About Bell County, TX

How well do you know your territory? It seems like an easy question to many in our industry. Many of us will answer we know know our territory either very well or reasonably well. Ask yourself a few questions: 1. Am I able to give good directions to restaurants? Hotels? Grocery stores? 2. Do I know the school district and specific schools in the area? 3. Where are the parks and movie theaters for their kids or pets? The largest military base in the world, Ft. Hood, TX, is in my territory. Most of my clients are new to the area. I always show the the soldier/client the closest gate into Ft Hood from each property. I love to talk about my hometown and my pride does show through. I take the time to learn what is happening on Ft Hood and the surrounding area. When your client asks a question about your territory; you should be able to answer with some degree of confidence. Why did I bring this up? This week I had a soldier/client who remarked that I certainly knew my way around the town and he was surprised the town was much bigger and had more to offer than he first thought. That comment didn't surprise me. What did surprise me is that he had talked to other Realtors in the area and no one had given him the information that I did in normal "car conversation" as we drove to the different properties. If you have ever moved into a new area you know you want to acquire as much knowledge as possible to help with the transition. WE are the experts in our field and we owe it to our clients to not only know the market but know the area. Take a few minutes to take the long way to the office or a different drive to the grocery store. You might be surprised to see that new Starbucks being built...I know I was!

I have to admit that one of the great things about living and working in the Fort Hood area is the opportunity I have to get to know and help military families.  While credit markets are suffering around the country, we are making home ownership a reality for military families on a daily basis.  The sourse of our ability to sell homes to these buyers is the VA guaranteed loan.  The qualifying standards for these loans has not changed and the local lenders have money ready to go for them. 

Just this week, we were working with a young soldier and his wife who originally approached us about a rental.  They quickly realized that in this market, they could own a home for the same, or less, than what they would pay for rent.  Additionally, with this particular transaction, we were able to negotiate with the seller to pay all of the buyers closing costs and prepaid items and, since there is no down payment required for a VA loan, they are actually buying a house for FAR LESSout of pocket than they would have had they rented.  As if that wasn't enough, they will also qualify for the new homebuyer tax credit ($7500 or $15000). 

Of course, as part of the process, we guided them on whether homeownership was right for their situation (ie. how long would they be here), how to buy so that, should they have to leave sooner than expected, they will have an asset that can continue to work for them (hold the house as a rental), and the possible pitfalls of the real estate investment business (stock away any excess positive cash flow for the inevitable unforeseen circumstance).  With all that in mind, they were ready to move forward.  Today, we found them a New House that met all their wants and needs, negotiated a deal where the builder would pay all of their closing costs and prepaids and would get them moved in before closing on a very reasonable Buyers Temporary Residential Lease.  They have been prequalified, will go to loan app on Monday and they will be closing in a little more than 2 weeks. 

Are these buyers happy?  You better believe they are.  Are they gonna say good things about our company?  Without a doubt.  Are we doing what's right for the client?  Absolutely.  Is the economy still strong in Central Texas?  HOOAH!!!  It's ARMY STRONG!!!

www.OverallRealtor.com  

REALTORS® Working Hard To Promote A Stable Market!!!

The U.S.. Senate passes an Economic Stimulus Bill that provides a $15k tax credit to new home buyers! This tax credit for a home purchase would be up to $15K or 10% of the purchase price, whichever is the lesser. This move is one of the many forces brought on by The National Association of Realtors in efforts to create a stable market nationwide. Because of the REALTORS® dedication to their clients and hard work on capitol hill, it is expected that the upcoming economic Stimilus Bill will also contain provisions for housing as well.

The Clark Group is dedicated to your needs; whether it be buying or selling, we know this market and we're confident that we can give you a hassle-free transaction. With low rates and current tax incentives, this is one of the best times to make a purchase or to sell your home. Real estate is one of the best investments for long term security and now is the time to allow The Clark Group to help you invest in your future.

If you really want to know if you can buy a house in the Killeen/Ft. Hood, TX area, give me a call. I am a local REALTOR with over 8 years experience serving the needs of first time military home buyers. I help them reach their goal of home ownership. With BAH levels starting at $950 per month and going up to $1744 per month (with dependents), why wouldn't you buy a home and let Uncle Sam pay for it? You have to live somewhere so either you're paying someone else's mortgage or you can pay your own. Additionally, when purchased correctly, you can pay no down payment, get all your closing costs covered by the seller and pay less per month to own a home than you would to rent.

Consider this 3 bedroom, 2 bath home at 2103 Carousel in Killeen. At the asking price of $69,900 the payment to purchase this home would be under $620 per month (including principal, interest, taxes and insurance) at 5.75% fixed for 30 years. This is on a new VA loan with ZERO DOWN and we could probably get most, if not all, of the closing costs paid for you by the seller.

Now to rent a similar home in the same area is currently $775 to $795. So there's the answer to the first question we always get asked, "What will I do with the home when I leave the area?" This is a no brainer. Keep the house long-term as an investment and again, let Uncle Sam buy your house for you. Even with management fees, this is a positive cash flow situation, allowing the extra for any needed repairs, vacancies, etc.

The Fort Hood area is a great market for rentals. We always have families moving into the area. Nice, clean, well-kept homes like this are always in demand, and this particular house is literally minutes from the Fort Hood airfield gate.

Call or email me today and I will be happy to get you any information you would like on buying a home like the one shown. The deals are out there to be had, you just need to know where to find them, and that's where I come in. I know where to find them.

Richard W. Overall, Jr, REALTOR 254-394-6637 www.OverallRealtor.com Richard-Overall@hot.rr.com

Texas FHA Home Loan, Texas FHA Lender,

The FHA Home Loans, Texas FHA Mortgage, Texas FHA Lender,

The FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than other types of real estate mortgage home loan programs. Here are just some Examples of how FHA can help you buy a home,

Minimal Down Payment and Closing Costs.

•· Down payment less than 3% of Sales Price

•· 100% Financing options available

•· No reserves or required.

•· FHA regulated closing costs.

•· Seller can credit up to 6% of sales price towards buyers costs.

•· Easier Credit Qualifying Guidelines such as:

•· No minimum FICO score or credit score requirements.

•· FHA will allow a home purchase 2 years after a Bankruptcy.

•· FHA will allow a home purchase 3 years after a Foreclosure.

•· Easier Debt Ratio & Job Requirement Guidelines such as:

•· Higher Debt Ratio's than other home loan programs.

•· Less than two years on the job is allowed.

•· Self-Employed individuals o.k.

Call 1-800-570-0448 or apply online using our quick application right now to get experienced professional and friendly Texas mortgage service from 1st Continental Mortgage.

2009 Texas FHA Limits MSA Name County Name One-Family Two-Family Three-Family PALESTINE, TX (MICRO) ANDERSON $271,050 $347,000 $419,425 ANDREWS, TX (MICRO) ANDREWS $271,050 $347,000 $419,425 LUFKIN, TX (MICRO) ANGELINA $271,050 $347,000 $419,425 CORPUS CHRISTI, TX (MSA) ARANSAS $271,050 $347,000 $419,425 WICHITA FALLS, TX (MSA) ARCHER $271,050 $347,000 $419,425 AMARILLO, TX (MSA) ARMSTRONG $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) ATASCOSA $287,500 $368,050 $444,900 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) AUSTIN $271,050 $347,000 $419,425 NON-METRO BAILEY $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) BANDERA $287,500 $368,050 $444,900 AUSTIN - ROUND ROCK, TX (MSA) BASTROP $271,050 $347,000 $419,425 NON-METRO BAYLOR $271,050 $347,000 $419,425 BEEVILLE, TX (MICRO) BEE $271,050 $347,000 $419,425 KILLEEN - TEMPLE - FORT HOOD, TX (MSA) BELL $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) BEXAR $287,500 $368,050 $444,900 NON-METRO BLANCO $271,050 $347,000 $419,425 NON-METRO BORDEN $271,050 $347,000 $419,425 NON-METRO BOSQUE $271,050 $347,000 $419,425 TEXARKANA, TX - TEXARKANA, AR (MSA) BOWIE $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) BRAZORIA $271,050 $347,000 $419,425 COLLEGE STATION - BRYAN, TX (MSA) BRAZOS $271,050 $347,000 $419,425 NON-METRO BREWSTER $271,050 $347,000 $419,425 NON-METRO BRISCOE $271,050 $347,000 $419,425 NON-METRO BROOKS $271,050 $347,000 $419,425 BROWNWOOD, TX (MICRO) BROWN $271,050 $347,000 $419,425 COLLEGE STATION - BRYAN, TX (MSA) BURLESON $271,050 $347,000 $419,425 NON-METRO BURNET $271,050 $347,000 $419,425 AUSTIN - ROUND ROCK, TX (MSA) CALDWELL $271,050 $347,000 $419,425 VICTORIA, TX (MSA) CALHOUN $271,050 $347,000 $419,425 ABILENE, TX (MSA) CALLAHAN $271,050 $347,000 $419,425 BROWNSVILLE - HARLINGEN, TX (MSA) CAMERON $271,050 $347,000 $419,425 NON-METRO CAMP $271,050 $347,000 $419,425 AMARILLO, TX (MSA) CARSON $271,050 $347,000 $419,425 NON-METRO CASS $271,050 $347,000 $419,425 NON-METRO CASTRO $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) CHAMBERS $271,050 $347,000 $419,425 JACKSONVILLE, TX (MICRO) CHEROKEE $271,050 $347,000 $419,425 NON-METRO CHILDRESS $271,050 $347,000 $419,425 WICHITA FALLS, TX (MSA) CLAY $271,050 $347,000 $419,425 NON-METRO COCHRAN $271,050 $347,000 $419,425 NON-METRO COKE $271,050 $347,000 $419,425 NON-METRO COLEMAN $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION COLLIN $271,050 $347,000 $419,425 NON-METRO COLLINGSWORTH $271,050 $347,000 $419,425 NON-METRO COLORADO $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) COMAL $287,500 $368,050 $444,900 NON-METRO COMANCHE $271,050 $347,000 $419,425 NON-METRO CONCHO $271,050 $347,000 $419,425 GAINESVILLE, TX (MICRO) COOKE $271,050 $347,000 $419,425 KILLEEN - TEMPLE - FORT HOOD, TX (MSA) CORYELL $271,050 $347,000 $419,425 NON-METRO COTTLE $271,050 $347,000 $419,425 NON-METRO CRANE $271,050 $347,000 $419,425 NON-METRO CROCKETT $271,050 $347,000 $419,425 LUBBOCK, TX (MSA) CROSBY $271,050 $347,000 $419,425 NON-METRO CULBERSON $271,050 $347,000 $419,425 NON-METRO DALLAM $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION DALLAS $271,050 $347,000 $419,425 LAMESA, TX (MICRO) DAWSON $271,050 $347,000 $419,425 NON-METRO DE WITT $271,050 $347,000 $419,425 HEREFORD, TX (MICRO) DEAF SMITH $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION DELTA $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION DENTON $271,050 $347,000 $419,425 NON-METRO DICKENS $271,050 $347,000 $419,425 NON-METRO DIMMIT $271,050 $347,000 $419,425 NON-METRO DONLEY $271,050 $347,000 $419,425 NON-METRO DUVAL $271,050 $347,000 $419,425 NON-METRO EASTLAND $271,050 $347,000 $419,425 ODESSA, TX (MSA) ECTOR $271,050 $347,000 $419,425 NON-METRO EDWARDS $271,050 $347,000 $419,425 EL PASO, TX (MSA) EL PASO $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION ELLIS $271,050 $347,000 $419,425 STEPHENVILLE, TX (MICRO) ERATH $271,050 $347,000 $419,425 NON-METRO FALLS $271,050 $347,000 $419,425 BONHAM, TX(MICRO) FANNIN $271,050 $347,000 $419,425 NON-METRO FAYETTE $271,050 $347,000 $419,425 NON-METRO FISHER $271,050 $347,000 $419,425 NON-METRO FLOYD $271,050 $347,000 $419,425 NON-METRO FOARD $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) FORT BEND $271,050 $347,000 $419,425 NON-METRO FRANKLIN $271,050 $347,000 $419,425 NON-METRO FREESTONE $271,050 $347,000 $419,425 NON-METRO FRIO $271,050 $347,000 $419,425 NON-METRO GAINES $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) GALVESTON $271,050 $347,000 $419,425 NON-METRO GARZA $271,050 $347,000 $419,425 NON-METRO GILLESPIE $271,050 $347,000 $419,425 NON-METRO GLASSCOCK $271,050 $347,000 $419,425 VICTORIA, TX (MSA) GOLIAD $271,050 $347,000 $419,425 NON-METRO GONZALES $271,050 $347,000 $419,425 PAMPA, TX (MICRO) GRAY $271,050 $347,000 $419,425 SHERMAN - DENISON, TX (MSA) GRAYSON $271,050 $347,000 $419,425 LONGVIEW, TX (MSA) GREGG $271,050 $347,000 $419,425 NON-METRO GRIMES $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) GUADALUPE $287,500 $368,050 $444,900 PLAINVIEW, TX (MICRO) HALE $271,050 $347,000 $419,425 NON-METRO HALL $271,050 $347,000 $419,425 NON-METRO HAMILTON $271,050 $347,000 $419,425 NON-METRO HANSFORD $271,050 $347,000 $419,425 NON-METRO HARDEMAN $271,050 $347,000 $419,425 BEAUMONT - PORT ARTHUR, TX (MSA) HARDIN $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) HARRIS $271,050 $347,000 $419,425 MARSHALL, TX (MICRO) HARRISON $271,050 $347,000 $419,425 NON-METRO HARTLEY $271,050 $347,000 $419,425 NON-METRO HASKELL $271,050 $347,000 $419,425 AUSTIN - ROUND ROCK, TX (MSA) HAYS $271,050 $347,000 $419,425 NON-METRO HEMPHILL $271,050 $347,000 $419,425 ATHENS, TX (MICRO) HENDERSON $271,050 $347,000 $419,425 MCALLEN - EDINBURG - MISSION, TX (MSA) HIDALGO $271,050 $347,000 $419,425 NON-METRO HILL $271,050 $347,000 $419,425 LEVELLAND, TX (MICRO) HOCKLEY $271,050 $347,000 $419,425 GRANBURY, TX (MICRO) HOOD $271,050 $347,000 $419,425 SULPHUR SPRINGS, TX (MICRO) HOPKINS $271,050 $347,000 $419,425 NON-METRO HOUSTON $271,050 $347,000 $419,425 BIG SPRING, TX (MICRO) HOWARD $271,050 $347,000 $419,425 NON-METRO HUDSPETH $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION HUNT $271,050 $347,000 $419,425 BORGER, TX (MICRO) HUTCHINSON $271,050 $347,000 $419,425 SAN ANGELO, TX (MSA) IRION $271,050 $347,000 $419,425 NON-METRO JACK $271,050 $347,000 $419,425 NON-METRO JACKSON $271,050 $347,000 $419,425 NON-METRO JASPER $271,050 $347,000 $419,425 NON-METRO JEFF DAVIS $271,050 $347,000 $419,425 BEAUMONT - PORT ARTHUR, TX (MSA) JEFFERSON $271,050 $347,000 $419,425 NON-METRO JIM HOGG $271,050 $347,000 $419,425 ALICE, TX (MICRO) JIM WELLS $271,050 $347,000 $419,425 FORT WORTH - ARLINGTON, TX METROPOLITAN DIVISION JOHNSON $271,050 $347,000 $419,425 ABILENE, TX (MSA) JONES $271,050 $347,000 $419,425 NON-METRO KARNES $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION KAUFMAN $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) KENDALL $287,500 $368,050 $444,900 KINGSVILLE, TX (MICRO) KENEDY $271,050 $347,000 $419,425 NON-METRO KENT $271,050 $347,000 $419,425 KERRVILLE, TX (MICRO) KERR $271,050 $347,000 $419,425 NON-METRO KIMBLE $271,050 $347,000 $419,425 NON-METRO KING $271,050 $347,000 $419,425 NON-METRO KINNEY $271,050 $347,000 $419,425 KINGSVILLE, TX (MICRO) KLEBERG $271,050 $347,000 $419,425 NON-METRO KNOX $271,050 $347,000 $419,425 NON-METRO LA SALLE $271,050 $347,000 $419,425 PARIS, TX (MICRO) LAMAR $271,050 $347,000 $419,425 NON-METRO LAMB $271,050 $347,000 $419,425 KILLEEN - TEMPLE - FORT HOOD, TX (MSA) LAMPASAS $271,050 $347,000 $419,425 NON-METRO LAVACA $271,050 $347,000 $419,425 NON-METRO LEE $271,050 $347,000 $419,425 NON-METRO LEON $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) LIBERTY $271,050 $347,000 $419,425 NON-METRO LIMESTONE $271,050 $347,000 $419,425 NON-METRO LIPSCOMB $271,050 $347,000 $419,425 NON-METRO LIVE OAK $271,050 $347,000 $419,425 NON-METRO LLANO $271,050 $347,000 $419,425 NON-METRO LOVING $271,050 $347,000 $419,425 LUBBOCK, TX (MSA) LUBBOCK $271,050 $347,000 $419,425 NON-METRO LYNN $271,050 $347,000 $419,425 NON-METRO MADISON $271,050 $347,000 $419,425 NON-METRO MARION $271,050 $347,000 $419,425 NON-METRO MARTIN $271,050 $347,000 $419,425 NON-METRO MASON $271,050 $347,000 $419,425 BAY CITY, TX (MICRO) MATAGORDA $271,050 $347,000 $419,425 EAGLE PASS, TX (MICRO) MAVERICK $271,050 $347,000 $419,425 NON-METRO MCCULLOCH $271,050 $347,000 $419,425 WACO, TX (MSA) MCLENNAN $271,050 $347,000 $419,425 NON-METRO MCMULLEN $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) MEDINA $287,500 $368,050 $444,900 NON-METRO MENARD $271,050 $347,000 $419,425 MIDLAND, TX (MSA) MIDLAND $271,050 $347,000 $419,425 NON-METRO MILAM $271,050 $347,000 $419,425 NON-METRO MILLS $271,050 $347,000 $419,425 NON-METRO MITCHELL $271,050 $347,000 $419,425 NON-METRO MONTAGUE $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) MONTGOMERY $271,050 $347,000 $419,425 DUMAS, TX (MICRO) MOORE $271,050 $347,000 $419,425 NON-METRO MORRIS $271,050 $347,000 $419,425 NON-METRO MOTLEY $271,050 $347,000 $419,425 NACOGDOCHES, TX (MICRO) NACOGDOCHES $271,050 $347,000 $419,425 CORSICANA, TX (MICRO) NAVARRO $271,050 $347,000 $419,425 NON-METRO NEWTON $271,050 $347,000 $419,425 SWEETWATER, TX (MICRO) NOLAN $271,050 $347,000 $419,425 CORPUS CHRISTI, TX (MSA) NUECES $271,050 $347,000 $419,425 NON-METRO OCHILTREE $271,050 $347,000 $419,425 NON-METRO OLDHAM $271,050 $347,000 $419,425 BEAUMONT - PORT ARTHUR, TX (MSA) ORANGE $271,050 $347,000 $419,425 MINERAL WELLS, TX (MICRO) PALO PINTO $271,050 $347,000 $419,425 NON-METRO PANOLA $271,050 $347,000 $419,425 FORT WORTH - ARLINGTON, TX METROPOLITAN DIVISION PARKER $271,050 $347,000 $419,425 NON-METRO PARMER $271,050 $347,000 $419,425 NON-METRO PECOS $271,050 $347,000 $419,425 NON-METRO POLK $271,050 $347,000 $419,425 AMARILLO, TX (MSA) POTTER $271,050 $347,000 $419,425 NON-METRO PRESIDIO $271,050 $347,000 $419,425 NON-METRO RAINS $271,050 $347,000 $419,425 AMARILLO, TX (MSA) RANDALL $271,050 $347,000 $419,425 NON-METRO REAGAN $271,050 $347,000 $419,425 NON-METRO REAL $271,050 $347,000 $419,425 NON-METRO RED RIVER $271,050 $347,000 $419,425 PECOS, TX (MICRO) REEVES $271,050 $347,000 $419,425 NON-METRO REFUGIO $271,050 $347,000 $419,425 PAMPA, TX (MICRO) ROBERTS $271,050 $347,000 $419,425 COLLEGE STATION - BRYAN, TX (MSA) ROBERTSON $271,050 $347,000 $419,425 DALLAS - PLANO - IRVING, TX METROPOLITAN DIVISION ROCKWALL $271,050 $347,000 $419,425 NON-METRO RUNNELS $271,050 $347,000 $419,425 LONGVIEW, TX (MSA) RUSK $271,050 $347,000 $419,425 NON-METRO SABINE $271,050 $347,000 $419,425 NON-METRO SAN AUGUSTINE $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) SAN JACINTO $271,050 $347,000 $419,425 CORPUS CHRISTI, TX (MSA) SAN PATRICIO $271,050 $347,000 $419,425 NON-METRO SAN SABA $271,050 $347,000 $419,425 NON-METRO SCHLEICHER $271,050 $347,000 $419,425 SNYDER, TX (MICRO) SCURRY $271,050 $347,000 $419,425 NON-METRO SHACKELFORD $271,050 $347,000 $419,425 NON-METRO SHELBY $271,050 $347,000 $419,425 NON-METRO SHERMAN $271,050 $347,000 $419,425 TYLER, TX (MSA) SMITH $271,050 $347,000 $419,425 GRANBURY, TX (MICRO) SOMERVELL $271,050 $347,000 $419,425 RIO GRANDE CITY - ROMA, TX (MICRO) STARR $271,050 $347,000 $419,425 NON-METRO STEPHENS $271,050 $347,000 $419,425 NON-METRO STERLING $271,050 $347,000 $419,425 NON-METRO STONEWALL $271,050 $347,000 $419,425 NON-METRO SUTTON $271,050 $347,000 $419,425 NON-METRO SWISHER $271,050 $347,000 $419,425 FORT WORTH - ARLINGTON, TX METROPOLITAN DIVISION TARRANT $271,050 $347,000 $419,425 ABILENE, TX (MSA) TAYLOR $271,050 $347,000 $419,425 NON-METRO TERRELL $271,050 $347,000 $419,425 NON-METRO TERRY $271,050 $347,000 $419,425 NON-METRO THROCKMORTON $271,050 $347,000 $419,425 MOUNT PLEASANT, TX (MICRO) TITUS $271,050 $347,000 $419,425 SAN ANGELO, TX (MSA) TOM GREEN $271,050 $347,000 $419,425 AUSTIN - ROUND ROCK, TX (MSA) TRAVIS $271,050 $347,000 $419,425 NON-METRO TRINITY $271,050 $347,000 $419,425 NON-METRO TYLER $271,050 $347,000 $419,425 LONGVIEW, TX (MSA) UPSHUR $271,050 $347,000 $419,425 NON-METRO UPTON $271,050 $347,000 $419,425 UVALDE, TX (MICRO) UVALDE $271,050 $347,000 $419,425 DEL RIO, TX (MICRO) VAL VERDE $271,050 $347,000 $419,425 NON-METRO VAN ZANDT $271,050 $347,000 $419,425 VICTORIA, TX (MSA) VICTORIA $271,050 $347,000 $419,425 HUNTSVILLE, TX (MICRO) WALKER $271,050 $347,000 $419,425 HOUSTON - SUGAR LAND - BAYTOWN, TX (MSA) WALLER $271,050 $347,000 $419,425 NON-METRO WARD $271,050 $347,000 $419,425 BRENHAM, TX (MICRO) WASHINGTON $271,050 $347,000 $419,425 LAREDO, TX (MSA) WEBB $271,050 $347,000 $419,425 EL CAMPO, TX (MICRO) WHARTON $271,050 $347,000 $419,425 NON-METRO WHEELER $271,050 $347,000 $419,425 WICHITA FALLS, TX (MSA) WICHITA $271,050 $347,000 $419,425 VERNON, TX (MICRO) WILBARGER $271,050 $347,000 $419,425 RAYMONDVILLE, TX (MICRO) WILLACY $271,050 $347,000 $419,425 AUSTIN - ROUND ROCK, TX (MSA) WILLIAMSON $271,050 $347,000 $419,425 SAN ANTONIO, TX (MSA) WILSON $287,500 $368,050 $444,900 NON-METRO WINKLER $271,050 $347,000 $419,425 FORT WORTH - ARLINGTON, TX METROPOLITAN DIVISION WISE $271,050 $347,000 $419,425 NON-METRO WOOD $271,050 $347,000 $419,425 NON-METRO YOAKUM $271,050 $347,000 $419,425 NON-METRO YOUNG $271,050 $347,000 $419,425 NON-METRO ZAPATA $271,050 $347,000 $419,425 NON-METRO ZAVALA $271,050 $347,000 $419,425

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How much mortgage do I qualify for using an FHA Loan?
Does the FHA loan impact how much house I can qualify to buy?
How do I qualify for a home mortgage using the FHA program?
What is the difference between a regular mortgage and a FHA Loan?
Do you have to improve your credit score to get a better rate with FHA?
What is the importance of credit when you apply for an FHA Loan?
I heard the FHA loan is only for 1st time buyers, is that true?
My mortgage company says I should not consider the FHA program. Why should I listen to you and not them?
I want to improve my mortgage term. Can I refinance my FHA loan now?
How soon can I refinance to a new home loan?
How often can I refinance my home?
How can I refinance my home when I have credit problems?
Where can I refinance my home if I'm late on my mortgage?

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