Texas

Keep Austin Weird Homes has just CLOSED another Short Sale in Texas with CHASE

03-12-12

Theresa Bastian: Real Estate Agent in Austin, TX

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Mobile: (512) 297-3442

Keep Austin Weird Homes, Austin, TX short sale Agents closed another Austin Short Sale, saving the Texas Homeowner from Foreclosure.

Keep Austin Weird Homes, an Austin, TX Short Sale Specialist Team, known for their Austin Real Estate experience in Short Sales, has just closed another Short Sale in Texas.

The property, located on MARSHALL STREET in WILDHORSE CREEK, in Elgin, TX was listed with Rodney Campbell of Keep Austin Weird Homes with Keller Williams Realty Southwest Austin.

The process was not easy, but with strong negotiating skills, tenacious problem solving, and a comprehensive marketing process, Campbell achieved the difficult approval needed to close the home. The ELGIN home took a total of 115 days from contract to close. Although the banks are working on their timelines and speeding up the short sale process, Campbell says this is a common length of time for a short sale to close.

This was a Chase FHA short sale in Texas and based on FHA guidelines, no deficiency will be pursued against the seller. The original list price was $79,500 and it closed at $75,500. Keep Austin Weird Homes was even able to negotiate with the bank to pay $2,000 in closing costs to the FHA buyer and $750 in moving costs to the seller!

"There are no promises or guarantees in a Texas short sale as to whether the lender(s) will approve the short sale or forgive the debt, but Short Sales offer an alternative to the damaging effects of a Texas foreclosure" says Theresa Bastian, listing partner with Keep Austin Weird Homes. "A short sale is a complicated process for all parties involved. There are more details involved than what the average agent or homeowner is aware of. Make sure to consult a Texas Short Sale Specialist with a proven history of success with short sales like Keep Austin Weird Homes.”

SHORT SALES are an alternative to a foreclosure. When the borrower can no longer make the mortgage payments as agreed, he or she is faced with many decisions. One is to allow the lender to foreclose. Another is to get the lender to agree to accept a payoff of less than the balance owing on the loan. The entire team at Keep Austin Weird Homes has earned the Certified Distressed Property Specialist Designation in order to successfully work with homeowners facing short sales.

Homeowners who are facing Texas foreclosure can request that Keep Austin Weird Homes consult with them about their needs. CALL 512-297-3442 FOR CONFIDENTIAL SHORT SALE HELP NOW!

FROM THE CHASE WEBSITE:

Chase - Know Your Options

No matter what your individual situation is, you may have multiple options. Whether your want to stay in your home or sell it, we may be able to help.

You do have options
Here's a quick look at several of the options available. We'll work with you individually to see which might work for you.

Repayment Plan: if you've experienced a temporary reduction in income or financial hardship, but are getting your finances back in order, this option lets you pay off the delinquency over a period of time by making your monthly payment plus a portion of the delinquent amount, each month.

Loan Modification: Chase has recently enhanced and expanded its Modification Programs to include a wide array of hardship situations like layoffs, job loss or short-term income reductions, and permanent hardships like death of a spouse, disability, divorce, or severe medical situations. With these newly expanded and enhanced programs, we may be able to modify or change the term of your loan, the interest rate, and in some cases, principal balance, to reduce the monthly payment to an amount you can afford.

Short Refinance: other residential lenders in your area may be able to help you obtain a third-party loan to payoff your loan with us for less than the full amount owed and give you a fresh start.

Partial Claims-for FHA Loans Only: Chase may be able to work with you to obtain a one-time payment from the FHA Insurance fund to bring your mortgage current.

Pre-Foreclosure Sale (Short Sale): if you believe that you will continue to have trouble paying your mortgage, selling your property now may be your best choice. If so, Chase may accept less than the amount we are owed. Plus, you can control the timing and terms under which you move.

Deed-in-lieu of Foreclosure: essentially a transfer of property to the lender for possible forgiveness of the entire debt. The advantages are that Chase may waive any amount you still owe if the property is subsequently sold for a loss, and you avoid having a completed foreclosure in your credit history. Although a deed in lieu may be noted on your credit bureau record.

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Have You Made These Mistakes On Your Income Taxes?

03-12-12

Jason Peebles, Broker Associate

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Office: (512) 505-8020 x315

Mobile: (512) 970-7320

As we all know it's that time of year again when we are busily gathering documents in order to file our taxes. Some of us are dreading the task while others are eager to get their taxes filed so they can receive their refund check. Many homeowners know the tax benefits from simply owning their own home and while many of us take those advantages year after year, sometimes we make mistakes. Not a good thing to do on your taxes!

The good people at the National Association of Realtors® have come up with 10 Easy Mistakes Homeowners Make On Their Taxes. Simple things as deducting the wrong year for property taxes or forgetting to deduct private mortgage insurance. Did you utilize the first time tax credit and forget to deduct that credit? This credit for most of us has come and gone, but for a select group (mostly military and government employees) that credit was extended.

Take a look at the article and see if you too have perhaps forgotten, or missed, some deductions. When in doubt, always contact a qualified CPA or tax advisor as everyone's situation is different. While you are there, browse the Houselogic website for tons of great articles from the National Association of Realtors®.

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Living Lake Livingston ♥ Keep it Simple!

03-12-12

Joni Staples, CRS ♥ Broker Associate (936) 650-9017

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Office: (936) 594-8166 x3

Mobile: (936) 650-9017

Living Lake Livingston ♥ Keep it Simple!

When I see Big Sam (the statue), I know that I have almost made it home. To get to Riverside from Houston on Interstate 45, you simply take Exit # 113 (the 2nd exit after Big Sam.) Go 15 miles on Texas 19 and you've made it to the lake. It's that simple!

Looking for a place to get away? Keep it simple. Make sure that your drive is no longer than 2-3 hours. Anything longer than that will not be used.

What's simple?

510 people (Riverside's population)
Quiet coves - check out the links below!
Great fishing
Great skiing - Check out Camp Wake at Bethy Creek!
Friendly people - Check out the Thomas Lake Road Community Association facebook page!
Great churches
Great food - Archie's Restaurant on the River, Daisy's Diner, Tallent's... to name a few.

Here's the BEST thing about living in a small town...

Huntsville, Texas has a Starbucks

There is no WALMART, no Starbucks, NOT EVEN ONE apartment complex...

I have nothing against any of these things. But when I need them... they are only 20 miles away. I don't need them EVERY day!

Here's some other really good news....

You are SECONDS away from:

Bell and Ford - A great place to wave run!
Bethy Creek - Don't be mislead.... this is no small creek!
Carter's Cove - I love to hang out at the sand bar!
Carolina Cove - I loved living here!
Thomas Lake - The heart of Green Rich Shores!
Trinity River - Our I-45 to all of Lake Livingston!

So... when you get ready to look for property on Lake Livingston... give me a call!

I’m Joni Staples with Better Homes and Gardens Real Estate in Riverside, Texas ♥ and I Know Lake Livingston!

Living Lake Livingston ♥ Keep it Simple!

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Spring Break in San Antonio, Texas - Monday

03-12-12

CATHY BUREAU, MBA, GREEN, EcoBroker, SFR San Antonio, TX - Real Estate Broker

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Office: (210) 560-1891

Mobile: (210) 378-2489

I'm on Spring Break this week with my kids, but staying here in San Antonio, Texas. I used to live in Dallas (1989-1998) and while there is much to do we found ourselves traveling here for vacations. So, we moved here. Now that I live here, why travel somewhere else? I do for the summer, like to travel internationally, but for mini-vacations there is much to do. I'm posting 3 recent blogs that vacationers might appreciate. This week I'll be blogging about what I did here and include a few photos. Check out my Pinterest account for photos as that's my favorite place to pin them.

TOP 15 Things to Do in San Antonio, Texas

Spring Break Classes at the Garden - San Antonio, Texas

The San Antonio River Walk - Everything You Ever Wanted to Know

Today's agenda (Monday):

1. Get passports for my kids. We're heading to Cancun, Mexico this summer and the kids have never traveled internationally.

2. Check out a local restaurant - not sure which one yet. It will be downtown since we'll be in that area today.

3. List a house in Seguin, Texas - a small town east of San Antonio located near the Randolph, AFB auxilliary airport.

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Almost total Disaster turns out very well

03-12-12

Robert Gilbert(Bob) Realtor, CPA, MBA, Katy TX Real Estate Expert -281-904-6772

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Office: (281) 897-0185

Mobile: (281) 904-6772
Secondary: (281) 989-7106

Almost total Disaster turns out very well

Have you ever experienced situation where circumstances deteriorated quickly and almost became a total disaster? Friday evening this situation hit me right between the eyes. It was raining extremely hard Friday afternoon and I decided to leave my CPA client’s office early at 4:00 P.M. as the raining was coming down in buckets. As anyone who lives here knows when the rain falls that fast the streets flood rather quickly. My objective was to drive back to Katy as quickly as possible and then stop at Epiphany of the Lord Catholic Church so I could pick up dinner from their Lenten Fish Fry. I had written a blog about this Lenten Fish Fry and planned my whole evening around making sure I would get our dinner from Epiphany. Unfortunately in a snap of your fingers I was in trouble.

I was hurrying out of the office in Cypress Texas which with no traffic using the freeway is at best a 35-40 minute drive to get home carrying two lap tops (mine plus office lap top from client). A full backpack and a Green friendly shopping bag loaded with work papers I hoped to use over the weekend. The ground in the parking lot was already full of water and the rain as I said was still coming down in torrents. I was afraid of placing the lap tops on the ground with the amount of water already there. My keys including the key/auto drive opener were all connected to several key rings and were in my right hand pocket. OK cool I try to get my keys out and they are stuck in a small hole in my jacket pocket. I am now getting anxious and pull hard on the key ring. The auto drive opener and device that opens my door actually pulls off of the metal key ring. Now I am holding my key ring and the car key in my hand but separated. The rain is falling harder and I am pretty well drenched and my glasses are covered in water. I believe I put my key ring and the now separated car key in my pocket with my left hand as I jockey around all the lap tops, backpack and bag I am holding to barely so they don’t fall into the water.

I open the car door and quickly toss in all of my stuff as I am still afraid of this rain water’s potential bad effect on my lap tops. To my total shock and horror I hear the noise my car makes when the door is locked. I am locked out of my car by a freak accident and its Friday evening with terrible weather. I go back inside my client’s office and start to make several phone calls. I quickly realize I do not have many options to get my car opened.

Bob's keys with car key/door opener

I call my home and my father-in-law looks for the backup key with no success. My wife is away with my step-sons on a Spring break trip (I could not go)and there goes out the window 3 drivers who could have picked me up and helped. Our close friend is still at work and having his own car crisis. I cannot get him to fetch me or help. I start praying quickly as I realize I cannot leave my valuable luggage (lap tops) in my car and exposed in the back seat and somehow go home. Cabs in the burbs of Houston are rare site and very costly option if you can get one to drive to Katy. My father-in-law is 80 years old and him driving in a major rain storm when its dark does not work at all. I resign myself that I might have to spend the night at this office as a locksmith I find quotes me a maybe on Saturday afternoon at 2:00 P.M. as his ETA to help me. There are no car rental offices anywhere I could somehow get to and they all close at 5 or 6 P.M.

First piece of my good fortunate is I belong to AAA and I call them now in a panic. They call back with first bad news as a locksmith quotes at least 5 plus hours (if at all) to arrive). I suggest we keep looking and I am told there are not many choices. I get a call back from AA and they have found a locksmith who can open the car and will be there in 2 plus hours. Thank you LORD as of course with no other alternatives I say please ask him to come.

My almost total disaster turns good quickly as Richard Sanchez of LockBusters Inc. arrives about 7:45 P.M. and he knows exactly how to open my car. I now have anew go to friend and locksmith in Richard as after less than 10 minutes or so the car magically opens and I find my key lying next to all the bags in the backseat.

Richard was supposed to be at a family function near Galveston when he was out in the pouring and cold rain helping me. I want to Richard a major shout out and recommend him to anyone needing a locksmith. He saved my butt that is for sure. He told me he will do locksmith work pretty much anywhere in the Houston area including Cypress, Katy, Sugarland, and many areas. His phone number is 281-561-0060 or 281-265-3335 and tell him you read my blog.

Obviously I missed the Lenten Fish Fry but I was able to drive home and sleep in my own bed. It is amazing how we all take these conveniences for granted.

Thank you to Mr. Richard Sanchez and to his family for helping me out.

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