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Pearland Texas Real Estate Down Payment Assistance Program for Buyers

Maggie McFarland,Pearland realtor, Pearland Texas Real Estatate,mls,agent: Real Estate Agent in Pearland, TX


GREAT NEWS for first time home purchasers in Pearland, Texas !!!


Southeast Texas Housing Finance Corporation (SETH Program) Program is NOW accepting applications for the payment assistance program. The City of Pearland is included in the program.

The down payment assistance program provides up to $10,000 for use toward the down payment and closing costs associated with purchasing a new or existing home.

So what does this mean to Pearland Texas First Home Buyers? It means you can now get into a home for very little money!! Visit the Southeast Texas Housing for more information or contact Maggie McFarland at pearlandhometeam@aol.com

Click HERE!! Pearland Home Buyers for more Real Estate Resources!!

Maggie McFarland

RE/MAX One

281-412-2022

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Pearland Texas Real Estate Buyer's To Get Loan Approval?

Maggie McFarland,Pearland realtor, Pearland Texas Real Estatate,mls,agent: Real Estate Agent in Pearland, TX

Pearland Texas future home buyers, in the loan approval process you will make a loan application with a lender. The lender may ask for information such as your job history, last two or three bank statements, W-2s, and pay stubs. Within a couple of days of applying for your loan approval, you should receive a good faith estimate that will outline costs associated with the loan. (most lenders can get this to you the same day) The estimate should also give you an approximate amount the funds that will be needed at the loan closing. As a pre-approved buyer, you will be taken more seriously when negotiating items like sales prices and fees. When it is time to present offers on properties, your offer will be more attractive to a seller. The seller will know that you have already finished with the time-consuming process of loan application and you are ready to proceed with the other aspects of the transaction. Having loan approval will also help you close your loan quickly once you find the right home. Most seller's look at this as one more added benefit.

So Yes Pearland Texas Buyers! I recommend you get pre-approved for a mortgage loan early in the process. Most sellers do not require that you be pre-approved by a lender before submitting. But before you start looking at homes, you should learn what you could afford by speaking with a lender first. As a pre-approved buyer, you will have a better understanding about what you can afford.

Visit Maggie McFarland Your Pearland Real Estate Agent on the Web!

Search for all Pearland Real Estate at http://www.thehomesourceonline.com

Pearland Texas Real Estate Time to Get Flood Insurance

Maggie McFarland,Pearland realtor, Pearland Texas Real Estatate,mls,agent: Real Estate Agent in Pearland, TX

For the first time ever one of my very good friends parents home flooded for the first time, a couple of weeks ago. The very first time and they had three (3) feet of water in their home. They have lived in this house for over 30 years. Unfortunately, I hear these stories and so many times people did not have flood insurance on their homes. My friends parents were the lucky ones, even though flood insurance was not required on their house they decided to have it just in case.

Pearland Texas homeowners, this is one of those things that you can wait to long to get your Flood Insurance. With Hurricane season quickly approaching it is time to call your insurance company now. If you are not required to have flood insurance you will be pleasantly surprised on the amount you will pay for the policy. Pearland homeowners keep in mind if there is a storm in the Gulf of Mexico you will not be able to get a flood policy.

For Flood Insurance Company information visit Texas Department of Insurance

Pearland, Texas Has Many Great Insurance Companies for you to choose from!

Visit Maggie McFarland your Pearland... Real Estate Agent on the Web

"Think Real Estate..Think Maggie McFarland"

Pearland Texas Real Estate homeowners time to Prepare Hurricane Season Begins

Maggie McFarland,Pearland realtor, Pearland Texas Real Estatate,mls,agent: Real Estate Agent in Pearland, TX

Pearland Texas Real Estate homeowners it seems to me Hurricane Ike was just a couple of months ago. Like many others Ike is still a thorn in my side! In just a few weeks Hurricane season will begin (June 1st ) So even though some of us that live in Pearland and surrounding areas are still dealing with house repairs and insurance we must begin to prepare.



HURRICANE EVACUATION ZONES - Brazoria/Galveston Counties
Pearland Texas Residnets the evacuation orders will come from our Pearland Texas city officials. Evacuation will be based on zip codes. When that call comes, be prepared to leave immediately as your zone is called. Pearland Texas City officials make decisions to evacuate 36-48 hours before a storm makes landfall. Hurricanes are extremely unpredictable and can become more dangerous in a matter of hours. It is not safe to wait. Plan to leave early if an evacuation order has been given. Click Here to View the Evacuation Zone Map


Pearland Texas we are lucky because Brazoria County has come out with this years Hurricanes Guide. I have to say it is very informative and should be a great resource to all of us this season. Click Here to get your FREE huricane guide.


Pearland Texas homeowners can keep current on National Weather including hurricanes visit www.nws.noaa.gov



Visit Maggie McFarland your Local Real Estate Agent on the Web!
"Think Real Estate..Think Maggie McFarland"

Pearland Texas Real Estate Swine Flu Resources

Maggie McFarland,Pearland realtor, Pearland Texas Real Estatate,mls,agent: Real Estate Agent in Pearland, TX

Pearland Texas and surrounding areas are taking precautions for the swine flu. Below you will find many resources. Two of the most important things I have learned is we all need to wash our hands more and for a longer period of time. At this time if you think you could have the Swine Flu please don't expose other people if at all possible. Get to the doctor and get tested. If treated early enough Tamiflu CAN work! Stay informed through Stay updated and informed through The Center For Diseases Control and Prevention at http://www.cdc.gov. Pearland ISD website have been making updates requlary http://www.pearlandisd.org

Pearland here are some things that you can do now to help avoid becoming sick with the swine flu.

* Avoid close contact - Avoid close contact with people who are sick. When you are sick, keep your distance from others to protect them from getting sick too.

* Stay home when you are sick - Stay home from work, school and errands when you are sick. You will help prevent others from catching your illness.

* Cover your mouth and nose - Cover your nose and mouth with a tissue when coughing or sneezing. It may prevent those around you from getting sick.

* Clean your hands - Washing your hands often will help protect you from germs.

* Avoid touching your eyes, nose or mouth - Germs are often spread when a person touches something that is contaminated with germs and then touches his or her eyes, nose, or mouth.

* Practice other good health habits - Get plenty of sleep, be physically active, manage your stress, drink plenty of fluids, and eat nutritious foods.

Emergency Warning Signs

If you become ill and experience any of the following warning signs, seek emergency medical care.

In children emergency warning signs that need urgent medical attention include:

  • Fast breathing or trouble breathing

  • Bluish or gray skin color

  • Not drinking enough fluids

  • Severe or persistent vomiting

  • Not waking up or not interacting

  • Being so irritable that the child does not want to be held

  • Flu-like symptoms improve but then return with fever and worse cough


In adults, emergency warning signs that need urgent medical attention include:

  • Difficulty breathing or shortness of breath

  • Pain or pressure in the chest or abdomen

  • Sudden dizziness

  • Confusion

  • Severe or persistent vomiting

  • Flu-like symptoms improve but then return with fever and worse cough

H1N1 Flu (Swine Flu) and Pandemic Flu Resources

Pearland ISD last update was on their website was on May 4, 2009 and there were NO reported confirmed cases of the Swine Flu. To continue to be update visit the Pearland ISD

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