to accomplish our goals.
What kind of letter grade would you give Murfreesboro City Schools Director Marilyn Mathis for her job performance, and why do you feel she deserves this grade?
I'm not going to give her a letter grade. I'll just say she has been and is doing an excellent job. We've had state evaluators come in and tell us that we have one of the strongest director of schools in the state. And she's very strong fiscally. She manages our system very well. She has set up a strong central office and has hired very good principals. Our system is quite successful and noted to be one of the stronger systems in the state, and a lot of that is due to her work. She would get an A-plus if she was in school, but she's not.
What are key problems the city district faces, and what do you think should be done to resolve them?
One of the challenges we are facing is No Child Left Behind. Without changes in this law, it will become impossible to meet those standards, but we still have to do the best we can as long as we can. The law says 100 percent of our children have to be proficient by 2014.
I think that the real challenge is to help each one of our children reach his or her potential. That's becoming more challenging as the demographics of Murfreesboro change. I really think we've been doing a really good job with the students we have. We've adapted pretty well with the influx we've had with English as a Second language children. And we've had an increase of children on free and reduced lunch. I think we've done well with children on free and reduced lunch. The average yearly progress has been really good. We have to keep working on that.
The great thing about our system is we don't look at these as problems. They are opportunities. Our teachers, when they go to work, know they may have a lot of children on free or reduced lunch or have a lot of children who don't speak English very well, but they also know what they do with those children makes a difference. Our teachers are committed.
Why are you seeking a four-year term to serve on the board?
I can make a difference. I think our overall goal is to assure academic and personal success for each child. I want to keep our eye on that ball. I have seen it as my role to keep our focus on the classroom. You can get caught up on finances, on peripheral issues. I really want to keep our focus on the classroom because that's where the learning happens. I really want to focus on what we can do for our teachers, so they can give our children the best education possible.
There are still some important issues that I want to keep working on. I believe that having our children ready to enter school is very important. And I want to keep on working on increasing our number of preschool classes to help us meet this goal. And I'm committed to small classroom sizes to give our teachers the best opportunity to reach each child on his or her own level.
Daniel W. Hayes, Realtor
Master Plan Realty
615-598-4236
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According to the NAR, The U.S. Department of Housing and Urban Development today published new FHA and conforming loan limits, based on median home prices as mandated by the Economic Stimulus Act signed by President Bush in February. NAR stated that the new loan limits for FHA and Fannie Mae and Freddie Mac are now calculated at 125 percent of the HUD published median prices, with a floor of $271,050 and $417,000, respectively, not to exceed $729,750. NAR expects the impact on the housing market to be significant because of the infusion of capital into the mortgage market, which should result in lower interest rates across the board. In addition, there will be a direct impact on high-cost areas that previously required borrowers to take out costlier jumbo mortgages.
NAR research points out that increasing FHA loan limits will help an additional 138,000 Americans achieve the dream of home ownership and will allow nearly 200,000 homeowners to refinance and potentially keep their home. In addition, NAR believes that increasing the loan limits for Fannie Mae and Freddie Mac will bolster the housing finance market, which continues to be severely stressed, by providing an immediate infusion of much needed liquidity to the nation's mortgage market.
An economic impact study conducted by NAR in January 2008 estimated that increasing conforming loan limits would result in as many as 500,000 refinanced loans and could help reduce foreclosures by as much as 210,000. In addition, over 300,000 additional home sales could be generated, housing inventory would be reduced and home prices would be strengthened by two to three percentage points.
Why HUD Took This Action
HUD was mandated in the Economic Stimulus Act to publish new loan limits within 30 days of the bill's signing by President Bush on February 13.
How HUD Calculates Its Median Home Prices
HUD median home prices differ from those published by NAR. That is because HUD uses a variety of sources and different areas to calculate the median home price.
Who Will be Affected
Increased loan limits will have a wide impact. The added liquidity in the mortgage market will help to make mortgages more easily available. Receiving direct helped will be borrowers in high cost areas who previously had no recourse except high- cost jumbo loans, and those with high-cost loans who can refinance into lower interest rate loans.
You can find the entire article at: http://www.realtor.org/GAPublic.nsf/Pages/economic_stimulus_fha_limits?OpenDocument
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There are currently 970 houses on the market in Murfreesboro. In the 12 months leading up to February 2008, 2029 houses in Murfreesboro sold for a monthly absorption rate of 169 houses and an inventory of 5.7 months. In the past 3 months, 333 houses sold for a monthly absorption rate of 111 houses and an inventory of 8.7 months. Clearly, the housing market has slowed down, as it usually does this time of the year, but more houses sold in February than in January.
The average house that sold over the past 12 months is a 3 bedroom, 1 bath, 1,194 sf., $101,096 house. The average house that sold over the past 3 months is a 3 bedroom, 2 bath, 1,771 sf., $162,260 house. The size of the average house sold this month was a little larger than that sold last month and could account for the price increase. However, I would not rule out a slight increase in the cost of an average house.
New construction is underway again in Murfreesboro and I believe this is a sign of the expectation that the market will pick up. More inventory also means lower prices and pair that with lower interest rates, NOW is the time to buy!
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Currently, there are 970 houses on the market. In the 12 months leading up to January 2008, 2,126 houses closed in Murfreesboro. That is a monthly absorption rate of 177 houses and an inventory of 5.5 months. In the last three months, 257 houses closed for a monthly absorption rate of 86 houses and an inventory of 11.3 months. Clearly, the market is slowing down, but that is normal for this time of year.
The average house that sold over the past 12 months was a 3 bedroom, 1 bath, 1,179 sf., $99,151 house. The average house that sold over the past three months was a 3 bedroom, 2 bath, 1,734 sf., $156,638 house. It appears that the trend is to buy larger houses.
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