About Kendall County, TX

BOERNE SALES UP FOR JUNE, SLIGHTLY DOWN FOR JULY

August 3rd, 2009 categories: Assessing the Local Market

Boerne Real Estate Sales are up for the Summer so far. Total Sales for June & July were $29.9 million as compared with $25.7 last year during the same period.

The number of total sales for June & July was up by 7; however, days on market increased from 138 to 200 from July, 2008 to July, 2009 reflecting increased inventories. Pending sales as of August 3, 2009, total just over $11.2 million.

We watch the Boerne market daily. If you have something specific that you are interested, we’d love to help you find what you are looking for.

Recently, we were contacted by a gentlemen. He had previously been in contact with a listing agent on a property, tried to make an offer, but did not get the property as there were competing bids. The moral of the story (as he found out) is that Buyers need their own representation. It eliminates conflicts of interest and it provides you, the buyer, with the best market information possible.

Our goal is to EXCEED YOUR EXPECTATIONS BY GIVING YOU ABOVE & BEYOND SERVICE.

We’d love to visit with you. Call us at 830-995-2511.

REAL ESTATES SALES IN COMFORT, TX STILL LAGGING IN JUNE & JULY

August 3rd, 2009 categories: Assessing the Local Market

There were 4 residential sales in the Comfort ISD totaling just under $1.2 Million during the month of July selling at 94% of List Price. Inventory has been surprisingly low this Summer … so sales are down.

However, during the last several weeks we’ve seen a number of new properties come on the market. Be sure and check our MLS Search engine to find out about those properties.

One recent buyer client told us that we provided them with the BEST experience that they EVER had with a real estate agent! Our goal is to EXCEED YOUR EXPECTATIONS WITH ABOVE & BEYOND SERVICE!

Our offices are located in Comfort but we sell from San Antonio to Kerrville, from Bandera to Fredericksburg. Give us a call. We’d love to help! 830-995-2511.

It seems that every time I turn on my computer, there is an advertisement on the screen encouraging me to refinance my mortgage. “OBAMA ENCOURAGES YOU TO REFINANCE YOUR MORTGAGE” says one advertisement. Surely I should then, Right? … Well, it depends.

There are a number of factors that need to be considered in determining whether you should refinance your mortgage. The following is a copy of a Mortgage Calculator that we have on our website (I’ll give you the link at the end of this article) that helps you consider all of those factors:

The point is that the interest rate is not the only factor you need to look at. If you extend your loan term and are charged a whole lot of fees to lock in a lower interest rate, you could end up paying a whole lot more for your mortgage than you might think … especially if you don’t plan to stay in your house for the entire term of the mortgage.

Our recommendation is to always be sure and test out the costs/benefits by using a Mortgage Comparison Calculator similar to the one we have on our website and ALWAYS ask your lender UP FRONT what their fees are. Mortgage lenders are required by law to give you a disclosure that estimates those costs! It is referred to as the Truth-in-Lending Disclosure and it takes all of the costs associated with the loan and annualizes them over the term of the loan and comes up with a REAL (APR) rate. As a general rule, the stated rate and the APR rate should not differ by more than 1%.

Obviously, people refinance for more than interest rate savings (e.g., decreasing monthly payment, pulling out equity, etc.), but you should go into the loan knowing the true effect.

We hope this information helps both in your understanding and in the practical application of deciding whether to not to refinance. Our goal is to provide you with “above and beyond” service. Please keep us in mind the next time you or a friend or family member is in need of a real estate agent whether buying or selling.

Click Here to go to the Mortgage Calculator pictured above. Just be sure and scroll down until you get to the right calculator.

July 2 Spinelli's Vistro and Dinner Theater - Complete Works of William Shakespear, 7 p.m. call for reservations at 888-282-7722

July 4, 11, 18, 25 Guided Tour of Honey Creek State National Area

July 4, City of Boerne Fireworks at City Park, Dark-Thirty get there early for good seats and watch the best fireworks in The Texas Hill Country

July 11-12 Boerne Market Days

July 11 Cibolo Songs and Stories - Concert under the stars at Cibolo Nature Center featuring Lost Mule Band 830-249-4616.

July 11 2nd Saturday Art & Wine

July 14, 28 Abendkonzerte - Bring your lawn chairs, blankets and coolers to Main Plaza to hear the best little German Band in the world outside of Germany that is.

July 25 Cibolo Songs & Stories, concert under the stars featuring Sean Castillo & the Hubcaps.

July 31 - Summer Scene - Free Movie in the Park, Main Plaza,

JUNE 19, 20, AND 21, 2009 IN THE CHARMING TEXAS HILL COUNTRY TOWN OF BOERNE IS THE ANNUAL BERGES FEST...A WEEKEND OF FUN, FOOD, PARADE, ENTERTAINMENT AND MORE!

The Berges Fest is moving back to Herff Park/Kendall County Fair Grounds this year for a step back to the past. For those of us who grew up in the Boerne area, the fairgrounds hold a certain nostalgia, from learning to dance in the old dance hall to riding the scary rides at the carnival. Going back should be fun!

The Boerne Berges Fest opens Friday night with the Berges Fest Pageant and a dance featuring Gary Glenn and the 20X Band and continues Saturday morning with the Berges Fest Parade on Main Street and the Boerne Village Band, The Drugstore Cowboys and Saturday night with the Klocks. The entertainment wraps up Sunday night with the Nate Mathis Band.

There are activities and events for everyone of every age!

How about Lawnmower Races, Washer Pitching Tournaments, Egg Toss, Balloon Stomp, Tug of War or maybe Dauchsund Races? Sounds like fun doesn't it? Come on out and partake of the festivities! If nothing else it will be sure to make you laugh and smile!

There are many fun things to love about the Texas Hill Country and the Boerne Berges Fest is one of those things. So pack up the family come to the Boerne Berges Fest next weekend!

Visit the Boerne Berges Fest Website for details and event schedules...