Altavista, VA

FHA 203K Loan / Lender - Smooth Transaction Guarantee! - Altavista, Virginia

Brent Kluge & Group is the leading FHA 203K lender in the Mid Atlantic for a reason... Service!
What you get when you finance your FHA 203k renovation project with Brent & Team:

• 16 Years of Renovation Mortgage Finance
• Communication & Clarity on Process, Costs and Expectations
• Experience looking out for your best interests throughout the entire process
  
• We check your renovation numbers to ensure you are NOT being overcharged!
• Brent Calls Balls/Strikes with all parties to PROTECT YOUR INTERESTS.

Check out Brent's website for further details:

Check Out our list of Satisfied Customers and what they have to say about Brent Kluge & Group.


The FHA 203K mortgage requires action early in the process to set the stage for proper transaction flow...


A phone call for a discussion about your project costs nothing... but you could save thousands.

Many of the Lynchburg MLS area homes have terrace level basement apartments. Some people consider these "mother-in-law-suites" Often times a buyer client will specifically request this particular feature when searching for a new home in Lynchburg, Campbell County or Bedford County area.

Here are some questions you should ask your local zoning department prior to renting your basement apartment in the Lynchburg MLS area.

What are the specific guidelines for nonconforming use?

Must the home be owner occupied?

Define the difference between owner occupied and primary residence if there is a difference.

How long must the nonconforming use be abandoned before it is revoked?

I think that was Mr. B's problem prior to purchasing the property he did not ask enough questions.

Prior to renting a terrace level apartment be sure to review the local zoning laws. Many times "mother-in-law-suites" are in neighborhoods that are zoned as single family residences. If this be the case you don't want to be in the position of Mr. B as in my most recent post Why Can't I Rent My Basement Apartment?

Altavista Virginia in Campbell County has been granted monies to renovate the downtown.  It should take a few years to get it back to what it was in it's time but things have already started to change. Altavista is a perfect community for those that love the convenience of living close to shopping, and schools yet away from the hustle and bustle of the city.

Recently I had a homeowner ask me if finishing the basement and adding square footage to their home would increase the value of their home.  I loved their forward thinking.  Durning a time when folks are losing value in their homes this homeowner is trying to figure out what he can do to counter that problem.  With a little investment he could make a difference.  Please take the time and watch the video.

For the last few years the business owner's in the Town of Altavista, Virginia sponsor a town wide trick or treat. I think this is a wonderful and safe way we as parents can carry our children trick or treating and as a business owners this promotes our businesses by bringing additional traffic into our store fronts.

This year's trick or treat is set for Friday October 31, 2008 from 3:00 pm to 5:00 pm hope to see lots of ghouls and goblins!