You will never have to pay to be listed as a top neighbor. Period. That important detail clarified, let's discuss how we arrive at two "top neighbors" for a given region:
Localism is a bustling collection of hyper-local communities, and the top neighbors should reflect those members who are most active. When ranking users in a given region, several factors are considered. To get your foot in the proverbial door, you need to have posted at least one "Localism" article or photo for the region.
The very best way to quickly rise to #1 is to post high-quality local content. Keeping a steady strem of incoming posts and photos will massively tilt the scales in your favor.
What doesn't count toward the top neighbor ranking? ActiveRain points and community sponsorships. The top neighbor spots will always go to the most active members in a region. We want to create a level playing field that encourages the growth of communities — talent and dedication are required to win the day.
With what could be called the last hurrah for Bond 77, TDHCA announced on June 6, 2011 that they are increasing the number of people who can use this First Time Home Buyer Assistance program for Texas.
How TX down payment assistance "Income Caps" work
For most down payment assistance programs in Texas each has their own income Cap where if the "household" makes income above the amount set by TDHCA then that family cannot obtain the down payment assistance in Texas. This income cap is set at the county level for TDHCA and other down payment assistance programs in Texas it can be set by zip code census tract. By raising the income limits this will allow thousands of families that were not able to qualify for the program to now receive the down payment assistance from TDHCA. On the down side this will increase demand for funds in the program and as Imentioned on my original post the program will not be re-funded once funds are exhausted. You will want to qualify using our online application here immediately or funds may be exhausted by the time you want to close on your home.
If you are already working with another lender you will need to contact them to obtain the assistance. If they cannot do bond 77 we will be happy to assist you to qualify using ouronline application here. Or you may call our office at (832) 519-0695
If you have specific questions about Income Caps, Purchase price limits or other details of the program in your area call our office at (832) 519-0695 and speak to a Mortgage Banker. If you are currently working with another lender on your Bond 77 loan you will need to contact them directly.
Increasing Demand Means Bond 77 Down payment Assistance program will run out of funds sooner
As of March 1st, 2011 TDHCA bond 77 will cut down payment assistance by 20% to home buyers costing buyers thousands more.
Bond 77 allotment 9 funds are now exhausted. In an effort to lengthen the amount of time that Bond 77 Down Payment assistance is available TDHCA has slashed the amount of down payment assistance available to each buyer.
What does this mean? The average buyer may have come up with $1,000 to more than $2,500 more to purchase a home using bond 77.
The rate for the new allotment #10 is now 5.35% to take advantage of this program before further cuts you need to fill out our online application here as soon as possible before funds are exhausted. As mentioned on my original post the program will not be re-funded once funds are exhausted.
If you are already working with another lender you will need to contact them to obtain the assistance. If they cannot do bond 77 we will be happy to assist you to qualify using our online application here.
Here are the details for TDHCA Bond 77 Lot 10 or allotment #10
We offer the TDHCA Bond 77 program as an excellent way for a First Time Home Buyers to purchase a home in Texas to qualify for these programs you may Apply Online here or simply call (832) 303-5693 to speak to a Mortgage Banker. Don't Forget our Home Buyer University Classes will better prepare you for these special First Time home buyer down payment assistance programs.
If you have specific questions about Income Caps, Purchase price limits or other details of the program Call our office at (832) 303-5693 and speak to a Mortgage Banker. If you are currently working with another lender on your Bond 77 loan please contact your lender directly or TDHCA Directly.
Texas Vet Loan rates for a 30-home loan this week are 3.95% (30% VA disabled or more) and 4.45% (non-disabled). The maximum Loan amount is $325,000.
The Texas Veterans Land (TVLB) board offers Texas Vets the opportunity for some of the lowest home loan rates available today. Contrary to the name these Texas vet loans can be used to purchase existing or new homes. In addition, fees are strictly controlled and limited to protect the Veteran. Realtors, to see if you or your clients qualify for this program contact our office and we'll get them pre-approved for the program.
Special Discount of one-half of one percent on the available VLB loan interest rate for Disabled Vets and Surviving Spouses as follows:
Disabled Veterans Discount - Veterans with disabilities may qualify for an interest rate reduction on their VLB Home Loans. The veteran must have a compensable service-connected disability of 30 percent (30%) or greater as verified by an Award Letter from the VA. Of course, the Vet must also meet all other eligibility requirements for these loans to qualify for the discount.
Surviving Spouse Discount - To honor our Texas Vets, the VLB offers a interest rate reduction on Home Loans to the surviving spouse of any service member killed in the line of duty. An unmarried surviving spouse of a veteran who is missing in action, or who died in the line of duty, or died from a service-connected cause and had a compensable service-connected disability rating of 30% or greater (as verified by an Award Letter from the VA) at the time of death is also eligible for the discount.
This reduction can result in a savings of 10 of $1,000s for qualifying applicants.
NOTES:
For loan payment estimates, please call our office.
The VLB Base Rate is subject to adjustment on Friday each week.
If more than one rate lock is obtained in a twelve-month period, the highest locked rate will prevail.
Housing loans are available with 15, 20, 25 or 30-year Mortgage terms.
The Veteran Must Qualify for a VA Mortgage, FHA or Conventional Loan
May Not Be combined with a USDA RD Mortgage
May Not be Used to Refinance your Current Home Loan (call us for options)
More info for Vets and how to qualify can be found on our Texas Vet home loan from the Texas Veterans Land BoardQualification page.
For a complete list of programs terms and rates contact our office directly at (832) 303-5693 or email us at the Right.
Home Loans for Texas Vets
Henry Daniels, Senior Mortgage Banker & Certified Mortgage Coach for Premier Nationwide Lending specializes in Texas Vet Loans. If you, a friend, a family member or a colleague have served, you can confidentially contact him at (832) 303-5693 or at the email on the Right.
Reasons Why People Choose to live in Silverwood Ranch
Location, Location, Location .... 1/2 mile to I-45, 1 1/2 miles to Market Street, Woodlands Mall and Anadarko. Major hospital's (St Lukes & Memorial Hermann) within a mile!
Low Taxes: 2.38% before Homestead
No HOA: City of Shenandoah enforces building codes and takes care of outer grounds
No MUD: City water and sewer
FREE Wi-Fi
Schools: Choice of The Woodlands or Oak Ridge Conroe ISD schools
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